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Bandhan Mutual Fund · #121279

Bandhan Banking and PSU Debt Fund - Direct Plan - Growth

Debt · Banking and PSU Debt Fund · Direct · Growth

Direct TER: 0.39% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-23

min ₹20.06 change +35.1% max ₹27.19

Latest NAV

₹27.1200

as of 2026-10-23 · -0.01% vs 2026-10-22

Earliest NAV in archive

2013-03-08

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-3.29%

trough 2020-03-23 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +4.97% — — 2025-10-24 → today · 1.0y
3y +6.98% — — 2023-10-25 → today · 3.0y
5y +6.20% — — 2021-10-22 → today · 5.0y
10y +7.14% — — 2016-10-24 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1213 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+2.7% to +2.9%: 17 windows +2.9% to +3.2%: 75 windows +3.2% to +3.4%: 29 windows +3.4% to +3.6%: 27 windows +3.6% to +3.8%: 37 windows +3.8% to +4.1%: 63 windows +4.1% to +4.3%: 47 windows +4.3% to +4.5%: 35 windows +4.5% to +4.8%: 30 windows +4.8% to +5.0%: 15 windows +5.0% to +5.2%: 11 windows +5.2% to +5.5%: 30 windows +5.5% to +5.7%: 31 windows +5.7% to +5.9%: 34 windows +5.9% to +6.2%: 20 windows +6.2% to +6.4%: 8 windows +6.4% to +6.6%: 34 windows +6.6% to +6.9%: 122 windows +6.9% to +7.1%: 114 windows +7.1% to +7.3%: 61 windows +7.3% to +7.6%: 39 windows +7.6% to +7.8%: 56 windows +7.8% to +8.0%: 128 windows +8.0% to +8.2%: 54 windows +8.2% to +8.5%: 10 windows +8.5% to +8.7%: 10 windows +8.7% to +8.9%: 7 windows +8.9% to +9.2%: 31 windows +9.2% to +9.4%: 27 windows +9.4% to +9.6%: 10 windows +3% +10%

Median 1y return

+6.8%

Mean 1y return

+6.2%

Best / worst 1y

+9.6% / +2.7%

Windows positive

100%

5th %ile +3.0%
25th %ile +4.3%
75th %ile +7.7%
95th %ile +9.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +7.4% +7.5% +4.7% +10.2% 100% 2423
5y rolling +7.7% +7.6% +5.9% +9.0% 100% 2091
10y rolling +7.6% +7.5% +7.1% +7.9% 100% 879

Monthly returns · since inception (Mar 2013)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.1 +0.7 -0.0 +0.5 +0.3 +2.0 +0.2 +0.2 +0.3 -0.2 · · +4.1
2025 +0.6 +0.5 +1.1 +1.3 +1.0 +0.3 +0.5 -0.0 +0.6 +0.7 +0.5 +0.2 +7.4
2024 +0.6 +0.6 +0.7 +0.3 +0.8 +0.6 +0.8 +0.7 +0.8 +0.5 +0.6 +0.5 +7.9
2023 +0.5 +0.2 +1.1 +1.0 +0.7 +0.2 +0.6 +0.5 +0.4 +0.4 +0.5 +0.7 +7.1
2022 +0.3 +0.4 +0.4 +0.1 -0.4 +0.3 +0.5 +0.5 +0.3 +0.4 +0.6 +0.5 +3.9
2021 -0.2 -0.2 +0.8 +0.7 +0.4 +0.1 +0.8 +0.6 +0.1 +0.1 +0.4 +0.2 +3.7
2020 +1.0 +1.1 +0.7 +0.4 +2.3 +1.7 +1.0 +0.1 +0.3 +1.1 +1.0 +0.2 +11.3
2019 +0.6 +0.6 +2.2 -0.3 +2.0 +0.3 +1.7 +1.2 +0.3 +1.5 +0.8 +0.0 +11.5
2018 +0.4 +0.1 +1.3 -0.4 +0.2 +0.6 +0.9 +0.4 -0.1 +0.9 +1.6 +1.3 +7.6
2017 +0.5 +0.5 +0.5 +0.4 +0.5 +0.5 +1.1 +0.6 +0.2 +0.7 +0.1 +0.0 +5.7
2016 +0.5 +0.6 +1.2 +0.6 +0.6 +0.7 +0.7 +0.6 +0.6 +0.5 +0.7 +0.4 +8.1
2015 +0.7 +0.7 +1.0 +0.5 +0.7 +0.8 +0.8 +0.6 +0.8 +0.6 +0.6 +0.6 +8.7
2014 +0.7 +0.6 +1.0 +0.7 +0.9 +0.7 +0.6 +0.7 +0.8 +0.8 +0.6 +0.7 +9.4
2013 · · · +1.1 +0.7 +0.7 -0.7 +0.2 +1.8 +1.0 +0.6 +0.9 +6.5
Avg +0.5 +0.5 +0.9 +0.5 +0.8 +0.7 +0.7 +0.5 +0.5 +0.7 +0.7 +0.5 +7.7

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (12 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-03-31

Equity 9.0%
Other / unclassified 91.0%
Equity split: Large 8.5% Mid 0.5%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Large Cap 94.7%
  • Mid Cap 5.3%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 12 holdings as of 2026-03-31 See changes vs previous snapshot →

Stock Sector % of fund
NTPC Limited Oil Gas & Consumable Fuels 1.71%
Bank of Baroda Financial Services 1.42%
Power Grid Corporation of India Limited Oil Gas & Consumable Fuels 1.29%
Power Finance Corporation Limited Financial Services 1.19%
HDFC Bank Limited Financial Services 1.07%
ICICI Bank Limited Financial Services 0.61%
Indian Railway Finance Corporation Limited Financial Services 0.61%
Axis Bank Limited Financial Services 0.42%
Indian Oil Corporation Limited Oil Gas & Consumable Fuels 0.20%
Hindustan Petroleum Corporation Limited Oil Gas & Consumable Fuels 0.20%
REC Limited Financial Services 0.20%
NHPC Limited Oil Gas & Consumable Fuels 0.08%

Sector mix

Financial Services: 61.3% Oil Gas & Consumable Fuels: 38.7%
  • Financial Services 61.3%
  • Oil Gas & Consumable Fuels 38.7%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.