Kotak Ultra Short Term Fund - Regular Plan - Growth

Debt · Ultra Short Term Fund · Regular · Growth

Regular TER: 0.82% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹34.36 change +34.5% max ₹46.23

Latest NAV

₹46.2192

as of 2026-10-21 · -0.05% vs 2026-10-19

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-0.88%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+5.80%	—	—	2025-10-23 → today · 1.0y
3y	+6.66%	—	—	2023-10-23 → today · 3.0y
5y	+6.12%	—	—	2021-10-22 → today · 5.0y
10y	+6.23%	—	—	2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1200 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.6%

Mean 1y return

+5.9%

Best / worst 1y

+7.6% / +3.1%

Windows positive

100%

5th %ile +3.2%

25th %ile +4.5%

75th %ile +7.0%

95th %ile +7.4%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+6.9%	+6.6%	+4.4%	+8.9%	100%	2410
5y rolling	+7.8%	+7.3%	+5.5%	+9.2%	100%	3609
10y rolling	+7.9%	+7.5%	+6.2%	+8.4%	100%	2545

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.3	+0.5	+0.5	+0.5	+0.1	+1.0	+0.5	+0.5	+0.5	+0.2	·	·	+4.7
2025	+0.5	+0.5	+0.8	+0.7	+0.6	+0.6	+0.5	+0.4	+0.5	+0.5	+0.5	+0.5	+6.8
2024	+0.6	+0.6	+0.7	+0.6	+0.6	+0.5	+0.6	+0.5	+0.6	+0.6	+0.5	+0.6	+7.2
2023	+0.5	+0.5	+0.7	+0.6	+0.6	+0.5	+0.6	+0.5	+0.5	+0.5	+0.5	+0.5	+6.8
2022	+0.3	+0.3	+0.4	+0.3	+0.1	+0.4	+0.4	+0.5	+0.3	+0.4	+0.5	+0.5	+4.5
2021	+0.1	+0.2	+0.4	+0.3	+0.2	+0.3	+0.3	+0.3	+0.2	+0.2	+0.3	+0.3	+3.2
2020	+0.5	+0.4	+0.5	+0.5	+0.9	+0.7	+0.5	+0.3	+0.3	+0.4	+0.3	+0.3	+5.8
2019	+0.7	+0.6	+0.8	+0.5	+0.8	+0.5	+0.9	+0.7	+0.5	+0.7	+0.5	+0.4	+7.8
2018	+0.5	+0.4	+0.8	+0.5	+0.5	+0.6	+0.7	+0.6	+0.4	+0.7	+0.8	+0.7	+7.4
2017	+0.6	+0.5	+0.6	+0.6	+0.6	+0.6	+0.7	+0.5	+0.4	+0.6	+0.4	+0.3	+6.7
2016	+0.4	+0.6	+1.0	+0.6	+0.7	+0.7	+0.8	+0.7	+0.7	+0.5	+0.9	+0.4	+8.2
2015	+0.7	+0.6	+0.9	+0.6	+0.7	+0.7	+0.8	+0.7	+0.7	+0.6	+0.6	+0.6	+8.6
2014	+0.7	+0.6	+0.9	+0.8	+0.8	+0.7	+0.7	+0.7	+0.8	+0.9	+0.7	+0.7	+9.4
2013	+0.7	+0.5	+0.9	+0.9	+0.8	+0.6	-0.3	+0.5	+1.4	+1.0	+0.7	+0.8	+8.9
2012	+0.8	+0.7	+0.7	+0.9	+0.8	+0.8	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+9.6
2011	+0.7	+0.6	+0.8	+0.7	+0.8	+0.7	+0.7	+0.8	+0.7	+0.8	+0.7	+0.7	+9.2
2010	+0.4	+0.3	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+0.5	+0.5	+0.6	+0.6	+5.7
2009	+0.7	+0.6	+0.6	+0.5	+0.5	+0.5	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+5.9
2008	+0.8	+0.6	+0.7	+0.6	+0.6	+0.6	+0.7	+0.6	+0.9	+1.0	+0.8	+0.9	+9.2
2007	+0.6	+0.5	+0.6	+0.7	+0.8	+0.7	+1.1	+0.6	+0.7	+0.8	+0.7	+0.9	+8.9
2006	·	·	·	·	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+4.8
Avg	+0.6	+0.5	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.4

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 100.5%

ETF / FoF 0.3%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 92.7%
ETF / FoF (incl. gold/silver) 0.3%
REITs & InvITs 0.7%
Unlisted & other equity 6.4%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 111 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
CD	CRISIL A1+	4.53%
CD	CARE A1+	3.84%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)**	ICRA AAA	3.77%
TB	SOV	3.37%
Tamil Nadu State Govt - 2029 - Tamil Nadu(^)	SOV	2.91%
CP	CRISIL A1+	2.34%
MANKIND PHARMA LTD**	CRISIL AA+	1.97%
MUTHOOT FINANCE LTD.(^)**	CRISIL AA+	1.95%
Maharashtra State Govt - 2030 - Maharashtra(^)	SOV	1.94%
CD	CARE A1+	1.93%
CP	CRISIL A1+	1.87%
CD	CARE A1+	1.77%
TB	SOV	1.62%
CD	CRISIL A1+	1.61%
CD	CRISIL A1+	1.60%
CD	CARE A1+	1.60%
CD	CARE A1+	1.60%
CD	CRISIL A1+	1.59%
CD	CARE A1+	1.59%
CD	CRISIL A1+	1.44%
POONAWALLA FINCORP LIMITED(^)**	CRISIL AAA	1.31%
VEDANTA LTD.	ICRA AA+	1.31%
TATA PROJECTS LTD.**	FITCH AA	1.31%
SO	CRISIL AAA(SO)	1.31%
TORRENT PHARMACEUTICALS LTD.(^)**	ICRA AA+	1.30%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)	CRISIL AAA	1.30%
TB	SOV	1.28%
BHARTI TELECOM LTD.(^)**	CRISIL AAA	1.28%
CD	ICRA A1+	1.27%
CD	CARE A1+	1.27%
ADANI POWER LTD(^)**	CRISIL AA	1.24%
CD	CARE A1+	1.23%
PIRAMAL FINANCE LTD**	CARE AA+	1.15%
CD	CARE A1+	1.12%
CD	FITCH A1+	1.12%
Madhya Pradesh State Govt - 2027 - Madhya Pradesh(^)	SOV	0.99%
360 ONE PRIME LTD.(^)**	ICRA AA	0.98%
NUVAMA WEALTH FINANCE LIMITED(^)**	CARE AA	0.98%
CP	CARE A1+	0.96%
CP	CRISIL A1+	0.96%
CD	CRISIL A1+	0.95%
CD	CRISIL A1+	0.94%
MANKIND PHARMA LTD(^)**	CRISIL AA+	0.82%
FRB	ICRA AAA	0.82%
CD	CRISIL A1+	0.80%
CP	CRISIL A1+	0.80%
ZCB	CRISIL AA	0.74%
VEDANTA LTD.**	ICRA AA+	0.66%
Gujarat State Govt - 2026 - Gujarat	SOV	0.66%
MUTHOOT FINANCE LTD.(^)**	CRISIL AA+	0.66%
EMBASSY OFFICE PARKS REIT**	CRISIL AAA	0.66%
FRB	CRISIL AAA	0.66%
FRB	CRISIL AA+	0.66%
CP	CRISIL A1+	0.65%
CP	ICRA A1+	0.65%
FRB	CRISIL AA+	0.65%
360 ONE PRIME LTD.(^)**	ICRA AA	0.65%
TATA CAPITAL HOUSING FINANCE LTD.(^)**	CRISIL AAA	0.65%
Power Finance Corporation Ltd.(^)**	CRISIL AAA	0.65%
CD	CRISIL A1+	0.64%
CD	CARE A1+	0.64%
CD	CRISIL A1+	0.64%
CP	CRISIL A1+	0.64%
CD	CARE A1+	0.64%
CD	FITCH A1+	0.64%
CD	CRISIL A1+	0.64%
CP	CRISIL A1+	0.63%
CP	CRISIL A1+	0.63%
CP	CRISIL A1+	0.63%
Tamil Nadu State Govt - 2026 - Tamil Nadu	SOV	0.49%
CP	CRISIL A1+	0.48%
MUTHOOT FINANCE LTD.	CRISIL AA+	0.48%
CD	CRISIL A1+	0.48%
CP	CRISIL A1+	0.48%
CP	ICRA A1+	0.44%
BHARTI TELECOM LTD.(^)**	CRISIL AAA	0.39%
VEDANTA LTD. ( Axis Trustee Services Ltd.) **	CRISIL AA+	0.33%
FRB	CRISIL AAA	0.33%
TATA CAPITAL HOUSING FINANCE LTD.(^)**	CRISIL AAA	0.33%
FRB	SOV	0.33%
Bihar State Govt - 2027 - Bihar	SOV	0.33%
Karnataka State Govt - 2027 - Karnataka	SOV	0.33%
SO	CRISIL AAA(SO)	0.32%
CD	CRISIL A1+	0.32%
CP	CRISIL A1+	0.32%
CP	CRISIL A1+	0.32%
GODREJ SEEDS AND GENETICS LTD. ( ) (^)**	CRISIL AA	0.32%
CD	CARE A1+	0.32%
CD	ICRA A1+	0.32%
GODREJ SEEDS AND GENETICS LTD. ( ) (^)**	CRISIL AA	0.32%
GODREJ SEEDS AND GENETICS LTD. ( ) (^)**	CRISIL AA	0.32%
CD	CRISIL A1+	0.32%
CD	CARE A1+	0.32%
CD	CRISIL A1+	0.32%
CD	CRISIL A1+	0.32%
GODREJ SEEDS AND GENETICS LTD. ( ) **	CRISIL AA	0.32%
SBI ALTERNATIVE INVESTMENT FUND	Alternative Investment Fund	0.31%
Gujarat State Govt - 2026 - Gujarat	SOV	0.30%
SO	CRISIL AAA(SO)	0.30%
GODREJ SEEDS AND GENETICS LTD. ( ) (^)**	CRISIL AA	0.29%
LIC HOUSING FINANCE LTD.**	CRISIL AAA	0.17%
CD	CARE A1+	0.16%
STRIPS	SOV	0.16%
GODREJ INDUSTRIES LTD ( ) **	CRISIL AA+	0.16%
CD	ICRA A1+	0.16%
GODREJ PROPERTIES LIMITED(^)**	ICRA AA+	0.16%
CD	CRISIL A1+	0.16%
GODREJ INDUSTRIES LTD ( ) **	ICRA AA+	0.10%
CP	CRISIL A1+	0.06%
GODREJ FINANCE LTD**	CRISIL AA+	0.03%
CD	CARE A1+	0.03%

Sector mix

Corporate Debt 85.1%
Sov 14.6%
Alternative Investment Fund 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.