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DSP Mutual Fund · #101837

DSP Credit Risk Fund - Regular Plan - Growth

Debt · Credit Risk Fund · Regular · Growth

Regular TER: 1.19% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹30.71 change +79.7% max ₹55.28

Latest NAV

₹55.1835

as of 2026-10-21 · -0.07% vs 2026-10-19

Earliest NAV in archive

2006-04-02

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-6.18%

trough 2018-12-18 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +9.56% — — 2025-10-23 → today · 1.0y
3y +12.87% — — 2023-10-23 → today · 3.0y
5y +12.44% — — 2021-10-22 → today · 5.0y
10y +7.79% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1213 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+2.4% to +3.1%: 98 windows +3.1% to +3.8%: 8 windows +3.8% to +4.5%: 8 windows +4.5% to +5.2%: 23 windows +5.2% to +5.9%: 11 windows +5.9% to +6.6%: 76 windows +6.6% to +7.3%: 43 windows +7.3% to +8.0%: 155 windows +8.0% to +8.7%: 76 windows +8.7% to +9.4%: 68 windows +9.4% to +10.1%: 100 windows +10.1% to +10.8%: 56 windows +10.8% to +11.5%: 2 windows +11.5% to +12.2%: 0 windows +12.2% to +12.9%: 6 windows +12.9% to +13.6%: 3 windows +13.6% to +14.3%: 2 windows +14.3% to +15.0%: 5 windows +15.0% to +15.7%: 168 windows +15.7% to +16.4%: 67 windows +16.4% to +17.2%: 2 windows +17.2% to +17.9%: 0 windows +17.9% to +18.6%: 8 windows +18.6% to +19.3%: 7 windows +19.3% to +20.0%: 3 windows +20.0% to +20.7%: 7 windows +20.7% to +21.4%: 43 windows +21.4% to +22.1%: 80 windows +22.1% to +22.8%: 48 windows +22.8% to +23.5%: 40 windows +2% +23%

Median 1y return

+9.7%

Mean 1y return

+11.8%

Best / worst 1y

+23.5% / +2.4%

Windows positive

100%

5th %ile +2.9%
25th %ile +7.6%
75th %ile +15.8%
95th %ile +22.4%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +6.8% +7.6% +1.5% +16.1% 100% 2428
5y rolling +7.4% +7.4% +2.9% +12.5% 100% 3627
10y rolling +7.0% +7.3% +6.2% +8.4% 100% 2564

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.1 -0.9 +0.1 +5.9 +1.0 +1.5 +0.3 +0.2 +0.3 -0.1 · · +8.6
2025 +0.6 +5.2 +8.6 +1.1 +1.6 +0.3 +0.4 -0.0 +0.6 +0.6 +0.4 +0.3 +21.0
2024 +0.5 +0.6 +0.8 +0.3 +0.8 +0.6 +0.7 +0.6 +0.8 +0.5 +0.6 +0.6 +7.8
2023 +0.4 +0.2 +1.3 +0.8 +0.7 +0.4 +0.6 +0.6 +0.4 +8.1 +0.6 +0.7 +15.6
2022 +0.1 +0.2 +6.8 -0.2 -0.5 +0.2 +0.6 +0.5 -0.1 +0.3 +0.7 +0.5 +9.3
2021 +0.2 +0.3 +0.4 +0.4 +0.5 +0.2 +0.2 +0.1 +0.1 -0.0 +0.3 +0.1 +2.9
2020 +0.8 +0.8 +0.5 -2.5 +0.4 +0.8 +0.7 +0.4 +1.7 +0.4 +0.4 +0.3 +4.8
2019 +0.7 +0.5 +1.3 +0.2 +0.4 -0.9 -0.3 -0.5 +1.1 +1.0 +0.7 +0.2 +4.4
2018 +0.4 +0.0 +1.2 -0.3 +0.2 +0.5 +0.8 +0.5 -2.5 -0.5 +0.8 -3.7 -2.6
2017 +1.1 -0.0 +0.6 +0.5 +0.8 +0.7 +0.9 +0.6 +0.3 +0.5 +0.2 +0.0 +6.4
2016 +0.5 +0.4 +1.5 +0.9 +0.6 +0.7 +1.4 +1.0 +1.0 +0.6 +1.7 -0.3 +10.6
2015 +1.3 +0.5 +0.8 +0.6 +0.7 +0.4 +1.2 +0.8 +0.8 +0.8 +0.6 +0.6 +9.6
2014 +0.6 +0.6 +1.2 +0.9 +1.2 +1.0 +0.5 +0.5 +0.9 +1.4 +0.9 +0.7 +10.8
2013 +0.6 +0.4 +0.9 +1.0 +1.1 +0.3 -1.3 +0.1 +1.9 +1.2 +0.7 +0.9 +8.1
2012 +0.7 +0.5 +0.6 +0.9 +0.6 +0.8 +0.9 +0.7 +0.9 +0.5 +0.6 +0.7 +8.8
2011 +0.6 +0.6 +0.7 +0.6 +0.6 +0.8 +0.7 +0.8 +0.7 +0.7 +0.6 +0.7 +8.5
2010 +0.3 +0.3 +0.4 +0.4 +0.4 +0.4 +0.4 +0.4 +0.5 +0.5 +0.5 +0.6 +5.2
2009 +0.9 +0.6 +0.6 +0.7 +0.3 +0.4 +0.4 +0.3 +0.4 +0.4 +0.4 +0.4 +5.8
2008 +0.5 +0.6 +0.6 +0.6 +0.7 +0.7 +0.7 +0.8 +0.8 +0.8 +0.7 +0.8 +8.7
2007 +0.5 +0.5 +0.5 +0.5 -0.7 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +5.1
2006 · · · · +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +4.1
Avg +0.6 +0.6 +1.5 +0.7 +0.6 +0.5 +0.5 +0.5 +0.6 +0.9 +0.6 +0.3 +7.9

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.2%
Other / unclassified 99.8%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 93.5%
  • Cash & Equivalents 6.2%
  • ETF / FoF (incl. gold/silver) 0.2%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 25 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
6.94% GOI 11052036 SOVEREIGN 10.85%
Kotak Mahindra Bank Limited CRISIL A1+ 7.50%
Aditya Birla Digital Fashion Ventures Limited** CRISIL AA- 6.18%
Nuvoco Vistas Corporation Limited CRISIL AA 6.09%
Adani Airport Holdings Limited** CRISIL AA- 6.08%
GMR Airports Limited** CRISIL AA- 5.05%
JTPM Metal Traders Limited** CRISIL AA 4.97%
Tata Housing Development Co Limited** CARE AA 4.80%
Aditya Birla Renewables Limited** CRISIL AA 4.61%
GMR Airports Limited** CRISIL A+ 3.34%
Piramal Finance Limited** ICRA AA+ 3.33%
Aadhar Housing Finance Limited** ICRA AA+ 3.24%
Tata Projects Limited** CRISIL AA 3.15%
Kogta Financial India Limited** CARE AA- 3.15%
Nuvama Wealth Finance Limited** CARE AA 3.11%
Tata Projects Limited** IND AA 3.08%
Adani Power Limited** CRISIL AA 3.06%
Adani Power Limited** CRISIL AA 3.05%
360 One Prime Limited** ICRA AA 1.66%
National Bank For Agriculture & Rural Development CRISIL AAA 1.60%

Sector mix

Corporate Debt: 86.5% Sovereign Debt: 13.3% Alternative Investment Fund Units: 0.3%
  • Corporate Debt 86.5%
  • Sovereign Debt 13.3%
  • Alternative Investment Fund Units 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.