GrowingWithAK

GlossarySortino Ratio

Sortino Ratio

Like Sharpe, but only the downside volatility counts as risk.

Formula

Sortino = (annualised return − risk-free rate) / annualised standard deviation of NEGATIVE returns

Intuition

Sortino fixes Sharpe's blind spot: it doesn't penalise a fund for having upside surprises. Only days when the fund lost money contribute to the 'risk' denominator. Higher = more upside per unit of actual pain.

What to look for

Sortino is almost always higher than Sharpe (most return distributions have more upside than downside variability). A Sortino meaningfully higher than the same fund's Sharpe means most of its volatility is to the upside.

Caveats

Sortino can be unstable when there are very few losing days in the window. It's most useful alongside Sharpe, not as a replacement.

Lens shows this metric on the scheme and portfolio pages. See the full glossary.