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HDFC Mutual Fund · #100124

HDFC Medium to Long Term Fund - Regular Plan - Growth Option

Debt · Medium to Long Term Fund · Regular · Growth

Regular TER: 1.36% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹46.42 change +25.4% max ₹61.08

Latest NAV

₹59.7640

as of 2026-10-21 · -0.21% vs 2026-10-19

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-10.79%

trough 2013-08-19 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +1.88% — — 2025-10-23 → today · 1.0y
3y +6.09% — — 2023-10-23 → today · 3.0y
5y +4.66% — — 2021-10-22 → today · 5.0y
10y +4.85% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1203 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -1.8% to -1.4%: 7 windows -1.4% to -0.9%: 9 windows -0.9% to -0.5%: 32 windows -0.5% to -0.1%: 37 windows -0.1% to +0.4%: 43 windows +0.4% to +0.8%: 46 windows +0.8% to +1.3%: 40 windows +1.3% to +1.7%: 35 windows +1.7% to +2.1%: 47 windows +2.1% to +2.6%: 40 windows +2.6% to +3.0%: 72 windows +3.0% to +3.4%: 30 windows +3.4% to +3.9%: 25 windows +3.9% to +4.3%: 22 windows +4.3% to +4.7%: 28 windows +4.7% to +5.2%: 54 windows +5.2% to +5.6%: 71 windows +5.6% to +6.0%: 92 windows +6.0% to +6.5%: 72 windows +6.5% to +6.9%: 29 windows +6.9% to +7.3%: 61 windows +7.3% to +7.8%: 52 windows +7.8% to +8.2%: 51 windows +8.2% to +8.7%: 33 windows +8.7% to +9.1%: 63 windows +9.1% to +9.5%: 31 windows +9.5% to +10.0%: 19 windows +10.0% to +10.4%: 28 windows +10.4% to +10.8%: 22 windows +10.8% to +11.3%: 12 windows -2% +11%

Median 1y return

+5.4%

Mean 1y return

+4.9%

Best / worst 1y

+11.3% / -1.8%

Windows positive

92%

5th %ile -0.4%
25th %ile +2.1%
75th %ile +7.4%
95th %ile +10.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +5.9% +6.1% +2.6% +13.5% 100% 2413
5y rolling +7.0% +6.8% +3.8% +11.0% 100% 3613
10y rolling +7.1% +7.0% +4.8% +8.9% 100% 2548

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -0.2 +0.9 -1.7 +1.0 +0.3 +2.7 -0.1 -0.2 -0.4 -0.8 · · +1.5
2025 +0.7 -0.0 +1.9 +1.9 +0.8 -0.9 +0.4 -1.4 +1.0 +0.3 +0.4 +0.3 +5.5
2024 +1.0 +1.1 +0.9 -0.4 +1.4 +0.6 +0.9 +1.0 +1.2 -0.0 +0.4 +0.4 +9.0
2023 +0.2 +0.1 +1.1 +1.2 +1.2 -0.3 +0.2 +0.6 -0.0 -0.3 +0.8 +1.1 +6.1
2022 -0.7 +0.3 +0.3 -1.0 -1.2 -0.1 +0.9 +1.3 -0.3 +0.2 +1.1 +0.2 +0.9
2021 +0.2 -1.6 +0.7 +0.6 +0.5 -0.1 +0.3 +0.7 +0.5 -0.2 +0.7 -0.2 +2.1
2020 +0.5 +2.1 +0.1 +0.2 +1.7 +0.8 +1.2 -0.9 +0.7 +1.5 +0.6 +0.5 +9.3
2019 +0.3 +0.1 +1.6 -0.1 +1.9 +0.7 +1.9 +0.3 -0.0 +0.9 +0.7 +0.2 +8.7
2018 -0.5 -1.0 +2.1 -1.4 +0.1 +0.3 +0.8 +0.1 -0.0 +0.8 +1.3 +1.0 +3.6
2017 +0.8 -2.7 +1.1 -0.2 +1.6 +1.8 +0.6 +0.2 -0.3 -0.2 -0.5 -0.9 +1.3
2016 -0.1 -0.0 +3.2 +1.1 +0.4 +1.3 +3.5 +1.7 +1.2 +0.3 +4.7 -3.6 +14.5
2015 +2.5 +0.3 +0.1 -0.3 +0.2 -1.0 +1.3 +0.7 +2.0 +0.1 -0.6 -0.1 +5.3
2014 +0.6 +0.0 +1.6 +0.9 +2.3 +0.7 +0.6 +0.2 +1.3 +2.9 +2.0 +1.7 +15.7
2013 +1.4 +0.6 +0.3 +2.2 +2.7 -1.3 -4.7 -1.8 +0.6 +2.2 -0.2 +0.3 +2.2
2012 +1.7 +0.9 -0.8 +0.6 +1.6 +0.6 +0.8 +0.6 +1.5 +0.5 +0.7 +1.2 +10.5
2011 -0.3 +0.7 +1.1 -0.2 -0.3 +1.3 +0.6 +1.2 +0.0 -1.3 +1.2 +2.0 +6.3
2010 +0.6 -0.9 +1.3 +0.6 +1.0 +0.4 -0.1 +0.5 +1.1 -0.5 +0.6 +0.9 +5.6
2009 -3.5 +0.1 -0.4 +4.7 -1.8 +1.3 +0.0 -0.9 +0.9 +0.2 +1.6 -0.2 +1.8
2008 +2.0 -0.0 -1.4 +0.2 +0.2 -1.2 -0.2 +0.5 +0.6 -1.0 +3.5 +12.7 +16.1
2007 +0.1 -0.9 +0.0 +0.5 +0.4 +0.5 +3.0 -0.6 +1.0 +1.7 +0.6 +1.3 +7.9
2006 · · · · +0.1 -0.5 +0.4 +1.0 +0.7 +0.5 +0.7 -0.3 +2.5
Avg +0.4 +0.0 +0.7 +0.6 +0.7 +0.4 +0.6 +0.2 +0.6 +0.4 +1.0 +0.9 +7.0

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-07-31

Equity 0.6%
ETF / FoF 0.3%
Other / unclassified 99.1%
Equity split: Mid 0.6%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Mid Cap 0.6%
  • Debt 97.7%
  • ETF / FoF (incl. gold/silver) 0.4%
  • REITs & InvITs 1.3%

99% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 34 holdings as of 2026-07-31 See changes vs previous snapshot →

Stock Sector % of fund
7.24% GOI MAT 180855 SOVEREIGN 11.72%
6.68% GOI MAT 070740 SOVEREIGN 8.80%
6.9% GOI MAT 150465 SOVEREIGN 7.16%
7.23% GOI MAT 150439 SOVEREIGN 4.94%
HDB Financial Services Ltd.^ CRISIL AAA 4.25%
Indian Railways Finance Corp. Ltd.^ CRISIL AAA 4.25%
SMFG India Credit Company Ltd^ CRISIL AAA 4.20%
NTPC Limited^ CRISIL AAA 3.09%
6.64% GOI MAT 071231 SOV 3.09%
7.71% GOI MAT 180566 SOVEREIGN 3.07%
7.62% Uttarakhand SDL ISD 170626 Mat 170635^ — 3.05%
6.98% Gujarat SDL ISD 261125 MAT 261132^ SOV 2.99%
National Bank for Agri & Rural Dev.^ CRISIL AAA 2.99%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ CRISIL AAA(SO) 2.98%
7.09% GOI MAT 050854^ Sovereign 2.89%
National Bank for Agri & Rural Dev.^ IND AAA 2.40%
LIC Housing Finance Ltd.^ — 1.81%
6.92% GOI MAT 181139 SOV 1.80%
NTPC Limited^ CRISIL AAA 1.75%
7.41% GOI MAT 191236 SOVEREIGN 1.25%

Sector mix

Sovereign Debt: 51.6% Corporate Debt: 35.9% Sov: 11.5% Realty: 0.6% Alternative Investment Fund Units: 0.4%
  • Sovereign Debt 51.6%
  • Corporate Debt 35.9%
  • Sov 11.5%
  • Realty 0.6%
  • Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.