GrowingWithAK
← Back

Union Mutual Fund · #119303

Union Liquid Fund - Direct Plan - Growth Option

Debt · Liquid Fund · Direct · Growth

Direct TER: 0.07% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-23 → 2026-10-21

min ₹2,019.30 change +36.5% max ₹2,756.60

Latest NAV

₹2,756.6005

as of 2026-10-21 · +0.00% vs 2026-10-20

Earliest NAV in archive

2011-06-15

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-3.30%

trough 2018-09-18 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +6.48% — — 2025-10-23 → today · 1.0y
3y +6.93% — — 2023-10-24 → today · 3.0y
5y +6.43% — — 2021-10-23 → today · 5.0y
10y +5.73% — — 2016-10-23 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1359 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+3.3% to +3.4%: 83 windows +3.4% to +3.6%: 84 windows +3.6% to +3.7%: 24 windows +3.7% to +3.9%: 27 windows +3.9% to +4.0%: 16 windows +4.0% to +4.1%: 20 windows +4.1% to +4.3%: 9 windows +4.3% to +4.4%: 12 windows +4.4% to +4.6%: 12 windows +4.6% to +4.7%: 11 windows +4.7% to +4.8%: 12 windows +4.8% to +5.0%: 10 windows +5.0% to +5.1%: 12 windows +5.1% to +5.3%: 11 windows +5.3% to +5.4%: 13 windows +5.4% to +5.5%: 9 windows +5.5% to +5.7%: 11 windows +5.7% to +5.8%: 7 windows +5.8% to +6.0%: 6 windows +6.0% to +6.1%: 14 windows +6.1% to +6.3%: 17 windows +6.3% to +6.4%: 102 windows +6.4% to +6.5%: 140 windows +6.5% to +6.7%: 59 windows +6.7% to +6.8%: 65 windows +6.8% to +7.0%: 51 windows +7.0% to +7.1%: 64 windows +7.1% to +7.2%: 82 windows +7.2% to +7.4%: 141 windows +7.4% to +7.5%: 235 windows +3% +8%

Median 1y return

+6.6%

Mean 1y return

+6.1%

Best / worst 1y

+7.5% / +3.3%

Windows positive

100%

5th %ile +3.4%
25th %ile +5.2%
75th %ile +7.3%
95th %ile +7.5%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +5.9% +6.1% +3.9% +8.5% 100% 2945
5y rolling +6.1% +6.4% +4.5% +9.0% 100% 3077
10y rolling +6.1% +6.2% +5.7% +7.1% 100% 1459

Monthly returns · since inception (Jun 2011)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.4 +0.5 +0.5 +0.7 +0.5 +0.6 +0.5 +0.6 +0.5 +0.3 · · +5.3
2025 +0.6 +0.5 +0.7 +0.6 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +6.6
2024 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +7.5
2023 +0.6 +0.5 +0.7 +0.6 +0.6 +0.5 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +7.2
2022 +0.3 +0.3 +0.3 +0.3 +0.3 +0.4 +0.4 +0.5 +0.4 +0.6 +0.5 +0.5 +4.9
2021 +0.2 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +3.4
2020 +0.4 +0.4 +0.7 +0.4 +0.4 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +4.4
2019 +0.6 +0.5 +0.6 +0.6 +0.6 +0.5 +0.6 +0.5 +0.5 +0.5 +0.4 +0.5 +6.5
2018 +0.5 +0.5 +0.7 +0.6 +0.6 +0.6 +0.6 +0.6 -2.8 +0.6 +0.6 +0.6 +3.7
2017 +0.6 +0.5 +0.6 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +6.6
2016 +0.6 +0.6 +0.7 +0.7 +0.7 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.5 +7.6
2015 +0.7 +0.6 +0.8 +0.7 +0.7 +0.7 +0.7 +0.7 +0.6 +0.6 +0.6 +0.6 +8.3
2014 +0.7 +0.7 +0.8 +0.8 +0.8 +0.7 +0.7 +0.7 +0.7 +0.7 +0.7 +0.7 +9.1
2013 +0.7 +0.6 +0.7 +0.8 +0.7 +0.6 +0.6 +0.9 +0.9 +0.9 +0.7 +0.8 +9.3
2012 +0.8 +0.8 +0.8 +0.9 +0.8 +0.8 +0.8 +0.8 +0.7 +0.7 +0.7 +0.7 +9.7
2011 · · · · · · +0.7 +0.7 +0.7 +0.7 +0.7 +0.8 +4.4
Avg +0.6 +0.5 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.3 +0.6 +0.5 +0.6 +6.8

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (14 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 102.5%
ETF / FoF 0.4%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 99.7%
  • ETF / FoF (incl. gold/silver) 0.3%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 73 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
Bank of Baroda** IND A1+ 3.94%
91 Day Treasury Bills Sovereign 3.76%
HDFC Bank Ltd.** CRISIL A1+ 2.97%
HDFC Bank Ltd.** [ICRA]A1+ 2.95%
Alembic Pharmaceuticals Ltd.** CRISIL A1+ 2.95%
91 Day Treasury Bills Sovereign 2.48%
Kotak Securities Ltd. CRISIL A1+ 2.47%
The Federal Bank Ltd.** CRISIL A1+ 2.46%
Sikka Ports & Terminals Ltd. CRISIL AAA 2.36%
91 Day Treasury Bills Sovereign 2.28%
91 Day Treasury Bills Sovereign 1.99%
LIC Housing Finance Ltd.** CRISIL A1+ 1.98%
Axis Bank Ltd.** CRISIL A1+ 1.98%
Canara Bank** CRISIL A1+ 1.98%
PNB Housing Finance Ltd.** CRISIL A1+ 1.98%
SBICAP Securities Ltd.** CRISIL A1+ 1.98%
BOBCARD Ltd.** CRISIL A1+ 1.98%
Motilal Oswal Finvest Ltd.** CRISIL A1+ 1.98%
HDFC Bank Ltd.** CRISIL A1+ 1.98%
Bank of Baroda** IND A1+ 1.98%

Sector mix

Corporate Debt: 86.1% Sovereign Debt: 13.6% Alternative Investment Fund: 0.3%
  • Corporate Debt 86.1%
  • Sovereign Debt 13.6%
  • Alternative Investment Fund 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.