HDFC Medium Term Fund - Regular Plan - Growth Option

Debt · Medium Term Fund · Regular · Growth

Regular TER: 1.30% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-22

min ₹44.85 change +33.3% max ₹60.44

Latest NAV

₹60.1397

as of 2026-10-22 · -0.14% vs 2026-10-21

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-3.53%

trough 2013-08-19 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+4.68%	—	—	2025-10-24 → today · 1.0y
3y	+6.99%	—	—	2023-10-25 → today · 3.0y
5y	+5.94%	—	—	2021-10-22 → today · 5.0y
10y	+6.57%	—	—	2016-10-24 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1204 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.6%

Mean 1y return

+6.1%

Best / worst 1y

+9.9% / +1.4%

Windows positive

100%

5th %ile +2.3%

25th %ile +5.1%

75th %ile +7.6%

95th %ile +9.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+7.3%	+7.2%	+4.8%	+10.7%	100%	2414
5y rolling	+8.0%	+7.8%	+5.9%	+9.8%	100%	3613
10y rolling	+8.0%	+8.0%	+6.6%	+9.3%	100%	2549

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.0	+0.9	-0.5	+0.7	+0.3	+1.9	+0.4	+0.3	+0.1	-0.3	·	·	+3.7
2025	+0.7	+0.3	+1.3	+1.5	+0.9	-0.1	+0.6	-0.2	+0.8	+0.7	+0.6	+0.3	+7.7
2024	+0.7	+0.8	+0.7	+0.1	+1.0	+0.5	+0.9	+0.8	+1.0	+0.4	+0.4	+0.4	+8.1
2023	+0.4	+0.2	+0.9	+1.1	+0.9	+0.2	+0.5	+0.5	+0.4	+0.1	+0.6	+0.8	+6.7
2022	+0.1	+0.4	+0.3	-0.6	-0.9	+0.1	+1.0	+0.8	-0.2	+0.4	+0.9	+0.4	+2.9
2021	+0.2	-0.7	+0.9	+0.8	+0.9	+0.2	+0.6	+0.8	+0.6	-0.0	+0.6	+0.1	+5.0
2020	+0.9	+1.6	+0.1	-1.4	+1.2	+1.7	+1.4	+0.0	+0.9	+1.8	+1.0	+0.5	+10.0
2019	+0.6	+0.2	+1.5	+0.2	+1.5	+0.4	+1.5	+0.4	+0.2	+1.0	+1.0	+0.2	+9.1
2018	+0.3	-0.1	+1.3	-0.3	+0.2	+0.5	+0.8	+0.4	-0.1	+0.5	+1.1	+0.8	+5.6
2017	+0.9	-0.4	+0.8	+0.3	+0.8	+0.8	+0.8	+0.5	+0.2	+0.8	+0.1	-0.1	+5.5
2016	+0.5	+0.2	+1.7	+0.9	+0.5	+0.9	+1.8	+1.1	+1.2	+0.8	+2.1	-0.6	+11.5
2015	+1.3	+0.4	+0.6	+0.3	+0.6	+0.1	+1.0	+0.6	+1.2	+0.5	+0.2	+0.4	+7.4
2014	+0.6	+0.6	+1.3	+0.8	+1.3	+0.7	+0.7	+0.5	+0.9	+1.4	+1.0	+0.8	+11.2
2013	+0.8	+0.3	+0.8	+1.4	+1.0	+0.1	-2.1	-0.3	+2.0	+1.4	+0.6	+0.7	+7.0
2012	+0.9	+0.6	+0.5	+0.9	+0.6	+0.9	+1.0	+0.8	+1.1	+0.8	+0.6	+0.8	+9.8
2011	+0.3	+0.5	+1.0	+0.5	+0.4	+1.1	+0.7	+0.8	+0.5	+0.6	+0.8	+0.9	+8.4
2010	+0.6	+0.1	+1.0	+0.9	+0.3	+0.4	+0.1	+0.4	+0.5	+0.2	+0.3	+0.1	+5.0
2009	+0.3	+1.4	+0.6	+2.4	-0.1	+0.9	+0.6	+0.0	+0.8	+0.7	+1.2	+0.2	+9.4
2008	+1.0	+0.6	+0.8	+0.8	+0.7	+0.3	+0.6	+0.6	+0.9	+0.5	+0.9	+4.1	+12.5
2007	+0.7	+0.2	+0.7	+0.9	+0.9	+0.8	+1.2	+0.8	+0.7	+1.0	+0.8	+0.8	+9.9
2006	·	·	·	·	+0.6	+0.4	+0.6	+0.6	+0.6	+0.6	+0.6	+0.4	+4.6
Avg	+0.6	+0.4	+0.8	+0.6	+0.6	+0.6	+0.7	+0.5	+0.7	+0.7	+0.8	+0.6	+8.0

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-07-31

Equity 1.0%

ETF / FoF 0.3%

Other / unclassified 98.7%

Equity split: Mid 1.0%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Mid Cap 1.0%
Debt 92.8%
Cash & Equivalents 3.8%
ETF / FoF (incl. gold/silver) 0.3%
REITs & InvITs 2.1%

99% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 64 holdings as of 2026-07-31 See changes vs previous snapshot →

Stock	Sector	% of fund
7.18% GOI MAT 240737	SOVEREIGN	5.12%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^	CRISIL AAA(SO)	4.79%
GMR Airports Limited	CRISIL A+	4.37%
Jubilant Beverages Limited^	CRISIL AA	3.29%
7.23% GOI MAT 150439	SOVEREIGN	2.98%
6.68% GOI MAT 070740	SOVEREIGN	2.96%
Small Industries Development Bank	CRISIL AAA	2.79%
Kalpataru Projects International Ltd^	—	2.77%
SK FINANCE LIMITED^	—	2.77%
SBFC Finance Limited	—	2.76%
Kosamattam Finance Limited^	—	2.73%
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^	CRISIL AAA(SO)	2.72%
MAS Financial Services Ltd.^	CARE AA-	2.65%
JTPM Metal Traders Limited^	CRISIL AA	2.23%
Power Finance Corporation Ltd.^	CRISIL AAA	2.08%
Evonith Value Steel Limited^	—	2.08%
Truhome Finance Limited^	FITCH AA	2.08%
Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)^	[ICRA]AA+	2.08%
Bajaj Housing Finance Ltd.^	CRISIL AAA	1.95%
Pipeline Infrastructure Pvt. Ltd.^	CRISIL AAA	1.94%
Pipeline Infrastructure Pvt. Ltd.^	CRISIL AAA	1.67%
Aadhar Housing Finance Limited^	CARE AA+	1.66%
Aadharshila Infratech Private limited^	CARE AA+	1.64%
The Tata Power Company Ltd.^	CARE AA+	1.44%
Floating Rate GOI 2034^	SOVEREIGN	1.42%
Tata Power Renewable Energy Limited^	—	1.39%
Godrej Industries Ltd.^	CRISIL AA+	1.39%
JM FINANCIAL HOME LOANS LIMITED^	—	1.39%
JSW Energy Ltd.^	ICRA AA	1.38%
National Bank for Agri & Rural Dev.^	CRISIL AAA	1.38%
TMF Holdings Ltd. (Perpetual)^	—	1.38%
REC Limited.^	—	1.37%
TMF Holdings Ltd. (Perpetual)^	CRISIL AA+	1.37%
7.3% GOI MAT 190653	SOV	1.35%
RAAJMARG INFRA INVESTMENT TRUST	Transport Infrastructure	1.22%
Universe Trust Dec 2024 (Originator - IKF Finance limited)^	—	0.97%
Embassy Office Parks REIT	Realty	0.97%
Indus Infra Trust	Transport Infrastructure	0.90%
VAJRA 009 TRUST (Originator - Veritas Finance limited)^	—	0.84%
Bajaj Housing Finance Ltd.^	CRISIL AAA	0.83%
Indigo 043 (Originator - Muthoot Capital Services Limited)^	—	0.77%
POWERGRID Infrastructure Investment Trust	Power	0.73%
Indian Railways Finance Corp. Ltd.^	—	0.71%
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)^	—	0.70%
Indian Railways Finance Corp. Ltd.^	CRISIL AAA	0.70%
Mahindra Rural Housing Finance Ltd^	CRISIL AAA	0.69%
JM FINANCIAL HOME LOANS LIMITED^	—	0.69%
7.44% Karnataka SDL Mat 250236^	Sovereign	0.69%
7.59% Tamil Nadu SDL Mat 150741^	—	0.69%
National Bank for Agri & Rural Dev.^	IND AAA	0.69%
Power Finance Corporation Ltd.^	CRISIL AAA	0.69%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED^	CRISIL AA-	0.69%
Jubilant Bevco Limited^	CRISIL AA	0.62%
Vastu Finserve India Pvt. Ltd.^	CARE AA	0.54%
Vastu Finserve India Pvt. Ltd.^	CARE AA	0.54%
Capital Infra Trust	Construction	0.52%
7.34% GOI MAT 220464	SOV	0.40%
7.25% GOI MAT 120663	SOV	0.40%
Corporate Debt Market Development Fund	Alternative Investment Fund Units	0.34%
Power Finance Corporation Ltd.^	CRISIL AAA	0.28%
7.09% GOI MAT 050854^	Sovereign	0.27%
NTPC Limited^	CRISIL AAA	0.27%
Vastu Finserve India Pvt. Ltd.^	CARE AA	0.27%
6.95% GOI MAT 161261	—	0.26%

Sector mix

Corporate Debt 78.0%
Sovereign Debt 15.0%
Sov 2.2%
Services 2.2%
Realty 1.0%
Power 0.8%
Construction 0.5%
Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.