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UTI Mutual Fund · #102532

UTI Ultra Short Term Fund - Regular Plan - Growth

Debt · Ultra Short Term Fund · Regular · Growth

Regular TER: 0.99% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹3,411.05 change +33.9% max ₹4,569.94

Latest NAV

₹4,567.3556

as of 2026-10-21 · -0.06% vs 2026-10-19

Earliest NAV in archive

2006-04-01

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-3.62%

trough 2019-06-07 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +5.81% — — 2025-10-23 → today · 1.0y
3y +6.61% — — 2023-10-23 → today · 3.0y
5y +6.02% — — 2021-10-22 → today · 5.0y
10y +5.91% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1202 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+3.5% to +3.6%: 12 windows +3.6% to +3.8%: 16 windows +3.8% to +3.9%: 10 windows +3.9% to +4.0%: 11 windows +4.0% to +4.2%: 9 windows +4.2% to +4.3%: 10 windows +4.3% to +4.4%: 13 windows +4.4% to +4.6%: 11 windows +4.6% to +4.7%: 15 windows +4.7% to +4.8%: 9 windows +4.8% to +5.0%: 7 windows +5.0% to +5.1%: 9 windows +5.1% to +5.2%: 4 windows +5.2% to +5.4%: 12 windows +5.4% to +5.5%: 0 windows +5.5% to +5.6%: 16 windows +5.6% to +5.8%: 20 windows +5.8% to +5.9%: 73 windows +5.9% to +6.0%: 80 windows +6.0% to +6.2%: 145 windows +6.2% to +6.3%: 88 windows +6.3% to +6.4%: 61 windows +6.4% to +6.6%: 17 windows +6.6% to +6.7%: 35 windows +6.7% to +6.8%: 103 windows +6.8% to +7.0%: 133 windows +7.0% to +7.1%: 83 windows +7.1% to +7.3%: 116 windows +7.3% to +7.4%: 76 windows +7.4% to +7.5%: 8 windows +3% +8%

Median 1y return

+6.4%

Mean 1y return

+6.3%

Best / worst 1y

+7.5% / +3.5%

Windows positive

100%

5th %ile +4.2%
25th %ile +6.0%
75th %ile +7.0%
95th %ile +7.3%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +6.0% +6.3% +4.2% +9.0% 100% 2412
5y rolling +7.1% +7.1% +5.1% +9.1% 100% 3611
10y rolling +7.3% +7.2% +5.9% +8.3% 100% 2549

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.3 +0.5 +0.4 +0.6 +0.3 +0.9 +0.5 +0.5 +0.5 +0.2 · · +4.7
2025 +0.5 +0.5 +0.7 +0.7 +0.6 +0.6 +0.5 +0.4 +0.5 +0.5 +0.5 +0.4 +6.6
2024 +0.6 +0.6 +0.7 +0.6 +0.6 +0.5 +0.6 +0.5 +0.6 +0.6 +0.5 +0.6 +7.2
2023 +0.5 +0.4 +0.7 +0.6 +0.6 +0.5 +0.6 +0.5 +0.5 +0.5 +0.5 +0.5 +6.7
2022 +0.3 +0.3 +0.4 +0.2 +0.0 +0.4 +0.4 +0.5 +0.3 +0.4 +0.5 +0.5 +4.2
2021 +0.2 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +2.9 +0.3 +0.3 +0.3 +6.1
2020 +0.5 +0.1 +0.5 +0.6 +0.7 +0.5 +0.5 +0.3 +0.3 +0.5 +0.4 +0.3 +5.3
2019 +0.6 +0.4 +0.8 +0.5 +0.7 -3.2 +0.7 +0.2 +1.0 +0.7 +0.5 +0.5 +3.3
2018 +0.5 +0.4 +0.7 +0.4 +0.5 +0.6 +0.7 +0.6 +0.3 +0.6 +0.7 +0.8 +7.0
2017 +0.7 +0.5 +0.6 +0.4 +0.6 +0.6 +0.6 +0.6 +0.4 +0.5 +0.4 +0.3 +6.6
2016 +0.5 +0.5 +1.2 +0.7 +0.7 +0.7 +0.9 +0.7 +0.7 +0.6 +1.0 +0.3 +8.9
2015 +0.7 +0.6 +0.8 +0.6 +0.7 +0.8 +0.8 +0.6 +0.7 +0.7 +0.5 +0.5 +8.5
2014 +0.7 +0.6 +0.8 +0.8 +0.8 +0.7 +0.7 +0.6 +0.7 +0.8 +0.6 +0.7 +8.8
2013 +0.7 +0.6 +0.8 +1.1 +0.7 +0.6 +0.6 +0.7 +1.2 +1.0 +0.6 +0.8 +9.8
2012 +0.7 +0.6 +0.8 +0.8 +0.8 +0.7 +0.8 +0.7 +0.6 +0.7 +0.7 +0.8 +9.0
2011 +0.7 +0.6 +0.7 +0.7 +0.7 +0.7 +0.6 +0.7 +0.6 +0.7 +0.7 +0.7 +8.2
2010 +0.3 +0.3 +0.4 +0.4 +0.4 +0.4 +0.4 +0.4 +0.5 +0.6 +0.6 +0.6 +5.4
2009 +0.7 +0.6 +0.7 +0.5 +0.5 +0.5 +0.5 +0.4 +0.4 +0.4 +0.4 +0.4 +6.0
2008 +0.7 +0.7 +0.7 +0.8 +0.8 +0.7 +0.8 +0.8 +0.9 +0.9 +0.8 +0.9 +9.8
2007 +0.6 +0.6 +0.6 +0.6 -1.6 +0.8 +0.8 +0.8 +0.7 +0.7 +0.7 +0.7 +6.2
2006 · · · · +0.5 +0.5 +0.5 +0.6 +0.6 +0.6 +0.6 +0.6 +4.6
Avg +0.6 +0.5 +0.7 +0.6 +0.5 +0.4 +0.6 +0.5 +0.7 +0.6 +0.6 +0.6 +7.0

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.4%
Other / unclassified 99.6%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 97.9%
  • ETF / FoF (incl. gold/silver) 0.4%
  • REITs & InvITs 1.6%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 52 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
364 DAYS T-BILL - 26/11/2026 SOVEREIGN 6.58%
CD - INDIAN BANK - 22/01/2027 CRISIL A1+ 5.68%
CD - HDFC BANK LTD - 15/02/2027 CARE A1+ 4.85%
CD - AXIS BANK - 26/02/2027 CRISIL A1+ 4.84%
CD - EXIM BANK - 29/01/2027 CRISIL A1+ 4.05%
CP MUTHOOT FINCORP LIMITED CRISIL A1+ 3.26%
CD - HDFC BANK LTD. - 22/01/2027 CARE A1+ 3.25%
CD - EXIM BANK - 01/03/2027 CRISIL A1+ 3.22%
NCD GODREJ PROPERTIES LTD. ICRA AA+ 2.99%
NCD NUVAMA WEALTH FINANCE LTD CARE AA 2.50%
NCD POONAWALLA FINCORP LTD. CRISIL AAA 2.48%
NCD 360 ONE PRIME LTD ICRA AA 2.48%
CD - UJJIVAN SMALL FINANCE BANK - 15/12/2026 — 2.45%
CD - SMALL INDST. DEV. BANK OF INDIA - 14/01/2027 CRISIL A1+ 2.44%
NCD ADITYA BIRLA RENEWABLES LTD CRISIL AA 2.15%
NCD PIRAMAL FINANCE LIMITED CARE AA+ 2.00%
NCD MAHINDRA RURAL HOUSING FINANCE LTD CRISIL AAA 1.66%
NCD PIRAMAL FINANCE LIMITED ICRA AA+ 1.66%
NCD 360 ONE PRIME LTD ICRA AA 1.66%
NCD HERO HOUSING FINANCE LTD CRISIL AA+ 1.66%

Sector mix

Corporate Debt: 91.4% Sovereign Debt: 6.5% Sov: 1.6% Alternative Investment Fund Units: 0.4%
  • Corporate Debt 91.4%
  • Sovereign Debt 6.5%
  • Sov 1.6%
  • Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.