UTI Ultra Short to Short Term Fund - Regular Plan - Growth

Debt · Ultra Short to Short Term Fund · Regular · Growth

Regular TER: 0.65% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹2,812.02 change +36.2% max ₹3,834.60

Latest NAV

₹3,831.5780

as of 2026-10-21 · -0.06% vs 2026-10-19

Earliest NAV in archive

2007-04-24

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-12.12%

trough 2019-06-07 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+5.70%	—	—	2025-10-23 → today · 1.0y
3y	+7.06%	—	—	2023-10-23 → today · 3.0y
5y	+6.39%	—	—	2021-10-22 → today · 5.0y
10y	+5.86%	—	—	2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1202 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+7.3%

Mean 1y return

+7.2%

Best / worst 1y

+9.3% / +3.7%

Windows positive

100%

5th %ile +4.5%

25th %ile +6.5%

75th %ile +8.1%

95th %ile +9.1%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+7.0%	+6.2%	+2.7%	+9.2%	100%	2412
5y rolling	+7.4%	+7.1%	+4.5%	+9.4%	100%	3494
10y rolling	+6.9%	+7.0%	+5.9%	+8.4%	100%	2293

Monthly returns · since inception (Apr 2007)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.2	+0.6	+0.3	+0.6	+0.2	+1.1	+0.5	+0.5	+0.4	+0.1	·	·	+4.5
2025	+0.6	+0.5	+0.9	+0.9	+0.8	+0.6	+0.6	+0.4	+0.6	+0.6	+0.5	+0.4	+7.5
2024	+0.6	+0.6	+0.7	+0.5	+0.6	+0.5	+0.7	+0.6	+0.8	+0.6	+0.5	+0.6	+7.7
2023	+0.5	+0.4	+0.7	+0.7	+0.7	+0.5	+0.6	+0.5	+0.5	+0.5	+0.6	+0.6	+7.1
2022	+0.3	+0.3	+0.4	+0.2	-0.0	+0.4	+0.5	+0.5	+0.2	+0.5	+0.6	+0.5	+4.5
2021	+0.1	+0.2	+0.5	+0.4	+0.3	+0.3	+0.4	+0.6	+4.8	+0.5	+0.3	+0.3	+9.0
2020	+0.6	+0.6	+0.5	+0.5	+1.3	+0.9	+0.7	+0.3	+0.4	+0.6	+0.4	+0.3	+7.3
2019	+0.6	+0.5	+1.0	+0.5	+0.3	-10.6	+1.1	+0.7	+0.5	+0.9	+0.6	+0.3	-4.2
2018	+0.5	+0.4	+0.8	+0.3	+0.5	+0.7	+0.8	+0.6	+0.3	+0.6	+0.8	+0.8	+7.3
2017	+0.7	+0.6	+0.6	+0.5	+0.7	+0.6	+0.6	+0.6	+0.5	+0.6	+0.5	+0.4	+7.0
2016	+0.6	+0.6	+1.1	+0.7	+0.7	+0.7	+0.9	+0.7	+0.7	+0.6	+1.0	+0.3	+8.9
2015	+0.7	+0.6	+0.8	+0.6	+0.7	+0.8	+0.8	+0.7	+0.7	+0.7	+0.6	+0.6	+8.8
2014	+0.7	+0.6	+0.9	+0.8	+0.8	+0.7	+0.7	+0.6	+0.8	+0.8	+0.7	+0.8	+9.3
2013	+0.7	+0.6	+0.8	+0.9	+0.7	+0.7	+0.3	+0.9	+1.1	+0.9	+0.7	+0.8	+9.6
2012	+0.8	+0.7	+0.8	+0.9	+0.8	+0.8	+0.8	+0.8	+0.7	+0.8	+0.7	+0.7	+9.7
2011	+0.7	+0.6	+0.8	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.8	+0.7	+0.8	+9.3
2010	+0.4	+0.3	+0.4	+0.4	+0.4	+0.4	+0.5	+0.5	+0.5	+0.5	+0.6	+0.6	+5.7
2009	+0.7	+0.6	+0.6	+0.5	+0.4	+0.5	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+5.8
2008	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.8	+0.9	+0.7	+0.8	+9.3
2007	·	·	·	·	+0.8	+0.6	+0.6	+0.6	+0.6	+0.7	+0.7	+0.7	+5.5
Avg	+0.6	+0.5	+0.7	+0.6	+0.6	+0.1	+0.6	+0.6	+0.8	+0.7	+0.6	+0.6	+7.2

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (18 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.4%

Other / unclassified 99.6%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 84.7%
Cash & Equivalents 6.6%
ETF / FoF (incl. gold/silver) 0.4%
REITs & InvITs 8.4%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 49 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
364 DAYS T-BILL - 10/12/2026	SOVEREIGN	7.60%
NCD REC LTD	CRISIL AAA	5.38%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	IND AAA	4.81%
NCD MAHINDRA RURAL HOUSING FINANCE LTD	CRISIL AAA	3.85%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD	CRISIL AAA	3.81%
NCD EMBASSY OFFICE PARKS REIT	CRISIL AAA	3.65%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	2.87%
NCD VEDANTA LTD	ICRA AA+	2.69%
07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028	CRISIL AAA(SO)	2.01%
NCD 360 ONE PRIME LTD	CRISIL AA	1.93%
NCD HINDUJA LEYLAND FINANCE LTD.	CRISIL AA+	1.92%
NCD REC LTD	CRISIL AAA	1.92%
NCD POONAWALLA FINCORP LTD.	CRISIL AAA	1.92%
NCD ADITYA BIRLA RENEWABLES LTD	CRISIL AA	1.92%
NCD CANFIN HOMES LTD.	ICRA AAA	1.92%
NCD 360 ONE PRIME LTD	ICRA AA	1.91%
NCD POONAWALLA FINCORP LTD.	CRISIL AAA	1.91%
CD - INDIAN BANK LTD. - 04/12/2026	CRISIL A1+	1.90%
CP EXPORT IMPORT BANK OF INDIA	CRISIL A1+	1.90%
CD - Indian Bank - 15/12/2026	CRISIL A1+	1.90%
NCD MINDSPACE BUSINESS PARKS REIT	ICRA AAA	1.89%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	CRISIL AAA	1.88%
NCD GODREJ INDUSTRIES LTD.	CRISIL AA+	1.88%
CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027	CARE A1+	1.88%
CP MUTHOOT FINCORP LIMITED	CRISIL A1+	1.87%
CD - UNION BANK OF INDIA - 22/02/2027	ICRA A1+	1.87%
CD - ICICI BANK LTD. - 08/03/2027	CRISIL A1+	1.87%
CD - AU SMALL FINANCE BANK LTD - 10/06/2027	—	1.82%
CD - SIDBI - 11/08/2027	CRISIL A1+	1.80%
NCD POONAWALLA FINCORP LTD.	CRISIL AAA	1.34%
NCD MUTHOOT FINANCE LTD	CRISIL AA+	1.34%
NCD GODREJ SEEDS AND GENETICS LIMITED	CRISIL AA	1.14%
7.86% KARNATAKA SDL- 15/03/2027	SOV	0.97%
NCD REC LTD	ICRA AAA	0.96%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	CRISIL AAA	0.96%
NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED	CARE AAA	0.96%
NCD POONAWALLA FINCORP LTD.	CRISIL-AAA	0.96%
NCD BAJAJ HOUSING FINANCE LTD	CRISIL AAA	0.96%
NCD TATA CAPITAL HOUSING FINANCE LTD	CRISIL AAA	0.96%
NCD LIC HOUSING FINANCE LTD.	CRISIL AAA	0.96%
NCD MINDSPACE BUSINESS PARKS REIT	ICRA AAA	0.96%
NCD REC LTD	CRISIL AAA	0.95%
NCD MINDSPACE BUSINESS PARKS REIT	CRISIL AAA	0.95%
NCD INDIGRID INFRASTRUCTURE TRUST	CRISIL AAA	0.94%
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027	CRISIL A1+	0.94%
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027	CRISIL A1+	0.94%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED	CRISIL AAA	0.94%
SPN/DDB 360 ONE PRIME LTD	ICRA-AA	0.43%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Alternative Investment Fund Units	0.38%

Sector mix

Corporate Debt 90.4%
Sovereign Debt 8.1%
Sov 1.0%
Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.