GrowingWithAK
← Back

UTI Mutual Fund · #120772

UTI - Money Market Fund - Direct Plan - Daily IDCW (Reinvestment)

Debt · Money Market Fund · Direct · IDCW

Direct TER: 0.17% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹1,028.73 change -0.1% max ₹1,031.50

Latest NAV

₹1,030.1656

as of 2026-10-21 · -0.07% vs 2026-10-19

Earliest NAV in archive

2013-01-02

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-0.90%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -0.07% — — 2025-10-23 → today · 1.0y
3y -0.03% — — 2023-10-23 → today · 3.0y
5y -0.01% — — 2021-10-22 → today · 5.0y
10y +0.26% — — 2016-10-23 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1209 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -0.2% to -0.2%: 2 windows -0.2% to -0.2%: 1 windows -0.2% to -0.2%: 4 windows -0.2% to -0.1%: 2 windows -0.1% to -0.1%: 2 windows -0.1% to -0.1%: 3 windows -0.1% to -0.1%: 2 windows -0.1% to -0.1%: 4 windows -0.1% to -0.1%: 4 windows -0.1% to -0.1%: 9 windows -0.1% to -0.0%: 11 windows -0.0% to -0.0%: 7 windows -0.0% to -0.0%: 10 windows -0.0% to -0.0%: 124 windows -0.0% to +0.0%: 771 windows +0.0% to +0.0%: 223 windows +0.0% to +0.0%: 8 windows +0.0% to +0.1%: 3 windows +0.1% to +0.1%: 6 windows +0.1% to +0.1%: 0 windows +0.1% to +0.1%: 1 windows +0.1% to +0.1%: 0 windows +0.1% to +0.1%: 1 windows +0.1% to +0.1%: 2 windows +0.1% to +0.1%: 1 windows +0.1% to +0.2%: 1 windows +0.2% to +0.2%: 0 windows +0.2% to +0.2%: 4 windows +0.2% to +0.2%: 2 windows +0.2% to +0.2%: 1 windows -0% +0%

Median 1y return

-0.0%

Mean 1y return

+0.0%

Best / worst 1y

+0.2% / -0.2%

Windows positive

32%

5th %ile -0.0%
25th %ile -0.0%
75th %ile +0.0%
95th %ile +0.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +0.0% +0.3% -0.3% +1.2% 51% 2608
5y rolling +0.5% +0.3% -0.2% +0.7% 76% 2173
10y rolling +0.3% +0.3% +0.3% +0.3% 100% 919

Monthly returns · since inception (Jan 2013)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.0 -0.0 +0.0 -0.1 +0.0 +0.0 -0.0 +0.0 -0.0 -0.1 · · -0.1
2025 -0.0 -0.0 +0.1 -0.1 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0
2024 -0.0 -0.0 +0.1 -0.1 +0.0 -0.0 +0.0 -0.0 -0.0 -0.0 -0.0 -0.0 -0.0
2023 -0.0 +0.0 -0.0 +0.0 +0.0 -0.0 -0.0 -0.0 -0.0 -0.0 +0.0 -0.0 +0.0
2022 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 -0.0 +0.0 -0.0 -0.0 -0.0 +0.0
2021 -0.0 -0.0 -0.0 -0.0 +0.0 -0.0 +0.0 -0.0 -0.0 +0.0 -0.0 -0.0 +0.0
2020 +0.0 +0.0 +0.2 +0.6 +1.0 +0.6 +0.3 -0.0 -0.0 +0.0 +0.0 -0.0 +2.7
2019 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.1 -0.1 +0.1 -0.1 -0.1 +0.0
2018 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0
2017 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0
2016 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0
2015 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0
2014 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0
2013 · +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0 +0.0
Avg +0.0 -0.0 +0.0 +0.0 +0.1 +0.0 +0.0 +0.0 -0.0 +0.0 -0.0 -0.0 +0.2

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (12 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.4%
Other / unclassified 99.6%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 95.7%
  • Cash & Equivalents 3.9%
  • ETF / FoF (incl. gold/silver) 0.4%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 92 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
182 DAYS T-BILL - 04/02/2027 Sovereign 3.06%
CD - NABARD - 22/01/2027 ICRA A1+ 2.44%
CD - INDIAN BANK - 05/02/2027 CRISIL A1+ 2.44%
CD - NABARD - 28/01/2027 ICRA A1+ 2.44%
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 CRISIL A1+ 2.43%
CD - CANARA BANK - 12/02/2027 CRISIL A1+ 2.13%
182 DAYS T-BILL - 18/02/2027 Sovereign 2.13%
CD - HDFC BANK LTD - 24/02/2027 CARE A1+ 2.12%
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027 CRISIL A1+ 1.98%
CD - NABARD - 19/01/2027 A1+ 1.83%
CP SUNDARAM HOME FINANCE LTD. — 1.82%
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027 CRISIL A1+ 1.53%
CD - HDFC BANK - 05/02/2027 CARE A1+ 1.52%
CD - IDFC BANK LTD - 03/02/2027 CRISIL A1+ 1.52%
CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027 CARE A1+ 1.52%
CD - CANARA BANK - 11/03/2027 ICRA A1+ 1.51%
CP ASEEM INFRASTRUCTURE FINANCE LTD — 1.51%
CD - UCO BANK - 15/06/2027 CRISIL A1+ 1.48%
CD - BANK OF MAHARASHTRA - 07/01/2027 — 1.38%
CD - KOTAK MAHINDRA BANK LTD - 05/03/2027 CRISIL A1+ 1.36%

Sector mix

Corporate Debt: 94.2% Sovereign Debt: 5.4% Alternative Investment Fund Units: 0.4%
  • Corporate Debt 94.2%
  • Sovereign Debt 5.4%
  • Alternative Investment Fund Units 0.4%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.