Tata Ultra Short to Short Term Fund - Direct Plan - Growth Option

Debt · Ultra Short to Short Term Fund · Direct · Growth

Direct TER: 0.27% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-23

min ₹3,194.02 change +36.9% max ₹4,381.40

Latest NAV

₹4,373.5711

as of 2026-10-23 · -0.02% vs 2026-10-22

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-5.14%

trough 2019-06-17 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+5.92%	—	—	2025-10-24 → today · 1.0y
3y	+7.17%	—	—	2023-10-25 → today · 3.0y
5y	+6.49%	—	—	2021-10-22 → today · 5.0y
10y	+6.17%	—	—	2016-10-24 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1212 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.9%

Mean 1y return

+6.3%

Best / worst 1y

+8.6% / +3.3%

Windows positive

100%

5th %ile +3.7%

25th %ile +4.5%

75th %ile +7.6%

95th %ile +8.2%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+5.9%	+6.5%	+3.8%	+9.2%	100%	2422
5y rolling	+7.6%	+7.3%	+5.0%	+9.3%	100%	3620
10y rolling	+7.6%	+7.4%	+6.2%	+8.5%	100%	2557

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.2	+0.7	+0.3	+0.6	+0.3	+1.2	+0.5	+0.5	+0.5	+0.0	·	·	+4.8
2025	+0.6	+0.6	+0.8	+0.9	+0.8	+0.6	+0.6	+0.3	+0.6	+0.6	+0.5	+0.4	+7.5
2024	+0.6	+0.6	+0.7	+0.6	+0.6	+0.6	+0.7	+0.6	+0.7	+0.7	+0.5	+0.6	+7.9
2023	+0.5	+0.5	+0.8	+0.7	+0.7	+0.5	+0.6	+0.5	+0.5	+0.5	+0.6	+0.6	+7.2
2022	+0.3	+0.3	+0.4	+0.3	-0.1	+0.3	+0.5	+0.5	+0.3	+0.4	+0.6	+0.5	+4.4
2021	+0.0	+0.2	+0.5	+0.5	+0.3	+0.2	+0.5	+0.4	+0.2	+0.2	+0.4	+0.3	+3.9
2020	+0.6	+0.5	+0.5	+0.5	+1.3	+1.0	+0.7	+0.3	+0.4	+0.7	+0.5	+0.3	+7.7
2019	+0.7	+0.5	+0.9	+0.4	+0.7	-4.9	+1.0	+0.7	+0.5	+0.9	+0.6	+0.3	+2.3
2018	+0.5	+0.5	+0.8	+0.4	+0.5	+0.7	+0.7	+0.6	+0.3	+0.7	+0.9	+0.8	+7.7
2017	+0.7	+0.5	+0.6	+0.5	+0.7	+0.6	+0.7	+0.6	+0.5	+0.6	+0.5	+0.3	+7.1
2016	+0.5	+0.6	+1.0	+0.7	+0.7	+0.7	+0.8	+0.8	+0.7	+0.6	+1.0	+0.3	+8.7
2015	+0.7	+0.6	+0.9	+0.7	+0.7	+0.7	+0.8	+0.7	+0.8	+0.7	+0.6	+0.6	+8.8
2014	+0.7	+0.7	+0.9	+0.8	+0.8	+0.8	+0.7	+0.7	+0.8	+0.8	+0.7	+0.7	+9.4
2013	+0.7	+0.6	+0.7	+0.9	+0.7	+0.7	+0.1	+0.7	+1.3	+1.0	+0.7	+0.8	+9.5
2012	+0.8	+0.7	+0.8	+0.9	+0.9	+0.8	+0.7	+0.8	+0.7	+0.8	+0.7	+0.7	+9.5
2011	+0.7	+0.6	+0.8	+0.7	+0.8	+0.7	+0.7	+0.8	+0.7	+0.8	+0.7	+0.8	+9.2
2010	+0.4	+0.3	+0.4	+0.4	+0.4	+0.4	+0.5	+0.5	+0.5	+0.5	+0.6	+0.6	+5.8
2009	+0.7	+0.6	+0.6	+0.6	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+5.8
2008	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.8	+0.9	+0.7	+0.8	+9.4
2007	+0.5	+0.5	+0.5	+0.9	+0.8	+0.6	+0.7	+0.6	+0.6	+0.7	+0.7	+0.7	+8.2
2006	·	·	·	·	+0.6	+0.5	+0.5	+0.6	+0.6	+0.6	+0.9	+0.5	+4.8
Avg	+0.6	+0.5	+0.7	+0.6	+0.6	+0.4	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.4

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 93.4%

ETF / FoF 0.4%

Other / unclassified 6.2%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 94.6%
Cash & Equivalents 2.3%
ETF / FoF (incl. gold/silver) 0.4%
REITs & InvITs 2.7%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 57 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
** - HDFC BANK LTD - CD - 14/12/2026	CRISIL-A1+	5.43%
** 07.80 % NABARD - 15/03/2027	CRISIL-AAA	4.59%
** - KOTAK MAHINDRA BANK - CD - 21/12/2026	CRISIL-A1+	4.52%
** 06.92 % DLF CYBER CITY DEVELOPERS LTD - 28/07/2028	CRISIL-AAA	4.50%
** - INDIAN BANK - CD - 12/01/2027	CRISIL-A1+	3.60%
** - UNION BANK OF INDIA - CD - 12/03/2027	ICRA-A1+	3.56%
SDL KERALA 7.80% (15/03/2027)	SOV	3.51%
** 07.54 % MINDSPACE BUSINESS PARKS REIT - 18/02/2028	CRISIL-AAA	2.74%
** 08.00 % ADANI POWER LTD - 27/01/2028	CRISIL-AA	2.74%
** - BANK OF BARODA - CD - 08/03/2027	IND-A1+	2.67%
** 08.83 % LIQUID GOLD SERIES 18 - 20/11/2027 ^^	CRISIL-AAA(SO)	2.47%
SDL TAMILNADU 8.43% (07/03/2028)	SOV	2.43%
** 09.15 % PIRAMAL FINANCE LTD - 17/06/2027	CRISIL-AA+	2.39%
** 08.88 % LIQUID GOLD SERIES 24 PTC INITIATION IIFL FINANCE LTD - 20/11/2028 ^^	CRISIL-AAA(SO)	2.35%
** 07.45 % TORRENT PHARMACEUTICALS LTD - 19/01/2028	ICRA-AA+	2.18%
** 08.75 % VEDANTA LTD - 28/09/2029	CRISIL-AA+	1.83%
** 07.35 % BHARTI TELECOM LTD - 15/10/2027	CRISIL-AAA	1.82%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 10/11/2026	CRISIL-A1+	1.82%
** 07.93 % BAJAJ FINANCE LTD - 12/06/2029	CRISIL-AAA	1.82%
** 08.05 % MUTHOOT FINANCE LTD - 25/11/2027	CRISIL-AA+	1.82%
** - SUNDARAM FIN LTD - CP - 18/11/2026	CRISIL-A1+	1.82%
** - KOTAK MAHINDRA BANK - CD - 08/01/2027	CRISIL-A1+	1.80%
** - AXIS BANK LTD - CD - 14/01/2027	CRISIL-A1+	1.80%
** - PUNJAB NATIONAL BANK - CD - 04/02/2027	CRISIL-A1+	1.79%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/02/2027	CRISIL-A1+	1.79%
** - CANARA BANK - CD - 12/02/2027	CRISIL-A1+	1.79%
** - ICICI BANK LTD - CD - 19/03/2027	ICRA-A1+	1.78%
** - TOYOTA FINANCIAL SERVICES INDIA LTD - CP - 17/02/2027	CRISIL-A1+	1.78%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 26/02/2027	CRISIL-A1+	1.78%
** - HDFC BANK LTD - CD - 05/03/2027	CRISIL-A1+	1.78%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 11/06/2027	CRISIL-A1+	1.74%
** 08.00 % NEXUS SELECT TRUST - 16/06/2028	CRISIL-AAA	1.65%
SDL ANDHRA PRADESH 6.55% (27/05/2028)	SOV	1.53%
** 08.30 % GODREJ PROPERTIES LTD - 19/03/2027	ICRA-AA+	1.47%
** 07.42 % MAHINDRA RURAL HOUSING FINANCE LTD - 23/02/2028	CRISIL-AAA	1.09%
SDL KARNATAKA 6.97% (26/02/2028)	SOV	0.92%
** 07.20 % KNOWLEDGE REALTY TRUST - 26/09/2028	CRISIL-AAA	0.91%
** 07.48 % NABARD - 15/09/2028	CRISIL-AAA	0.91%
** TREASURY BILL 364 DAYS (19/11/2026)	SOV	0.91%
** - BANK OF BARODA - CD - 25/11/2026	IND-A1+	0.91%
** TREASURY BILL 91 DAYS (12/11/2026)	SOV	0.91%
** TREASURY BILL 182 DAYS (19/11/2026)	SOV	0.91%
** 06.95 % BAJAJ HOUSING FINANCE LTD - 28/01/2028	CRISIL-AAA	0.90%
** TREASURY BILL 182 DAYS (04/02/2027)	SOV	0.90%
** - BAJAJ FINANCE LTD - CP - 19/03/2027	CRISIL-A1+	0.89%
** - SMALL INDUST DEVLOP BANK OF INDIA - CD - 18/02/2027	CRISIL-A1+	0.89%
SDL HARYANA 7.63% (01/06/2028)	SOV	0.74%
SDL MADHYA PRADESH 8.42% (08/08/2028)	SOV	0.56%
SBIMF AIF - CAT I (CDMDF)27/10/2038	Alternative Investment Fund Units	0.38%
SDL KARNATAKA 8.30% (20/02/2029)	SOV	0.38%
** 08.95 % CREDILA FINANCIAL SERVICES LTD - 22/06/2028	ICRA-AA	0.37%
** 08.12 % INDIA UNIVERSAL TRUST AL1 - 20/03/2027 ^^	IND-AAA(SO)	0.35%
SDL GUJARAT 8.05% (27/03/2029)	SOV	0.19%
SDL GUJARAT 8.17% (19/12/2028)	SOV	0.19%
SGS ANDHRA PRADESH 7.54% (11/01/2029)	SOV	0.18%
** 08.09 % CAN FIN HOMES LTD - 04/01/2027	ICRA-AAA	0.18%
SDL KARNATAKA 8.52% (28/11/2028)	SOV	0.06%

Sector mix

Corporate Debt 85.0%
Sov 14.7%
Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.