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JM Financial Mutual Fund · #101806

JM Dynamic Term Fund - Regular Plan - Growth Option

Debt · Dynamic Term Fund · Regular · Growth

Regular TER: 0.93% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹33.07 change +30.3% max ₹43.45

Latest NAV

₹43.1026

as of 2026-10-21 · -0.12% vs 2026-10-19

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-3.04%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +2.04% — — 2025-10-23 → today · 1.0y
3y +6.04% — — 2023-10-23 → today · 3.0y
5y +5.45% — — 2021-10-22 → today · 5.0y
10y +5.96% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1202 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+0.7% to +1.1%: 8 windows +1.1% to +1.5%: 7 windows +1.5% to +1.8%: 3 windows +1.8% to +2.2%: 12 windows +2.2% to +2.5%: 30 windows +2.5% to +2.9%: 71 windows +2.9% to +3.3%: 152 windows +3.3% to +3.6%: 55 windows +3.6% to +4.0%: 86 windows +4.0% to +4.3%: 42 windows +4.3% to +4.7%: 21 windows +4.7% to +5.1%: 2 windows +5.1% to +5.4%: 9 windows +5.4% to +5.8%: 55 windows +5.8% to +6.1%: 115 windows +6.1% to +6.5%: 80 windows +6.5% to +6.9%: 66 windows +6.9% to +7.2%: 59 windows +7.2% to +7.6%: 61 windows +7.6% to +7.9%: 66 windows +7.9% to +8.3%: 56 windows +8.3% to +8.7%: 38 windows +8.7% to +9.0%: 27 windows +9.0% to +9.4%: 4 windows +9.4% to +9.8%: 24 windows +9.8% to +10.1%: 14 windows +10.1% to +10.5%: 3 windows +10.5% to +10.8%: 8 windows +10.8% to +11.2%: 16 windows +11.2% to +11.6%: 12 windows +1% +12%

Median 1y return

+5.9%

Mean 1y return

+5.7%

Best / worst 1y

+11.6% / +0.7%

Windows positive

100%

5th %ile +2.5%
25th %ile +3.3%
75th %ile +7.4%
95th %ile +9.6%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +6.9% +6.6% +4.1% +8.8% 100% 2414
5y rolling +6.9% +7.0% +5.2% +8.5% 100% 3613
10y rolling +7.5% +7.2% +6.0% +8.0% 100% 2549

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -0.2 +0.7 -0.8 +0.5 +0.2 +1.5 +0.2 +0.0 -0.1 -0.3 · · +1.6
2025 +0.9 +0.1 +1.9 +2.1 +0.9 -0.7 +0.4 -0.6 +0.6 +0.8 +0.5 -0.1 +7.0
2024 +0.7 +1.0 +0.6 -0.4 +1.3 +0.5 +1.0 +0.9 +1.3 -0.1 +0.6 +0.4 +8.0
2023 +0.4 +0.1 +1.0 +1.1 +1.0 -0.1 +0.2 +0.5 +0.3 +0.4 +0.5 +0.9 +6.3
2022 +0.2 +0.2 +0.3 +0.1 -0.0 +0.3 +0.5 +0.5 +0.1 +0.3 +1.0 +0.3 +3.8
2021 -0.4 -0.6 +0.6 +0.8 +0.3 -0.1 +0.5 +0.6 +0.2 +0.1 +0.4 +0.1 +2.7
2020 +0.4 +0.9 -0.2 +0.4 +1.3 +1.6 +1.0 -0.5 +0.5 +1.1 +0.7 +0.4 +7.8
2019 +0.6 +0.5 +0.7 +0.5 +0.6 +0.5 +0.6 +0.5 +0.4 +0.5 +0.4 +0.4 +6.2
2018 +0.6 +0.5 +0.7 +0.5 +0.6 +0.6 +0.6 +0.6 +0.5 +0.6 +0.6 +0.6 +7.4
2017 +0.7 +0.6 +0.7 +0.6 +0.7 +0.6 +0.6 +0.6 +0.5 +0.6 +0.5 +0.5 +7.5
2016 +0.6 +0.7 +0.8 +0.7 +0.7 +0.7 +0.7 +0.7 +0.7 +0.6 +0.7 +0.6 +8.3
2015 +0.7 +0.6 +0.8 +0.7 +0.7 +0.8 +0.7 +0.7 +0.7 +0.7 +0.7 +0.7 +9.0
2014 +0.7 +0.6 +0.7 +0.8 +0.7 +0.7 +0.6 +0.6 +0.7 +0.8 +0.6 +0.8 +8.8
2013 +0.6 +0.5 +0.5 +0.7 +0.5 +0.5 +0.6 +0.8 +0.8 +0.9 +0.7 +0.7 +8.2
2012 +0.7 +0.7 +0.7 +0.7 +0.6 +0.6 +0.7 +0.6 +0.6 +0.7 +0.6 +0.6 +7.9
2011 +0.7 +0.6 +0.6 +0.5 +0.7 +0.7 +0.7 +0.8 +0.7 +0.6 +0.7 +0.7 +8.1
2010 +0.4 +0.3 +0.4 +0.4 +0.4 +0.4 +0.4 +0.4 +0.5 +0.5 +0.5 +0.6 +5.2
2009 +0.5 +0.6 +0.6 +0.3 +0.2 +0.4 +0.4 +0.4 +0.3 +0.4 +0.4 +0.4 +4.9
2008 +0.7 +0.6 +0.6 +0.6 +0.6 +0.6 +0.7 +0.6 +0.7 +0.7 +0.6 +0.7 +8.0
2007 +0.5 +0.5 +0.3 +0.7 +0.7 +0.6 +0.6 +0.6 +0.5 +0.7 +0.7 +0.6 +7.1
2006 · · · · +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.4 +4.1
Avg +0.5 +0.5 +0.6 +0.6 +0.6 +0.5 +0.6 +0.5 +0.5 +0.6 +0.6 +0.5 +7.0

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-08-31

ETF / FoF 0.3%
Other / unclassified 99.7%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 95.2%
  • Cash & Equivalents 4.4%
  • ETF / FoF (incl. gold/silver) 0.3%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 15 holdings as of 2026-08-31 See changes vs previous snapshot →

Stock Sector % of fund
6.94% GOI 11-May-2036 SOVEREIGN 13.23%
6.36% GOI 16-Feb-2031 SOV 12.19%
7.5% REC Limited 28-FEB-2030** CRISIL AAA 8.46%
7.48% NABARD 15-SEP-2028 CRISIL AAA 7.54%
7.04% SIDBI 09-FEB-2029** CRISIL AAA 7.46%
Punjab National Bank 04-MAR-2027**# CRISIL A1+ 7.32%
HDFC Bank Limited 05-MAR-2027**# CRISIL A1+ 7.31%
7.9% Mahindra & Mahindra Financial Serv Ltd. 21-FEB-2028** CRISIL AAA 5.67%
7.9% Bajaj Finance Limited 13-APR-2028** CRISIL AAA 5.67%
7.08% Bajaj Housing Finance Ltd 12-JUN-2030** CRISIL AAA 5.50%
6.68% GOI 07-Jul-2040 SOVEREIGN 5.48%
8.6% Muthoot Finance Limited 02-MAR-2028** CRISIL AA+ 4.72%
Canara Bank 11-NOV-2026**# CRISIL A1+ 2.80%
8.12% L&T Finance Limited 29-JUN-2029** CRISIL AAA 1.90%
Corporate Debt Market Development Fund - Class A2 Units Alternative Investment Fund Units 0.33%

Sector mix

Corporate Debt: 67.3% Sovereign Debt: 19.6% Sov: 12.8% Alternative Investment Fund Units: 0.3%
  • Corporate Debt 67.3%
  • Sovereign Debt 19.6%
  • Sov 12.8%
  • Alternative Investment Fund Units 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.