LIC MF Medium to Long Term Fund - Direct Plan - Growth

Debt · Medium to Long Term Fund · Direct · Growth

Direct TER: 0.22% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-23

min ₹59.73 change +34.9% max ₹82.67

Latest NAV

₹81.6553

as of 2026-10-23 · -0.06% vs 2026-10-22

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-6.42%

trough 2010-08-02 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	+3.37%	—	—	2025-10-24 → today · 1.0y
3y	+7.33%	—	—	2023-10-26 → today · 3.0y
5y	+6.17%	—	—	2021-10-25 → today · 5.0y
10y	+6.20%	—	—	2016-10-25 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1204 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+7.0%

Mean 1y return

+6.2%

Best / worst 1y

+12.4% / -1.0%

Windows positive

98%

5th %ile +1.0%

25th %ile +3.2%

75th %ile +8.8%

95th %ile +10.9%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+7.1%	+7.0%	+3.6%	+11.6%	100%	2413
5y rolling	+7.6%	+7.4%	+5.1%	+9.6%	100%	3614
10y rolling	+7.5%	+7.6%	+6.2%	+8.8%	100%	2549

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	+0.1	+0.8	-1.3	+1.0	+0.2	+2.5	-0.1	+0.1	+0.1	-0.6	·	·	+2.7
2025	+0.8	+0.2	+1.8	+2.0	+1.2	-0.4	+0.4	-1.2	+0.8	+0.7	+0.5	+0.2	+7.2
2024	+0.8	+1.5	+0.7	-0.1	+1.3	+0.7	+1.0	+1.1	+1.3	+0.3	+0.5	+0.7	+10.1
2023	+0.4	-0.0	+1.3	+1.6	+1.3	+0.0	+0.3	+0.6	+0.2	-0.6	+0.7	+1.1	+7.3
2022	+0.1	+0.1	+0.2	-0.8	-0.7	+0.4	+0.9	+1.7	-0.4	+0.1	+1.3	+0.5	+3.4
2021	-0.2	-1.3	+0.7	+0.8	+0.4	-0.1	+0.3	+0.5	+0.1	-0.1	+0.5	-0.1	+1.5
2020	+0.5	+1.9	+0.2	+1.3	+1.9	+1.0	+1.3	-1.4	+0.4	+1.3	+0.5	+0.5	+9.8
2019	+0.3	+0.3	+1.5	-0.1	+2.5	+1.1	+2.3	+0.3	+0.1	+1.0	+0.7	+0.1	+10.3
2018	-0.3	-0.6	+1.8	-1.2	+0.1	+0.2	+1.1	+0.1	+0.0	+1.1	+1.7	+1.4	+5.5
2017	+0.8	-2.0	+1.0	-0.1	+1.1	+1.4	+0.9	+0.5	-0.1	-0.0	-0.2	-0.5	+2.7
2016	+0.1	-0.2	+1.8	+1.0	+0.5	+0.9	+2.5	+1.4	+1.5	+0.6	+3.2	-1.3	+12.8
2015	+2.1	+0.4	+0.2	-0.0	+0.3	-0.2	+1.1	+0.7	+1.2	+0.4	-0.2	+0.1	+6.1
2014	+0.6	+0.3	+1.3	+0.9	+1.4	+0.7	+0.4	+0.4	+0.9	+2.0	+1.7	+1.8	+13.1
2013	+0.8	+0.5	+0.6	+1.6	+1.7	-0.5	-3.3	-0.7	+1.6	+1.5	+0.4	+0.6	+4.6
2012	+0.7	+0.6	+0.4	+0.9	+0.6	+0.6	+0.8	+0.7	+1.3	+0.5	+0.6	+0.8	+8.9
2011	+0.1	+0.4	+0.9	+0.5	-0.1	+1.0	+3.0	+0.8	+0.4	+0.4	+0.7	+0.8	+9.2
2010	+0.8	+0.1	+0.7	+0.8	+0.6	+0.5	+0.0	+0.7	+0.5	+0.1	+0.5	+0.2	+5.8
2009	-1.8	+0.5	+0.3	+5.2	-2.5	+0.5	+0.4	+0.1	+0.3	+0.3	+1.3	-0.8	+3.6
2008	+0.2	+0.1	+1.8	+0.3	+0.4	-0.3	+0.3	+0.8	+0.4	+0.8	+3.0	+6.5	+15.1
2007	+0.4	-0.2	+0.4	+0.7	+1.1	+1.3	+2.0	+0.0	+0.5	+0.7	+0.4	+0.6	+8.2
2006	·	·	·	·	+0.4	+0.3	+1.0	+0.5	+0.5	+0.5	+0.6	-0.8	+3.0
Avg	+0.4	+0.2	+0.8	+0.8	+0.7	+0.5	+0.8	+0.4	+0.6	+0.6	+0.9	+0.6	+7.6

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 97.4%

Other / unclassified 2.6%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Debt 97.4%
Cash & Equivalents 2.6%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 18 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
7.48% National Bk for Agriculture & Rural Dev.	CRISIL AAA	8.65%
7.3% Government of India	SOVEREIGN	8.50%
HDFC Bank Ltd. #	CRISIL A1+	8.42%
Canara Bank ** #	CRISIL A1+	8.23%
7.42% Power Finance Corporation Ltd. **	CRISIL AAA	6.02%
7.43% Jamnagar Utilities & Power Pvt. Ltd.	CRISIL AAA	5.99%
7.65% State Government of Karnataka	SOVEREIGN	5.98%
7.33% Government of India	SOVEREIGN	5.97%
7.71% Government of India	SOVEREIGN	5.94%
Indian Bank #	FITCH A1+	5.67%
Small Industries Development Bk of India #	CRISIL A1+	5.42%
6.9% Government of India	SOVEREIGN	5.37%
7.92% National Highways Authority of India **	CRISIL AAA	2.99%
6.94% Government of India	SOVEREIGN	2.92%
7.39% Indian Railway Finance Corporation Ltd. **	CRISIL AAA	2.92%
7.79% Bajaj Finance Ltd. **	CRISIL AAA	2.83%
Punjab National Bank #	CRISIL A1+	2.80%
7.24% Government of India	SOVEREIGN	2.77%

Sector mix

Corporate Debt 61.5%
Sovereign Debt 38.5%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.