UTI - Liquid Fund - Regular Plan - Growth

Debt · Liquid Fund · Regular · Growth

Regular TER: 0.25% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-23 → 2026-10-21

min ₹341.55 change +35.8% max ₹463.83

Latest NAV

₹463.8283

as of 2026-10-21 · +0.00% vs 2026-10-20

Earliest NAV in archive

2006-04-01

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-0.25%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+6.37%	—	—	2025-10-23 → today · 1.0y
3y	+6.82%	—	—	2023-10-24 → today · 3.0y
5y	+6.32%	—	—	2021-10-23 → today · 5.0y
10y	+6.04%	—	—	2016-10-23 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1557 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.6%

Mean 1y return

+6.0%

Best / worst 1y

+7.4% / +3.2%

Windows positive

100%

5th %ile +3.3%

25th %ile +5.1%

75th %ile +7.2%

95th %ile +7.3%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+6.8%	+6.3%	+4.0%	+8.5%	100%	3127
5y rolling	+7.6%	+7.1%	+5.2%	+9.0%	100%	4953
10y rolling	+7.5%	+7.2%	+6.0%	+8.0%	100%	3335

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.4	+0.5	+0.5	+0.7	+0.5	+0.6	+0.5	+0.6	+0.5	+0.3	·	·	+5.2
2025	+0.6	+0.5	+0.7	+0.6	+0.6	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+6.5
2024	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.3
2023	+0.5	+0.5	+0.7	+0.5	+0.6	+0.5	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.0
2022	+0.3	+0.3	+0.3	+0.3	+0.3	+0.4	+0.4	+0.5	+0.4	+0.5	+0.5	+0.5	+4.8
2021	+0.2	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.2	+0.3	+0.3	+0.3	+3.3
2020	+0.4	+0.4	+0.6	+0.4	+0.4	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.2	+4.2
2019	+0.6	+0.5	+0.7	+0.6	+0.6	+0.6	+0.6	+0.5	+0.5	+0.5	+0.4	+0.4	+6.6
2018	+0.5	+0.5	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.7	+7.4
2017	+0.6	+0.5	+0.6	+0.5	+0.5	+0.5	+0.6	+0.5	+0.5	+0.5	+0.5	+0.5	+6.7
2016	+0.6	+0.6	+0.8	+0.7	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.5	+7.7
2015	+0.7	+0.6	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.6	+0.6	+0.6	+0.6	+8.3
2014	+0.7	+0.7	+0.8	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+9.1
2013	+0.7	+0.6	+0.7	+0.7	+0.7	+0.7	+0.4	+0.9	+0.9	+0.9	+0.8	+0.8	+9.1
2012	+0.8	+0.7	+0.8	+0.8	+0.8	+0.8	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+9.6
2011	+0.7	+0.6	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.8	+8.9
2010	+0.3	+0.3	+0.3	+0.4	+0.4	+0.4	+0.5	+0.5	+0.5	+0.6	+0.6	+0.6	+5.4
2009	+0.7	+0.5	+0.6	+0.5	+0.5	+0.4	+0.4	+0.4	+0.3	+0.3	+0.3	+0.3	+5.4
2008	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.7	+8.9
2007	+0.6	+0.6	+0.7	+0.7	+0.7	+0.5	+0.4	+0.6	+0.6	+0.7	+0.7	+0.7	+7.8
2006	·	·	·	·	+0.5	+0.5	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+4.7
Avg	+0.6	+0.5	+0.6	+0.6	+0.6	+0.6	+0.5	+0.6	+0.6	+0.6	+0.6	+0.6	+7.1

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.3%

Other / unclassified 99.7%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 95.3%
Cash & Equivalents 4.4%
ETF / FoF (incl. gold/silver) 0.3%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 106 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
91 DAYS T-BILL - 19/11/2026	SOV	4.52%
CD - UCO BANK - 04/11/2026	—	3.44%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL A1+	2.71%
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL A1+	2.52%
CD - HDFC BANK - 04/12/2026	CRISIL A1+	2.34%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	ICRA A1+	2.17%
91 DAYS T-BILL - 03/12/2026	SOV	1.99%
CD - BANK OF INDIA - 03/12/2026	CRISIL A1+	1.98%
CD - INDIAN BANK - 09/11/2026	CRISIL A1+	1.81%
CD - HDFC BANK LTD - 04/11/2026	CARE A1+	1.81%
CD - HDFC BANK LTD - 06/11/2026	CRISIL A1+	1.81%
CD - PUNJAB & SIND BANK LTD - 17/11/2026	ICRA A1+	1.81%
91 DAYS T-BILL - 24/12/2026	SOVEREIGN	1.80%
CP BAJAJ FINANCE LTD.	—	1.80%
CD - KARUR VYSYA BANK LTD - 03/12/2026	—	1.80%
CD - PUNJAB & SIND BANK LTD - 22/12/2026	ICRA A1+	1.79%
CD - NABARD - 10/11/2026	FITCH A1+	1.72%
CP NTPC LTD.	CRISIL A1+	1.64%
CP NTPC LTD.	CRISIL A1+	1.45%
CP CANFIN HOMES LTD.	—	1.45%
CP BAJAJ FINANCIAL SECURITIES LTD	CRISIL A1+	1.44%
CD - BANK OF INDIA - 15/12/2026	CRISIL A1+	1.44%
CD - Union Bank Of India - 10/12/2026	ICRA A1+	1.35%
CD - SIDBI - 06/11/2026	CRISIL A1+	1.34%
CD - CENTRAL BANK OF INDIA - 23/11/2026	CRISIL A1+	1.26%
182 DAYS T-BILL - 12/11/2026	Sovereign	1.18%
CP CHENNAI PETROLEUM CORPORATION LIMITED	—	1.09%
CP TATA COMMUNICATIONS LTD.	—	1.09%
CP SHAREKHAN LTD	—	1.08%
CP JSW ENERGY LTD.	—	1.08%
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.	—	0.99%
CD - HDFC BANK LTD - 16/10/2026	A1+	0.91%
CP GODREJ FINANCE LIMITED	CRISIL A1+	0.90%
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL A1+	0.90%
CD - HDFC BANK LTD - 15/12/2026	[ICRA]A1+	0.90%
CP ADITYA BIRLA CAPITAL LTD	—	0.90%
CP MAHINDRA RURAL HOUSING FINANCE LTD	CRISIL A1+	0.90%
CP HINDUSTAN PETROLEUM CORPORATION LTD.	CRISIL A1+	0.90%
CP MUTHOOT FINCORP LIMITED	CRISIL A1+	0.90%
CP BAJAJ FINANCE LTD.	CRISIL A1+	0.90%
CP HDFC SECURITIES LTD	CRISIL A1+	0.90%
CP HDFC SECURITIES LTD	—	0.90%
CD - KARUR VYSYA BANK LTD - 16/11/2026	—	0.90%
CD - CANARA BANK - 25/11/2026	CRISIL A1+	0.90%
91 DAYS T-BILL - 10/12/2026	SOV	0.90%
CP KOTAK SECURITIES LTD.	CRISIL A1+	0.72%
CP ICICI HOME FINANCE COMPANY LIMITED	—	0.72%
CP EXPORT IMPORT BANK OF INDIA	CRISIL A1+	0.72%
CP TVS CREDIT SERVICES LIMITED	—	0.72%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.	CRISIL A1+	0.72%
CP HERO FINCORP LTD.	—	0.72%
CD - UNION BANK OF INDIA - 30/11/2026	ICRA A1+	0.72%
CP NUVOCO VISTAS CORPORATION LTD	—	0.72%
CP EXPORT IMPORT BANK OF INDIA	CRISIL A1+	0.72%
CP POWER FINANCE CORPORATION LTD.	CRISIL A1+	0.72%
CP TITAN COMPANY LTD.	CARE A1+	0.72%
CP RELIANCE INDUSTRIES LTD.	CRISIL A1+	0.72%
CP RELIANCE RETAIL VENTURES LIMITED	CRISIL A1+	0.72%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.	CRISIL A1+	0.72%
CP MOTILAL OSWAL FINANCIAL SERVICES LTD.	ICRA A1+	0.72%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED	CRISIL A1+	0.72%
CP BIRLA GROUP HOLDINGS PRIVATE LIMITED	CRISIL A1+	0.63%
CP BAJAJ FINANCIAL SECURITIES LTD	CRISIL-A1+	0.63%
CD - KARUR VYSYA BANK LTD - 13/11/2026	—	0.54%
CP ADITYA BIRLA CAPITAL LTD	CRISIL A1+	0.54%
CP ICICI SECURITIES LTD.	CRISIL A1+	0.54%
CD - SMALL INDST. DEV. BANK OF INDIA - 10/11/2026	A1+	0.54%
CD - INDIAN BANK LTD. - 10/12/2026	CRISIL A1+	0.54%
CP BAJAJ FINANCIAL SECURITIES LTD	CRISIL A1+	0.45%
CD - AXIS BANK - 07/12/2026	CRISIL A1+	0.45%
CP HERO FINCORP LTD.	—	0.36%
CP NU VISTA LTD	—	0.36%
CP BHARAT PETROLEUM CORPORATION LTD.	CRISIL A1+	0.36%
CP TOYOTA FINANCIAL SERVICES INDIA LTD	—	0.36%
CP INFINA FINANCE PRIVATE LIMITED	—	0.36%
CP AADHAR HOUSING FINANCE LIMITED	—	0.36%
CP SHAREKHAN LTD	ICRA A1+	0.36%
CP KOTAK SECURITIES LTD.	CRISIL A1+	0.36%
CP AXIS SECURITIES LTD	CRISIL A1+	0.36%
CP EXPORT IMPORT BANK OF INDIA	CRISIL A1+	0.36%
CP KOTAK SECURITIES LTD.	CRISIL A1+	0.36%
CP BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED	—	0.36%
CP REDINGTON LTD	CRISIL A1+	0.36%
CP HINDUJA LEYLAND FINANCE LTD.	—	0.36%
CP HINDUJA LEYLAND FINANCE LTD.	—	0.36%
CD - KOTAK MAHINDRA BANK LTD - 21/12/2026	CRISIL A1+	0.36%
CP INDIA CEMENTS LTD.	—	0.36%
CD - UNION BANK OF INDIA - 06/11/2026	ICRA A1+	0.36%
CP GIC HOUSING FINANCE LTD.	—	0.36%
CP NUVOCO VISTAS CORPORATION LTD	—	0.36%
NCD LIC HOUSING FINANCE LTD.	CRISIL AAA	0.33%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Alternative Investment Fund Units	0.29%
CP GODREJ INDUSTRIES LTD.	—	0.27%
CD - HDFC Bank Ltd. - 13/11/2026	CARE A1+	0.27%
CP GODREJ INDUSTRIES LTD.	—	0.27%
CP NUVAMA WEALTH AND INVESTMENT LIMITED	—	0.27%
CP GODREJ INDUSTRIES LTD.	—	0.27%
CP HSBC INVESTDIRECT FINANCIAL SERVICES (I) LTD.	—	0.27%
CD - Canara Bank - 08/12/2026	CRISIL A1+	0.27%
CD - INDIAN BANK - 06/11/2026	CRISIL A1+	0.18%
CP CEAT LTD.	—	0.18%
CD - SMALL INDST. DEV. BANK OF INDIA - 04/12/2026	CARE A1+	0.18%
CD - HDFC BANK LTD - 19/10/2026	CRISIL A1+	0.18%
CP CEAT LTD.	—	0.18%
CD - AXIS BANK - 27/11/2026	CRISIL A1+	0.18%
CD - AU SMALL FINANCE BANK - 13/11/2026	FITCH A1+	0.09%

Sector mix

Corporate Debt 88.8%
Sov 7.8%
Sovereign Debt 3.1%
Alternative Investment Fund Units 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.