HDFC Liquid Fund - Direct Plan - Growth Option

Debt · Liquid Fund · Direct · Growth

Direct TER: 0.20% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-24 → 2026-10-23

min ₹4,120.54 change +36.2% max ₹5,611.00

Latest NAV

₹5,610.7072

as of 2026-10-23 · +0.00% vs 2026-10-22

Earliest NAV in archive

2006-04-02

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-0.18%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+6.42%	—	—	2025-10-24 → today · 1.0y
3y	+6.88%	—	—	2023-10-25 → today · 3.0y
5y	+6.37%	—	—	2021-10-24 → today · 5.0y
10y	+6.05%	—	—	2016-10-24 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1564 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.6%

Mean 1y return

+6.1%

Best / worst 1y

+7.4% / +3.2%

Windows positive

100%

5th %ile +3.4%

25th %ile +5.2%

75th %ile +7.3%

95th %ile +7.4%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+6.7%	+6.3%	+4.0%	+8.6%	100%	3087
5y rolling	+7.3%	+7.0%	+5.2%	+9.1%	100%	4597
10y rolling	+7.4%	+7.2%	+6.0%	+8.0%	100%	3258

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.4	+0.5	+0.5	+0.7	+0.5	+0.6	+0.5	+0.6	+0.5	+0.3	·	·	+5.2
2025	+0.6	+0.5	+0.7	+0.6	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+6.6
2024	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.5	+0.6	+7.4
2023	+0.6	+0.5	+0.7	+0.5	+0.6	+0.5	+0.6	+0.6	+0.5	+0.6	+0.6	+0.6	+7.1
2022	+0.3	+0.3	+0.3	+0.3	+0.3	+0.4	+0.4	+0.5	+0.4	+0.5	+0.5	+0.6	+4.9
2021	+0.2	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.2	+0.3	+0.3	+0.3	+3.3
2020	+0.4	+0.4	+0.6	+0.4	+0.4	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.2	+4.2
2019	+0.6	+0.5	+0.7	+0.6	+0.6	+0.6	+0.6	+0.5	+0.5	+0.5	+0.4	+0.4	+6.6
2018	+0.5	+0.5	+0.7	+0.5	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.3
2017	+0.6	+0.5	+0.6	+0.5	+0.6	+0.5	+0.6	+0.5	+0.5	+0.5	+0.5	+0.5	+6.6
2016	+0.6	+0.6	+0.8	+0.7	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.5	+7.7
2015	+0.7	+0.6	+0.8	+0.7	+0.7	+0.7	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+8.4
2014	+0.7	+0.7	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+9.2
2013	+0.7	+0.6	+0.7	+0.9	+0.7	+0.6	+0.6	+0.9	+0.9	+0.9	+0.7	+0.8	+9.4
2012	+0.8	+0.7	+0.8	+0.9	+0.8	+0.7	+0.8	+0.7	+0.7	+0.7	+0.7	+0.7	+9.6
2011	+0.6	+0.6	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.7	+8.8
2010	+0.3	+0.3	+0.4	+0.4	+0.4	+0.4	+0.4	+0.5	+0.5	+0.5	+0.5	+0.6	+5.1
2009	+0.6	+0.5	+0.6	+0.4	+0.4	+0.4	+0.4	+0.4	+0.3	+0.4	+0.3	+0.3	+5.3
2008	+0.7	+0.6	+0.7	+0.7	+0.7	+0.7	+0.8	+0.8	+0.8	+0.8	+0.7	+0.7	+8.9
2007	+0.7	+0.6	+0.7	+0.8	+0.7	+0.5	+0.6	+0.6	+0.6	+0.6	+0.7	+0.7	+8.1
2006	·	·	·	·	+0.6	+0.5	+0.5	+0.6	+0.5	+0.6	+0.6	+0.6	+4.5
Avg	+0.6	+0.5	+0.6	+0.6	+0.6	+0.5	+0.6	+0.6	+0.5	+0.6	+0.6	+0.6	+7.1

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.3%

Other / unclassified 99.7%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 99.5%
ETF / FoF (incl. gold/silver) 0.3%
REITs & InvITs 0.2%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 140 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
91 Days TBILL MAT 171226^	SOVEREIGN	4.25%
Union Bank of India^	ICRA A1+	3.75%
91 Days TBILL MAT 031226^	SOV	3.73%
Union Bank of India^	—	2.99%
Reliance Retail ventures Ltd.^	CRISIL A1+	2.98%
Small Industries Development Bank^	CRISIL A1+	2.69%
91 Days TBill Mat 151026	SOVEREIGN	2.41%
Union Bank of India^	[ICRA]A1+	2.26%
The Federal Bank Ltd.^	—	2.25%
Export - Import Bank of India^	CRISIL A1+	2.24%
91 Days TBILL MAT 241226	SOVEREIGN	2.23%
Bank of India^	CARE A1+	2.23%
Bank of Baroda^	A1+	2.22%
National Bank for Agri & Rural Dev.^	CRISIL A1+	1.87%
Small Industries Development Bank^	CRISIL A1+	1.64%
Yes Bank Ltd.^	CRISIL-A1+	1.50%
91 Days TBill Mat 221026	Sovereign	1.50%
Small Industries Development Bank^	CRISIL A1+	1.50%
NTPC Limited^	CRISIL A1+	1.49%
Reliance Industries Ltd.^	CRISIL A1+	1.49%
Bank of India^	CRISIL A1+	1.49%
National Bank for Agri & Rural Dev.^	CRISIL A1+	1.49%
Bank of Baroda^	ICRA A1+	1.35%
Aditya Birla Capital ltd.^	ICRA A1+	1.34%
Titan Company Ltd.^	ICRA A1+	1.23%
Godrej Consumer Products Ltd.^	—	1.20%
ICICI Securities Ltd^	—	1.19%
ICICI Securities Ltd^	CRISIL A1+	1.16%
L&T Finance Ltd.^	CRISIL A1+	1.13%
Yes Bank Ltd.^	—	1.12%
L&T Finance Ltd.^	CRISIL A1+	1.12%
ICICI Securities Ltd^	CRISIL A1+	1.12%
182 Days TBILL MAT 19112026^	SOV	1.08%
182 Days TBILL MAT 221026^	SOVEREIGN	1.06%
REC Limited.^	CRISIL AAA	1.03%
REC Limited.^	CRISIL A1+	0.98%
182 Days TBILL MAT 171226^	SOVEREIGN	0.95%
Kotak Securities Ltd.^	—	0.90%
Kotak Securities Ltd.^	CRISIL A1+	0.89%
Poonawalla Fincorp Ltd^	CRISIL A1+	0.83%
Titan Company Ltd.^	ICRA A1+	0.82%
Kotak Securities Ltd.^	—	0.75%
Titan Company Ltd.^	—	0.75%
Canara Bank^	CRISIL A1+	0.75%
Poonawalla Fincorp Ltd^	—	0.75%
Bank of Baroda^	IND A1+	0.75%
Reliance Retail ventures Ltd.^	CRISIL A1+	0.75%
National Bank for Agri & Rural Dev.	FITCH A1+	0.75%
Reliance Retail ventures Ltd.^	CRISIL A1+	0.75%
Kotak Securities Ltd.^	—	0.74%
Kotak Securities Ltd.^	CRISIL A1+	0.74%
Reliance Retail ventures Ltd.^	CRISIL A1+	0.74%
Bajaj Auto Credit Limited^	—	0.74%
Small Industries Development Bank^	CRISIL A1+	0.67%
Power Finance Corporation Ltd.^	CRISIL A1+	0.67%
Indian Railways Finance Corp. Ltd.^	ICRA AAA	0.63%
IDFC First Bank Limited^	CRISIL A1+	0.60%
Bank of India^	CRISIL A1+	0.60%
Aditya Birla Capital ltd.^	CRISIL-A1+	0.60%
Sharekhan Limited^	CRISIL A1+	0.60%
Bajaj Financial Securities Limited^	—	0.60%
Bajaj Financial Securities Limited^	—	0.60%
ICICI Home Finance Ltd^	—	0.60%
Birla Group Holdings Pvt. Ltd.^	—	0.56%
Indusind Bank Ltd.^	CRISIL A1+	0.52%
Godrej Consumer Products Ltd.^	—	0.52%
Tata Communications Limited^	—	0.52%
TATA Capital Housing Finance Ltd.^	—	0.52%
364 Days Tbill Mat 251226	SOVEREIGN	0.51%
National Bank for Agri & Rural Dev.^	CRISIL A1+	0.48%
Punjab & Sind Bank^	ICRA A1+	0.45%
Avenue Supermarts Ltd.^	—	0.45%
Export - Import Bank of India	CRISIL A1+	0.45%
SBICap Securities Limited^	CRISIL A1+	0.45%
LIC Housing Finance Ltd.^	ICRA A1+	0.41%
Bank of Baroda	CARE A1+	0.41%
91 Days TBILL MAT 101226^	SOV	0.40%
Canara Bank^	CRISIL A1+	0.39%
Aditya Birla Capital ltd.^	ICRA A1+	0.38%
NTPC Limited	CRISIL A1+	0.38%
Julius Baer Capital (India) Pvt. Ltd.^	—	0.38%
Bharat Petroleum Corporation Ltd.^	CRISIL A1+	0.37%
National Bank for Agri & Rural Dev.^	CRISIL A1+	0.37%
Bajaj Finance Ltd.^	CRISIL A1+	0.37%
DSP Finance Private Limited^	ICRA A1+	0.37%
Punjab & Sind Bank^	CRISIL A1+	0.37%
Julius Baer Capital (India) Pvt. Ltd.^	—	0.37%
Hindustan Petroleum Corp. Ltd.^	CRISIL A1+	0.37%
Aarti Industries Ltd.^	—	0.33%
DSP Finance Private Limited^	—	0.30%
Julius Baer Capital (India) Pvt. Ltd.^	—	0.30%
Nirma Ltd.^	—	0.30%
Kotak Securities Ltd.^	CRISIL A1+	0.30%
SBICap Securities Limited^	CRISIL A1+	0.30%
Sharekhan Limited^	CRISIL A1+	0.30%
Indian Railways Finance Corp. Ltd.^	CRISIL AAA	0.30%
ICICI Securities Ltd^	CRISIL A1+	0.30%
Sikka Port and Terminal Ltd.^	CRISIL A1+	0.30%
91 Days TBILL MAT 291026	SOVEREIGN	0.30%
91 Days TBILL MAT 081026	SOVEREIGN	0.30%
Small Industries Development Bank^	A1+	0.30%
Corporate Debt Market Development Fund	Alternative Investment Fund Units	0.30%
Bajaj Finance Ltd.	CRISIL A1+	0.28%
Small Industries Development Bank^	CRISIL A1+	0.26%
Mindspace Business Parks REIT^	CRISIL AAA	0.24%
Bajaj Financial Securities Limited^	—	0.23%
AXIS Securities Limited^	—	0.23%
Godrej Properties Ltd.^	—	0.23%
364 Days T Bill Mat 101226	SOVEREIGN	0.22%
Godrej Properties Ltd.^	—	0.22%
Godrej Properties Ltd.^	—	0.22%
Godrej Properties Ltd.^	—	0.22%
Godrej Properties Ltd.^	—	0.22%
Aditya Birla Money Limited^	—	0.22%
Aditya Birla Money Limited^	—	0.22%
91 Days TBILL MAT 051126	SOVEREIGN	0.20%
Godrej Properties Ltd.^	—	0.19%
Godrej Properties Ltd.^	—	0.19%
364 Days Tbill Mat 031226	SOVEREIGN	0.18%
Sikka Port and Terminal Ltd.^	CRISIL A1+	0.15%
Small Industries Development Bank^	CARE A1+	0.15%
SBICap Securities Limited^	—	0.15%
Aditya Birla Money Limited^	—	0.15%
Bajaj Financial Securities Limited^	—	0.15%
ICICI Securities Ltd^	—	0.15%
Network 18 Media & Investments Limited^	CARE A1+	0.15%
Jio Credit Ltd^	CRISIL A1+	0.15%
Canara Bank^	CRISIL A1+	0.15%
Aarti Industries Ltd.^	—	0.11%
LIC Housing Finance Ltd.^	CRISIL AAA	0.11%
Canara Bank^	ICRA A1+	0.11%
Small Industries Development Bank	CARE A1+	0.08%
Infina Finance Pvt. Ltd.^	CRISIL A1+	0.07%
Axis Bank Ltd.^	CRISIL A1+	0.07%
Small Industries Development Bank^	CARE A1+	0.07%
Aditya Birla Money Limited^	—	0.07%
Indian Bank	CRISIL A1+	0.04%
REC Limited.^	CRISIL AAA	0.04%
Small Industries Development Bank	CARE A1+	0.04%
364 Days TBILL MAT 291026	SOVEREIGN	0.01%

Sector mix

Corporate Debt 81.6%
Sovereign Debt 13.2%
Sov 4.9%
Alternative Investment Fund Units 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.