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Navi Mutual Fund · #119161

Navi Liquid Fund - Direct Plan - Monthly IDCW - Payout

Debt · Liquid Fund · Direct · IDCW

Direct TER: 0.26% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-24 → 2026-10-21

min ₹10.02 change +0.0% max ₹10.18

Latest NAV

₹10.0515

as of 2026-10-21 · +0.01% vs 2026-10-20

Earliest NAV in archive

2013-02-04

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-1.63%

trough 2026-03-28 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -0.03% — — 2025-10-23 → today · 1.0y
3y -0.02% — — 2023-10-24 → today · 3.0y
5y +0.01% — — 2021-10-22 → today · 5.0y
10y -0.01% — — 2016-10-23 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1493 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -1.1% to -1.1%: 18 windows -1.1% to -1.0%: 0 windows -1.0% to -0.9%: 0 windows -0.9% to -0.8%: 0 windows -0.8% to -0.7%: 0 windows -0.7% to -0.6%: 5 windows -0.6% to -0.6%: 11 windows -0.6% to -0.5%: 14 windows -0.5% to -0.4%: 10 windows -0.4% to -0.3%: 4 windows -0.3% to -0.2%: 7 windows -0.2% to -0.1%: 34 windows -0.1% to -0.1%: 210 windows -0.1% to +0.0%: 519 windows +0.0% to +0.1%: 499 windows +0.1% to +0.2%: 84 windows +0.2% to +0.3%: 0 windows +0.3% to +0.4%: 5 windows +0.4% to +0.4%: 14 windows +0.4% to +0.5%: 12 windows +0.5% to +0.6%: 26 windows +0.6% to +0.7%: 2 windows +0.7% to +0.8%: 0 windows +0.8% to +0.9%: 0 windows +0.9% to +0.9%: 0 windows +0.9% to +1.0%: 0 windows +1.0% to +1.1%: 0 windows +1.1% to +1.2%: 1 windows +1.2% to +1.3%: 6 windows +1.3% to +1.4%: 12 windows -1% +1%

Median 1y return

+0.0%

Mean 1y return

+0.0%

Best / worst 1y

+1.4% / -1.1%

Windows positive

62%

5th %ile -0.2%
25th %ile -0.0%
75th %ile +0.1%
95th %ile +0.3%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling -0.0% -0.0% -0.4% +0.4% 38% 3004
5y rolling -0.0% -0.0% -0.2% +0.3% 29% 2617
10y rolling -0.0% -0.0% -0.1% +0.1% 13% 1105

Monthly returns · since inception (Feb 2013)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.4 -0.1 -0.3 -0.0 -0.0 +0.1 +0.4 -0.5 +0.0 +0.3 · · +0.3
2025 +0.6 -0.2 -0.5 +0.0 +0.5 -0.5 +0.0 -0.1 +0.0 +0.5 -0.5 +0.1 -0.0
2024 +0.1 +0.0 -0.1 +0.0 +0.6 -0.6 +0.1 +0.6 -0.6 +0.0 +0.5 -0.6 +0.1
2023 -0.5 -0.0 +0.6 -0.1 -0.5 +0.5 -0.6 +0.1 +0.5 -0.5 +0.0 -0.1 -0.6
2022 -0.3 +0.0 +0.0 +0.3 -0.4 +0.0 -0.1 +0.0 +0.4 -0.5 -0.0 +0.5 +0.2
2021 -0.0 +0.0 +0.0 +0.3 -0.3 +0.0 +0.3 -0.3 +0.0 -0.0 +0.0 +0.3 +0.3
2020 +0.4 -0.1 -0.3 -0.0 -0.0 +0.0 +0.3 -0.3 +0.0 +0.2 -0.3 +0.0 +0.0
2019 +0.1 -0.0 +0.6 -0.7 +0.6 -0.6 +0.0 +0.5 -0.5 +0.0 +0.4 -0.4 -0.0
2018 +0.1 -0.0 +0.0 +0.6 -0.6 +0.6 -0.6 +0.6 -0.7 +0.1 +0.6 -0.7 +0.0
2017 -0.6 +0.0 -0.1 +0.5 -0.5 -0.1 +0.0 +0.1 +0.5 -0.6 +0.0 -0.1 -0.6
2016 +0.0 +0.0 +0.0 +0.6 -0.7 +0.0 -0.1 +0.1 -0.1 +0.0 +0.0 +0.6 +0.7
2015 +0.7 -0.2 -0.5 +0.0 -0.1 +0.1 +0.7 -0.8 +0.1 +0.6 -0.6 -0.1 -0.2
2014 +0.8 -0.2 +0.1 -0.6 +0.7 -0.8 +0.1 +0.1 -0.2 +0.8 -0.8 +0.1 +0.1
2013 · · +0.7 -0.7 +0.7 -0.2 -0.5 +0.8 -0.9 +0.1 +0.7 -0.8 +0.0
Avg +0.1 -0.1 +0.0 +0.0 +0.0 -0.1 +0.0 +0.1 -0.1 +0.1 +0.0 -0.1 -0.0

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (12 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 87.3%
ETF / FoF 0.6%
Other / unclassified 12.1%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 94.6%
  • Cash & Equivalents 4.8%
  • ETF / FoF (incl. gold/silver) 0.6%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 16 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
91 DAYS TREASURY BILL 12-NOV-2026 SOVEREIGN 12.19%
8.85% POWER GRID CORPORATION OF INDIA LIMITED (19/10/2026) ** ICRA AAA 8.59%
BANK OF BARODA (06/11/2026) **# IND A1+ 7.31%
7.95% SIKKA PORTS & TERMINALS LIMITED (28/10/2026) CRISIL AAA 6.14%
7.91% SUNDARAM HOME FINANCE LTD (27/11/2026) ** CRISIL AAA 6.14%
7.49% NABARD (15/10/2026) ** CRISIL AAA 6.13%
91 DAYS TREASURY BILL 01-OCT-2026 SOVEREIGN 6.13%
91 DAYS TREASURY BILL 05-NOV-2026 SOVEREIGN 6.10%
L&T FINANCE LIMITED (05/11/2026) ** CRISIL A1+ 6.09%
364 DAYS TREASURY BILL 03-DEC-2026 SOVEREIGN 6.07%
HDFC SECURITIES LIMITED (04/12/2026) ** CRISIL A1+ 6.06%
INDIAN BANK (06/11/2026) **# CRISIL A1+ 4.87%
TIME TECHNOPLAST LIMITED (13/11/2026) ** CRISIL A1+ 4.86%
PUNJAB NATIONAL BANK (15/12/2026) **# CRISIL A1+ 4.84%
EXIM BANK (04/11/2026) CRISIL A1+ 3.05%
% SBI FUNDS MANAGEMENT LTD () ** Alternative Investment Fund Units 0.59%

Sector mix

Corporate Debt: 67.3% Sovereign Debt: 32.0% Alternative Investment Fund Units: 0.6%
  • Corporate Debt 67.3%
  • Sovereign Debt 32.0%
  • Alternative Investment Fund Units 0.6%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.