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HDFC Mutual Fund · #101083

HDFC Gilt Fund - Regular Plan - Growth Option

Debt · Gilt Fund · Regular · Growth

Regular TER: 0.86% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-23

min ₹43.87 change +26.2% max ₹57.90

Latest NAV

₹56.3498

as of 2026-10-23 · -0.11% vs 2026-10-22

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-13.57%

trough 2009-03-12 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +0.94% — — 2025-10-24 → today · 1.0y
3y +5.57% — — 2023-10-25 → today · 3.0y
5y +4.77% — — 2021-10-22 → today · 5.0y
10y +5.29% — — 2016-10-24 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1212 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -1.3% to -0.9%: 5 windows -0.9% to -0.4%: 10 windows -0.4% to +0.0%: 16 windows +0.0% to +0.5%: 33 windows +0.5% to +0.9%: 68 windows +0.9% to +1.4%: 62 windows +1.4% to +1.8%: 46 windows +1.8% to +2.3%: 46 windows +2.3% to +2.7%: 47 windows +2.7% to +3.2%: 58 windows +3.2% to +3.6%: 47 windows +3.6% to +4.1%: 42 windows +4.1% to +4.5%: 35 windows +4.5% to +4.9%: 36 windows +4.9% to +5.4%: 35 windows +5.4% to +5.8%: 48 windows +5.8% to +6.3%: 52 windows +6.3% to +6.7%: 74 windows +6.7% to +7.2%: 87 windows +7.2% to +7.6%: 67 windows +7.6% to +8.1%: 54 windows +8.1% to +8.5%: 47 windows +8.5% to +9.0%: 73 windows +9.0% to +9.4%: 40 windows +9.4% to +9.9%: 27 windows +9.9% to +10.3%: 17 windows +10.3% to +10.8%: 6 windows +10.8% to +11.2%: 14 windows +11.2% to +11.7%: 10 windows +11.7% to +12.1%: 9 windows -1% +12%

Median 1y return

+5.6%

Mean 1y return

+5.2%

Best / worst 1y

+12.1% / -1.3%

Windows positive

97%

5th %ile +0.4%
25th %ile +2.5%
75th %ile +7.6%
95th %ile +9.9%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +6.7% +6.9% +3.3% +15.4% 100% 2422
5y rolling +6.6% +7.2% +2.4% +12.0% 100% 3621
10y rolling +7.6% +7.5% +5.3% +8.5% 100% 2557

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -0.0 +0.8 -2.3 +1.2 +0.3 +3.1 -0.5 -0.2 -0.6 -0.8 · · +0.8
2025 +0.7 -0.1 +2.1 +2.1 +0.6 -1.3 +0.4 -1.9 +1.4 +0.5 +0.1 +0.4 +5.1
2024 +0.7 +0.9 +0.7 -0.4 +1.6 +0.7 +1.0 +1.0 +1.4 -0.2 +0.5 +0.5 +8.7
2023 +0.4 +0.1 +1.2 +1.1 +0.9 +0.1 +0.3 +0.6 +0.3 -0.1 +0.9 +1.1 +7.1
2022 -0.2 +0.1 +0.2 -1.1 -0.6 +0.2 +0.9 +0.9 -0.3 +0.2 +1.2 +0.3 +1.7
2021 -0.2 -1.8 +0.8 +0.8 +0.4 -0.0 +0.4 +1.0 +0.6 -0.2 +1.0 -0.5 +2.2
2020 +0.6 +2.0 +0.4 +1.8 +1.4 +0.8 +0.9 -1.4 +1.0 +1.6 +0.5 +0.6 +10.7
2019 +0.4 +0.5 +0.9 +0.1 +1.7 +1.0 +1.9 +0.3 +0.0 +0.9 +0.5 -0.1 +8.6
2018 -0.4 -0.5 +2.0 -1.2 +0.2 +0.1 +0.9 +0.1 +0.3 +1.3 +1.4 +1.1 +5.4
2017 +0.9 -2.9 +1.1 -0.2 +1.5 +2.3 +0.6 +0.2 -0.2 -0.3 -0.5 -0.7 +1.8
2016 -0.4 +0.2 +3.8 +1.2 +0.5 +1.6 +3.7 +1.9 +1.3 +0.4 +5.0 -3.5 +16.6
2015 +2.8 +0.4 -0.1 -0.3 +0.0 -1.1 +1.5 +0.8 +2.4 +0.1 -0.6 -0.1 +5.9
2014 +0.9 +0.2 +1.5 +0.7 +2.7 +0.5 +0.9 +0.2 +1.3 +3.6 +2.3 +2.8 +19.0
2013 +1.7 +0.8 -0.0 +2.6 +3.1 -1.1 -5.3 -2.5 +0.0 +2.5 -0.3 +0.2 +1.4
2012 +1.5 +0.9 -1.0 +0.5 +2.3 +0.9 +0.7 +0.6 +1.3 +0.6 +0.8 +1.5 +11.0
2011 -0.4 +0.9 +1.1 -0.3 -0.2 +1.0 +0.2 +1.0 +0.1 -1.4 +1.1 +1.9 +5.1
2010 +0.6 -0.3 +0.9 +0.8 +1.1 +0.4 -0.6 +0.5 +1.1 -0.3 +0.6 +1.1 +5.9
2009 -6.5 -2.0 -3.1 +5.1 -2.0 -0.1 -0.1 -1.9 +1.1 -0.2 +1.6 -0.4 -8.7
2008 +3.5 -0.4 -3.1 +0.6 +0.4 -1.0 +0.5 +1.0 +0.9 +1.5 +3.1 +13.6 +21.8
2007 -0.0 -0.4 +0.3 -0.3 +1.2 +0.0 +0.7 +0.6 -0.0 +1.5 +0.3 +2.1 +6.3
2006 · · · · -0.3 -0.9 +0.2 +1.1 +0.8 +0.5 +0.8 +0.0 +2.1
Avg +0.3 -0.0 +0.4 +0.7 +0.8 +0.3 +0.4 +0.2 +0.7 +0.6 +1.0 +1.1 +7.1

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Other / unclassified 100.0%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 100.0%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 36 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
6.9% GOI MAT 150465 SOVEREIGN 16.42%
7.34% GOI MAT 220464 SOV 10.61%
6.94% GOI MAT 110536 SOVEREIGN 7.83%
7.18% GOI MAT 140833 SOVEREIGN 6.39%
7.3% GOI MAT 190653 SOV 6.37%
6.97% Karnataka SDL Mat 260228^ SOV 5.77%
7.27% Gujarat SDL ISD 171225 MAT 171234^ SOV 4.12%
7.64% Gujarat SDL ISD 170124 MAT 170133^ — 2.61%
182 Days TBILL MAT 280127^ SOV 2.60%
6.99% Madhya Pradesh SDL Mat 171141^ SOVEREIGN 2.43%
7.18% GOI MAT 240737 SOVEREIGN 1.59%
7.64% % Gujarat SDL ISD 170124 Mat 170134^ — 1.58%
7.20% Maharashtra SDL MAT 231036^ SOV 1.52%
182 Days TBILL MAT 171226^ SOVEREIGN 1.31%
7.24% GOI MAT 180855 SOVEREIGN 1.26%
7.48% Madhya Pradesh MAT 011045^ SOV 1.26%
7.09% GOI MAT 050854 Sovereign 1.24%
7.22% Madhya Pradesh SDL ISD 060825 Mat 060843^ — 1.24%
7.22% Madhya Pradesh ISD 060825 MAT 060848^ — 1.00%
7.63% Gujarat SDL ISD 240124 Mat 240133^ — 0.79%

Sector mix

Sovereign Debt: 58.7% Sov: 40.1% Corporate Debt: 1.2%
  • Sovereign Debt 58.7%
  • Sov 40.1%
  • Corporate Debt 1.2%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.