Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth

Debt · Banking and PSU Fund · Regular · Growth

Regular TER: 0.75% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-06-19

min ₹438.24 change +31.5% max ₹576.69

Latest NAV

₹576.6893

as of 2026-06-19 · +0.02% vs 2026-06-18

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-3.05%

trough 2020-03-23 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+4.03%	—	—	2025-10-23 → today · 0.7y
3y	+7.08%	—	—	2023-10-23 → today · 2.7y
5y	+6.05%	—	—	2021-10-22 → today · 4.7y
10y	+6.80%	—	—	2016-10-21 → today · 9.7y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1127 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.6%

Mean 1y return

+6.1%

Best / worst 1y

+10.1% / +2.4%

Windows positive

100%

5th %ile +2.9%

25th %ile +4.1%

75th %ile +7.6%

95th %ile +9.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+7.7%	+7.6%	+4.5%	+11.9%	100%	2337
5y rolling	+7.8%	+8.1%	+5.7%	+10.9%	100%	3537
10y rolling	+8.4%	+8.4%	+7.0%	+9.4%	100%	2472

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-0.1	+0.7	-0.4	+0.5	+0.1	+1.2	·	·	·	·	·	·	+2.0
2025	+0.6	+0.3	+1.3	+1.5	+1.1	-0.1	+0.6	-0.2	+0.6	+0.8	+0.5	+0.0	+7.3
2024	+0.6	+0.7	+0.6	+0.3	+0.8	+0.6	+0.8	+0.7	+0.9	+0.5	+0.5	+0.5	+7.9
2023	+0.5	+0.3	+0.8	+0.9	+0.7	+0.4	+0.5	+0.5	+0.4	+0.3	+0.6	+0.7	+6.9
2022	+0.2	+0.4	+0.4	-0.0	-0.4	+0.2	+0.6	+0.6	+0.1	+0.4	+0.7	+0.4	+3.7
2021	-0.2	-0.7	+0.8	+0.8	+0.6	+0.1	+0.6	+0.6	+0.3	+0.1	+0.4	+0.2	+3.6
2020	+0.8	+1.3	+0.4	+0.3	+2.1	+1.6	+1.2	-0.3	+0.4	+1.5	+0.9	+0.3	+10.9
2019	+0.5	+0.4	+1.4	+0.1	+1.8	+0.6	+1.8	+0.7	+0.2	+1.2	+0.8	+0.1	+9.9
2018	+0.2	+0.1	+1.3	-0.3	+0.2	+0.6	+0.9	+0.4	+0.3	+0.7	+1.1	+1.0	+6.6
2017	+1.1	-1.3	+1.0	+0.2	+1.1	+1.1	+0.9	+0.6	+0.2	+0.4	+0.2	-0.0	+5.6
2016	+0.6	+0.2	+1.8	+1.0	+0.6	+0.8	+2.2	+1.2	+1.1	+0.7	+2.6	-1.1	+12.3
2015	+1.3	+0.5	+0.7	+0.5	+0.7	-0.0	+1.1	+0.7	+1.4	+0.5	+0.2	+0.6	+8.5
2014	+0.7	+0.6	+1.2	+0.9	+1.4	+0.8	+0.6	+0.5	+1.1	+1.7	+1.2	+1.0	+12.4
2013	+0.7	+0.6	+0.6	+1.0	+0.7	+0.6	+0.1	+0.8	+1.2	+1.0	+0.7	+0.7	+9.3
2012	+0.8	+0.7	+0.8	+0.9	+0.9	+0.8	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+9.5
2011	+0.7	+0.6	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.8	+0.7	+0.7	+0.8	+8.9
2010	+0.3	+0.3	+0.4	+0.4	+0.4	+0.4	+0.4	+0.5	+0.5	+0.5	+0.6	+0.6	+5.4
2009	+0.6	+0.5	+0.5	+0.5	+0.4	+0.4	+0.4	+0.4	+0.3	+0.3	+0.3	+0.3	+5.2
2008	+0.7	+0.5	+0.7	+0.6	+0.7	+0.5	+0.7	+0.7	+0.8	+0.9	+0.7	+0.7	+8.7
2007	+0.7	+0.7	+0.8	+0.9	+0.9	+0.7	+1.7	+0.4	+0.6	+0.8	+0.7	+0.7	+10.1
2006	·	·	·	·	+0.5	+0.4	+0.6	+0.6	+0.6	+0.6	+0.6	+0.7	+4.7
Avg	+0.6	+0.4	+0.8	+0.6	+0.8	+0.6	+0.9	+0.5	+0.6	+0.7	+0.7	+0.4	+8.0

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.3%

Other / unclassified 99.7%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 89.7%
Cash & Equivalents 9.9%
ETF / FoF (incl. gold/silver) 0.3%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 176 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
7.48% National Bank for Agriculture and Rural Development (15/09/2028)	CRISIL AAA	6.72%
6.58% Indian Railway Finance Corporation Ltd. (30/05/2030) **	CRISIL AAA	2.28%
7.56% REC Ltd. (31/08/2027) **	ICRA AAA	2.25%
7.28% REC Ltd. (31/08/2029) **	CRISIL AAA	2.05%
6.78% Indian Railway Finance Corporation Ltd. (30/04/2030) **	CRISIL AAA	1.87%
7.42% State Bank of India (29/08/2039) **	ICRA AAA	1.83%
7.60% Power Finance Corporation Ltd. (13/04/2029) **	CRISIL AAA	1.77%
7.44% National Bank for Agriculture and Rural Development (24/02/2028)	CRISIL AAA	1.77%
7.70% Small Industries Development Bank of India (10/10/2029) **	CRISIL AAA	1.77%
Shivshakti Securitisation Trust (28/09/2029) **	CRISIL AAA(SO)	1.64%
7.45% Power Finance Corporation Ltd. (15/07/2028) **	CRISIL AAA	1.48%
7.34% Small Industries Development Bank of India (26/02/2029) **	CRISIL AAA	1.47%
HDFC Bank Ltd. (15/01/2027) #	CARE A1+	1.45%
7.27% Power Finance Corporation Ltd. (15/10/2031)	CRISIL AAA	1.44%
7.34% REC Ltd. (30/04/2030) **	CRISIL AAA	1.40%
7.23% Housing and Urban Development Corporation Ltd. (18/07/2029) **	ICRA AAA	1.17%
6.47% Indian Railway Finance Corporation Ltd. (30/05/2028) **	CRISIL AAA	1.16%
6.85% National Bank for Agriculture and Rural Development (19/01/2029)	ICRA AAA	1.16%
7.59% Indian Renewable Energy Development Agency Ltd. (26/07/2034) **	ICRA AAA	1.16%
6.66% Small Industries Development Bank of India (25/10/2028) **	CRISIL AAA	1.16%
HDFC Bank Ltd. (05/02/2027) **#	CARE A1+	1.16%
Canara Bank (10/02/2027) **#	CRISIL A1+	1.16%
7.93% Bajaj Finance Ltd. (02/05/2034) **	CRISIL AAA	1.16%
7.79% Small Industries Development Bank of India (14/05/2027)	CRISIL AAA	1.12%
Small Industries Development Bank of India (03/09/2027) #	CRISIL A1+	1.11%
7.30% Bharti Telecom Ltd. (01/12/2027) **	CRISIL AAA	1.05%
7.66% National Bank for Financing Infrastructure and Development (16/06/2036)	ICRA AAA	1.05%
7.79% Tata Capital Housing Finance Ltd. (18/06/2030) **	CRISIL AAA	1.02%
Siddhivinayak Securitisation Trust (28/09/2030) **	CRISIL AAA(SO)	0.97%
7.35% Export-Import Bank of India (27/07/2028) **	CRISIL AAA	0.94%
7.77% REC Ltd. (31/03/2028) **	CRISIL AAA	0.89%
Export-Import Bank of India (01/03/2027) **#	CRISIL A1+	0.86%
HDFC Bank Ltd. (09/03/2027) **#	CRISIL A1+	0.86%
HDFC Bank Ltd. (12/03/2027) **#	CRISIL A1+	0.86%
Small Industries Development Bank of India (20/08/2027) **#	CARE A1+	0.83%
7.40% Bharti Telecom Ltd. (01/02/2029)	CRISIL AAA	0.75%
7.16% National Bank for Agriculture and Rural Development (14/12/2029)	ICRA AAA	0.73%
6.80% National Housing Bank (02/04/2032) **	CARE AAA	0.71%
6.60% REC Ltd. (30/06/2027)	CRISIL AAA	0.70%
8.23% Indian Railway Finance Corporation Ltd. (29/03/2029) **	CRISIL AAA	0.66%
8.22% Aditya Birla Housing Finance Ltd. (05/06/2029) **	CRISIL AAA	0.60%
8.30% REC Ltd. (23/03/2029) **	CRISIL AAA	0.60%
7.00% Small Industries Development Bank of India (04/06/2029) (FRN) **	CRISIL AAA	0.59%
7.75% Small Industries Development Bank of India (10/06/2027) **	CRISIL AAA	0.59%
7.34% TATA Capital Ltd. (21/02/2029) (FRN) **	CRISIL AAA	0.59%
7.55% Poonawalla Fincorp Ltd. (25/03/2027) **	CRISIL AAA	0.59%
8.05% Tata Capital Housing Finance Ltd. (18/06/2029) **	CRISIL AAA	0.59%
7.60% Poonawalla Fincorp Ltd. (28/05/2027) **	CRISIL-AAA	0.59%
7.97% TATA Capital Ltd. (19/07/2028) **	CRISIL AAA	0.59%
7.38% REC Ltd. (28/02/2029)	ICRA AAA	0.59%
7.61% Small Industries Development Bank of India (10/08/2029) **	CRISIL AAA	0.59%
7.10% National Bank for Agriculture and Rural Development (29/03/2029) **	CRISIL AAA	0.58%
7.23% Kotak Mahindra Investments Ltd. (26/05/2028) **	ICRA AAA	0.58%
Indian Bank (12/01/2027) #	CRISIL A1+	0.58%
Bank of Baroda (08/01/2027) #	CARE A1+	0.58%
Indian Bank (05/02/2027) **#	CRISIL A1+	0.58%
Kotak Mahindra Bank Ltd. (12/02/2027) **#	CRISIL A1+	0.58%
Bank of Baroda (12/02/2027) **#	ICRA A1+	0.58%
Axis Bank Ltd. (26/02/2027) **#	CRISIL A1+	0.58%
Union Bank of India (22/02/2027) **#	ICRA A1+	0.58%
ICICI Bank Ltd. (08/03/2027) **#	CRISIL A1+	0.58%
National Bank for Financing Infrastructure and Development (04/03/2027) **#	IND A1+	0.58%
ICICI Bank Ltd. (25/03/2027) **#	ICRA A1+	0.57%
6.65% Rajgarh Transmission Ltd. (05/06/2030) **	IND AAA	0.57%
7.23% Bank of Baroda (16/01/2035) **	CRISIL AAA	0.57%
Indian Bank (24/06/2027) **#	CRISIL A1+	0.56%
8.00% HDFC Bank Ltd. (27/07/2032) **	CRISIL AAA	0.47%
7.45% Bharti Telecom Ltd. (15/12/2028) **	CRISIL AAA	0.47%
6.87% REC Ltd. (31/05/2030) **	ICRA AAA	0.46%
State Government Securities (12/01/2035)	Sovereign	0.46%
State Government Securities (17/06/2035)	—	0.43%
7.77% HDFC Bank Ltd. (28/06/2027) **	CRISIL AAA	0.41%
7.36% ICICI Home Finance Co. Ltd. (02/05/2030) **	ICRA AAA	0.41%
Government of India (18/08/2055)	SOVEREIGN	0.39%
7.46% REC Ltd. (30/06/2028) **	CRISIL AAA	0.35%
7.86% HDFC Bank Ltd. (02/12/2032) **	CRISIL AAA	0.35%
7.62% TATA Capital Ltd. (08/04/2030) **	ICRA AAA	0.35%
7.20% Knowledge Realty Trust (26/09/2028) **	CRISIL AAA	0.34%
Corporate Debt Mkt Devp. Fund-A2	Alternative Investment Fund Units	0.34%
0% GOI - (22/08/2028) STRIPS	Sovereign	0.33%
0% GOI - (15/10/2033) STRIPS	Sovereign	0.32%
7.04% National Bank for Financing Infrastructure and Development (07/04/2035)	ICRA AAA	0.31%
7.79% Small Industries Development Bank of India (19/04/2027)	CRISIL AAA	0.30%
7.70% REC Ltd. (10/12/2027) **	CRISIL AAA	0.30%
8.07% SMFG India Home Finance Co. Ltd. (10/09/2027) **	CARE AAA	0.30%
7.15% Power Finance Corporation Ltd. (08/09/2027) **	CRISIL AAA	0.29%
7.46% Indian Railway Finance Corporation Ltd. (18/06/2029) **	CRISIL AAA	0.29%
7.83% Bajaj Housing Finance Ltd. (18/05/2029) **	CRISIL AAA	0.29%
7.37% National Bank for Financing Infrastructure and Development (16/07/2029) **	CRISIL AAA	0.29%
7.44% Power Finance Corporation Ltd. (15/01/2030) **	CRISIL AAA	0.29%
7.44% National Bank for Agriculture and Rural Development (17/07/2029)	CRISIL AAA	0.29%
State Government Securities (27/08/2039)	SOVEREIGN	0.29%
7.12% Export-Import Bank of India (27/06/2030) **	CRISIL AAA	0.29%
7.40% Bajaj Finance Ltd. (12/03/2029) **	CRISIL AAA	0.29%
Small Industries Development Bank of India (14/01/2027) **#	CRISIL A1+	0.29%
7.64% Bajaj Housing Finance Ltd. (01/07/2030)	CRISIL AAA	0.29%
6.66% National Bank for Agriculture and Rural Development (12/10/2028) **	ICRA AAA	0.29%
Canara Bank (28/01/2027) #	A1+	0.29%
HDFC Bank Ltd. (15/02/2027) **#	CARE A1+	0.29%
7.03% National Bank for Financing Infrastructure and Development (08/04/2030) **	CRISIL AAA	0.29%
Kotak Mahindra Bank Ltd. (09/03/2027) #	CRISIL A1+	0.29%
Canara Bank (11/03/2027) **#	ICRA A1+	0.29%
Union Bank of India (16/03/2027) #	ICRA A1+	0.29%
6.70% REC Ltd. (31/12/2029) **	ICRA AAA	0.29%
7.95% HDB Financial Services Ltd. (04/06/2035) **	CRISIL AAA	0.28%
Small Industries Development Bank of India (11/06/2027) #	CRISIL A1+	0.28%
7.15% National Bank for Financing Infrastructure and Development (28/03/2035) **	ICRA AAA	0.28%
0% GOI - (06/05/2030) STRIPS	Sovereign	0.27%
8.58% Housing and Urban Development Corporation Ltd. (14/02/2029) **	ICRA AAA	0.24%
8.01% REC Ltd. (24/03/2028) **	CRISIL AAA	0.24%
0% GOI - (16/06/2030) STRIPS	Sovereign	0.23%
India Universal Trust AL1 (20/09/2030) **	FITCH AAA(SO)	0.21%
7.96% Pipeline Infrastructure Pvt Ltd. (11/03/2028) **	CRISIL AAA	0.19%
7.77% LIC Housing Finance Ltd. (11/08/2028) **	CRISIL AAA	0.18%
Government of India (15/04/2039)	SOVEREIGN	0.18%
Government of India (06/11/2073)	Sovereign	0.17%
7.90% Mahindra & Mahindra Financial Services Ltd. (30/08/2027) **	CRISIL AAA	0.17%
0% GOI - (15/10/2034) STRIPS	Sovereign	0.17%
0% GOI - (16/06/2028) STRIPS	SOVEREIGN	0.16%
0% GOI - (12/03/2028) STRIPS	SOV	0.16%
0% GOI - (22/08/2029) STRIPS	Sovereign	0.15%
0% GOI - (15/04/2036) STRIPS	SOV	0.12%
8.55% Indian Railway Finance Corporation Ltd. (21/02/2029) **	CRISIL AAA	0.12%
8.50% National Bank for Agriculture and Rural Development (27/02/2029) **	CRISIL AAA	0.12%
0% GOI - (15/10/2036) STRIPS	SOV	0.12%
7.40% National Bank for Agriculture and Rural Development (29/04/2030) **	ICRA AAA	0.12%
State Government Securities (03/09/2035)	Sovereign	0.12%
7.39% Indian Railway Finance Corporation Ltd. (15/07/2034) **	CRISIL AAA	0.12%
0% GOI - (19/03/2028) STRIPS	Sovereign	0.12%
0% GOI - (15/04/2037) STRIPS	SOV	0.11%
0% GOI - (17/06/2027) STRIPS	SOVEREIGN	0.11%
0% GOI - (12/09/2028) STRIPS	Sovereign	0.11%
0% GOI - (15/10/2037) STRIPS	SOV	0.11%
0% GOI - (15/04/2038) STRIPS	SOV	0.11%
0% GOI - (22/10/2029) STRIPS	Sovereign	0.10%
8.85% Power Grid Corporation of India Ltd. (19/10/2026) **	ICRA AAA	0.10%
State Government Securities (03/12/2034)	Sovereign	0.09%
India Universal Trust AL2 (21/11/2030) **	FITCH AAA(SO)	0.09%
0% GOI - (15/04/2039) STRIPS	SOV	0.07%
0% GOI - (15/10/2039) STRIPS	SOV	0.07%
8.13% Power Grid Corporation of India Ltd. (25/04/2028) **	CRISIL AAA	0.06%
7.99% National Bank for Agriculture and Rural Development (02/02/2033) **	CRISIL AAA	0.06%
7.85% LIC Housing Finance Ltd. (18/08/2032) **	CRISIL AAA	0.06%
8.13% Power Grid Corporation of India Ltd. (25/04/2027) **	ICRA AAA	0.06%
7.84% HDFC Bank Ltd. (16/12/2032) **	CRISIL AAA	0.06%
Small Industries Development Bank of India (26/02/2027) **#	CRISIL A1+	0.06%
7.89% Bajaj Housing Finance Ltd. (08/09/2032) **	CRISIL AAA	0.06%
0% GOI - (16/12/2028) STRIPS	Sovereign	0.05%
0% GOI - (17/06/2029) STRIPS	Sovereign	0.05%
0% GOI - (16/12/2029) STRIPS	Sovereign	0.05%
State Government Securities (28/11/2028)	SOV	0.05%
India Universal Trust AL2 (21/09/2027) **	FITCH AAA(SO)	0.05%
India Universal Trust AL1 (20/03/2027) **	FITCH AAA(SO)	0.05%
0% GOI - (22/02/2031) STRIPS	SOV	0.04%
0% GOI - (22/08/2031) STRIPS	Sovereign	0.04%
Government of India (06/10/2035)	SOVEREIGN	0.04%
Government of India (18/05/2066)	SOVEREIGN	0.03%
Government of India (23/05/2036)	SOVEREIGN	0.03%
Government of India (20/03/2029)	SOVEREIGN	0.03%
State Government Securities (29/03/2033)	Sovereign	0.02%
State Government Securities (27/03/2040)	Sovereign	0.02%
State Government Securities (27/03/2036)	Sovereign	0.02%
State Government Securities (14/09/2032)	SOV	0.02%
State Government Securities (16/09/2029)	Sovereign	0.01%
7.43% National Bank for Agriculture and Rural Development (31/01/2030) **	ICRA AAA	0.01%
State Government Securities (15/04/2030)	SOV	0.01%
Government of India (11/05/2036)	SOVEREIGN	0.01%
State Government Securities (21/10/2028)	Sovereign	0.01%
Government of India (07/07/2040)	SOVEREIGN	0.01%
Government of India (25/11/2074)	Sovereign	0.01%
0% GOI - (15/06/2029) STRIPS	Sovereign	0.01%
7.49% National Highways Authority of India (01/08/2029) **	CRISIL AAA	0.01%
State Government Securities (24/08/2032)	Sovereign	0.01%
0% GOI - (01/06/2029) STRIPS	Sovereign	0.01%
Government of India (23/10/2028)	SOVEREIGN	0.01%
Government of India (08/01/2028)	SOVEREIGN	0.01%

Sector mix

Corporate Debt 93.3%
Sovereign Debt 5.2%
Sov 1.1%
Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.