LIC MF Liquid Fund - Direct Plan - Growth

Debt · Liquid Fund · Direct · Growth

Direct TER: 0.13% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-23 → 2026-10-22

min ₹3,807.25 change +36.2% max ₹5,187.21

Latest NAV

₹5,186.7042

as of 2026-10-22 · -0.01% vs 2026-10-21

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-6.05%

trough 2010-04-09 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+6.43%	—	—	2025-10-23 → today · 1.0y
3y	+6.89%	—	—	2023-10-24 → today · 3.0y
5y	+6.38%	—	—	2021-10-23 → today · 5.0y
10y	+6.12%	—	—	2016-10-23 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1562 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+6.6%

Mean 1y return

+6.1%

Best / worst 1y

+7.5% / +3.3%

Windows positive

100%

5th %ile +3.4%

25th %ile +5.2%

75th %ile +7.3%

95th %ile +7.4%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+6.9%	+6.4%	+4.1%	+8.6%	100%	3146
5y rolling	+7.5%	+7.1%	+5.3%	+8.9%	100%	4751
10y rolling	+7.5%	+7.2%	+6.1%	+8.1%	100%	3315

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.4	+0.5	+0.5	+0.7	+0.5	+0.6	+0.5	+0.6	+0.5	+0.3	·	·	+5.2
2025	+0.6	+0.5	+0.7	+0.6	+0.6	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+0.5	+6.6
2024	+0.6	+0.6	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.5	+0.6	+7.4
2023	+0.6	+0.5	+0.6	+0.5	+0.6	+0.5	+0.6	+0.6	+0.5	+0.6	+0.6	+0.6	+7.1
2022	+0.3	+0.3	+0.3	+0.3	+0.3	+0.4	+0.4	+0.5	+0.4	+0.5	+0.5	+0.6	+4.9
2021	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+3.4
2020	+0.4	+0.4	+0.7	+0.4	+0.4	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+0.3	+4.4
2019	+0.6	+0.5	+0.7	+0.6	+0.6	+0.6	+0.6	+0.5	+0.5	+0.5	+0.4	+0.5	+6.6
2018	+0.6	+0.5	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.5
2017	+0.6	+0.5	+0.6	+0.5	+0.6	+0.5	+0.6	+0.6	+0.5	+0.5	+0.5	+0.6	+6.8
2016	+0.6	+0.6	+0.8	+0.7	+0.7	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.5	+7.7
2015	+0.7	+0.6	+0.8	+0.7	+0.7	+0.7	+0.7	+0.7	+0.6	+0.6	+0.6	+0.6	+8.4
2014	+0.7	+0.7	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+9.1
2013	+0.7	+0.6	+0.7	+0.7	+0.7	+0.6	+0.6	+0.9	+0.9	+0.9	+0.7	+0.8	+9.2
2012	+0.8	+0.7	+0.8	+0.8	+0.8	+0.8	+0.8	+0.7	+0.7	+0.7	+0.7	+0.7	+9.3
2011	+0.6	+0.6	+0.7	+0.7	+0.7	+0.6	+0.7	+0.7	+0.7	+0.7	+0.7	+0.7	+8.4
2010	+0.3	+0.3	+0.4	+0.3	+0.4	+0.4	+0.4	+0.5	+0.5	+0.5	+0.6	+0.6	+5.4
2009	+0.7	+0.6	+0.6	+0.5	+0.4	+0.5	+0.4	+0.4	+0.4	+0.4	+0.4	+0.4	+5.9
2008	+0.7	+0.7	+0.7	+0.7	+0.7	+0.8	+0.7	+0.7	+0.8	+0.9	+0.8	+0.8	+9.5
2007	+0.7	+0.6	+0.7	+0.8	+0.7	+0.5	+0.5	+0.6	+0.6	+0.7	+0.6	+0.7	+8.0
2006	·	·	·	·	+0.6	+0.5	+0.6	+0.6	+0.6	+0.6	+0.6	+0.7	+4.8
Avg	+0.6	+0.5	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+0.6	+7.1

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 105.3%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 99.4%
REITs & InvITs 0.6%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 67 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
91 DAYS TBILL RED 29-10-2026	SOVEREIGN	4.45%
Motilal Oswal Financial Services Ltd. **	FITCH A1+	3.87%
Power Finance Corporation Ltd. **	CRISIL A1+	3.85%
Grasim Industries Ltd. **	CRISIL A1+	3.85%
Small Industries Development Bk of India ** #	CRISIL A1+	3.10%
91 DAYS TBILL RED 12-11-2026	SOVEREIGN	3.09%
Reliance Retail Ventures Ltd. **	CRISIL A1+	3.08%
182 DAYS TBILL RED 27-11-2026	SOVEREIGN	3.08%
HDFC Bank Ltd. ** #	CRISIL A1+	3.07%
Titan Company Ltd. **	ICRA A1+	2.70%
Hindustan Petroleum Corporation Ltd. **	CRISIL A1+	2.31%
Bank of India ** #	CRISIL A1+	2.30%
REC Ltd. **	CRISIL A1+	1.94%
91 DAYS TBILL RED 05-11-2026	SOVEREIGN	1.93%
Motilal Oswal Financial Services Ltd. **	CRISIL A1+	1.93%
Reliance Retail Ventures Ltd. **	CRISIL A1+	1.93%
Titan Company Ltd. **	ICRA A1+	1.92%
National Bk for Agriculture & Rural Dev. **	CRISIL A1+	1.92%
Hindustan Petroleum Corporation Ltd. **	CRISIL A1+	1.92%
Export Import Bank of India **	CRISIL A1+	1.92%
Export Import Bank of India **	CRISIL A1+	1.92%
Punjab & Sind Bank ** #	ICRA A1+	1.92%
HDFC Bank Ltd. ** #	CRISIL A1+	1.92%
PNB Housing Finance Ltd. **	CRISIL A1+	1.92%
Godrej Finance Ltd. **	CRISIL A1+	1.92%
Small Industries Development Bk of India **	CRISIL A1+	1.92%
REC Ltd. **	CRISIL A1+	1.92%
91 DAYS TBILL RED 24-12-2026	SOVEREIGN	1.92%
ICICI Securities Ltd. **	CRISIL A1+	1.91%
HDFC Securities Ltd. **	CRISIL A1+	1.55%
Small Industries Development Bk of India **	CRISIL A1+	1.55%
ICICI Securities Ltd. **	CRISIL A1+	1.54%
Canara Bank ** #	CRISIL A1+	1.54%
Angel One Ltd. **	CRISIL A1+	1.54%
HDFC Securities Ltd. **	CRISIL A1+	1.54%
HDFC Bank Ltd. ** #	CRISIL A1+	1.53%
Bank of India ** #	CRISIL A1+	1.53%
IGH Holdings Private Ltd. **	CRISIL A1+	1.53%
Canara Bank ** #	CRISIL A1+	1.16%
Central Bank of India ** #	CRISIL A1+	1.15%
Godrej Properties Ltd. **	ICRA A1+	1.15%
HDFC Securities Ltd. **	CRISIL A1+	1.15%
Central Bank of India ** #	CRISIL A1+	1.15%
Sikka Ports and Terminals Ltd. **	CRISIL A1+	0.97%
91 DAYS TBILL RED 15-10-2026	SOVEREIGN	0.78%
Axis Bank Ltd. ** #	CRISIL A1+	0.78%
Aditya Birla Housing Finance Ltd. **	ICRA A1+	0.77%
Small Industries Development Bk of India ** #	CRISIL A1+	0.77%
Bank of India ** #	CRISIL A1+	0.77%
Godrej Housing Finance Ltd. **	CRISIL A1+	0.77%
Aditya Birla Capital Ltd. **	CRISIL A1+	0.77%
Bajaj Financial Securities Ltd. **	CRISIL A1+	0.77%
Bajaj Finance Ltd. **	CRISIL A1+	0.77%
HDFC Securities Ltd. **	CRISIL A1+	0.77%
Birla Group Holdings Pvt Ltd. **	CRISIL A1+	0.77%
Tata Capital Ltd. **	CRISIL A1+	0.77%
HDFC Securities Ltd. **	CRISIL A1+	0.77%
8.03% Mindspace Business Parks Reit **	CRISIL AAA	0.58%
182 DAYS TBILL RED 05-11-2026	SOVEREIGN	0.46%
Small Industries Development Bk of India ** #	CRISIL A1+	0.39%
Small Industries Development Bk of India ** #	CRISIL A1+	0.39%
National Bk for Agriculture & Rural Dev. ** #	CRISIL A1+	0.39%
Axis Bank Ltd. ** #	CRISIL A1+	0.38%
7.68% Indian Railway Finance Corporation Ltd. **	CRISIL AAA	0.33%
HDFC Bank Ltd. ** #	CRISIL A1+	0.19%
7.33% Government of India	SOVEREIGN	0.08%
Bajaj Housing Finance Ltd. **	CRISIL A1+	0.04%

Sector mix

Corporate Debt 85.0%
Sovereign Debt 15.0%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.