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PGIM India Mutual Fund · #138299

PGIM India Liquid Fund - Direct Plan - Direct Growth

Debt · Liquid Fund · Direct · Growth

Direct TER: 0.11% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-23 → 2026-10-21

min ₹273.13 change +36.6% max ₹372.97

Latest NAV

₹372.9713

as of 2026-10-21 · +0.01% vs 2026-10-20

Earliest NAV in archive

2016-03-08

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-0.15%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +6.51% — — 2025-10-23 → today · 1.0y
3y +6.95% — — 2023-10-24 → today · 3.0y
5y +6.44% — — 2021-10-23 → today · 5.0y
10y +6.16% — — 2016-10-23 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1626 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+3.3% to +3.4%: 97 windows +3.4% to +3.6%: 102 windows +3.6% to +3.7%: 27 windows +3.7% to +3.9%: 30 windows +3.9% to +4.0%: 19 windows +4.0% to +4.1%: 21 windows +4.1% to +4.3%: 16 windows +4.3% to +4.4%: 11 windows +4.4% to +4.6%: 16 windows +4.6% to +4.7%: 15 windows +4.7% to +4.8%: 14 windows +4.8% to +5.0%: 10 windows +5.0% to +5.1%: 14 windows +5.1% to +5.3%: 15 windows +5.3% to +5.4%: 16 windows +5.4% to +5.5%: 14 windows +5.5% to +5.7%: 13 windows +5.7% to +5.8%: 8 windows +5.8% to +6.0%: 7 windows +6.0% to +6.1%: 14 windows +6.1% to +6.2%: 17 windows +6.2% to +6.4%: 97 windows +6.4% to +6.5%: 136 windows +6.5% to +6.7%: 77 windows +6.7% to +6.8%: 65 windows +6.8% to +6.9%: 64 windows +6.9% to +7.1%: 77 windows +7.1% to +7.2%: 101 windows +7.2% to +7.4%: 151 windows +7.4% to +7.5%: 362 windows +3% +8%

Median 1y return

+6.7%

Mean 1y return

+6.2%

Best / worst 1y

+7.5% / +3.3%

Windows positive

100%

5th %ile +3.4%
25th %ile +5.3%
75th %ile +7.3%
95th %ile +7.5%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +6.3% +6.0% +4.1% +7.3% 100% 2445
5y rolling +5.5% +5.6% +5.3% +6.4% 100% 1824
10y rolling +6.2% +6.2% +6.2% +6.2% 100% 185

Monthly returns · since inception (Mar 2016)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.4 +0.5 +0.5 +0.7 +0.5 +0.7 +0.5 +0.6 +0.5 +0.3 · · +5.3
2025 +0.6 +0.5 +0.7 +0.6 +0.6 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +6.6
2024 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +7.5
2023 +0.6 +0.5 +0.6 +0.5 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +7.2
2022 +0.3 +0.3 +0.3 +0.3 +0.3 +0.4 +0.4 +0.5 +0.4 +0.5 +0.5 +0.6 +4.9
2021 +0.2 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.3 +0.2 +0.3 +0.3 +0.3 +3.4
2020 +0.4 +0.4 +0.5 +0.4 +0.5 +0.4 +0.3 +0.3 +0.3 +0.3 +0.3 +0.2 +4.4
2019 +0.6 +0.6 +0.7 +0.6 +0.6 +0.6 +0.6 +0.5 +0.5 +0.5 +0.4 +0.5 +6.8
2018 +0.6 +0.5 +0.7 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +7.5
2017 +0.6 +0.5 +0.6 +0.5 +0.6 +0.5 +0.6 +0.5 +0.5 +0.6 +0.5 +0.5 +6.8
2016 · · · +0.7 +0.7 +0.6 +0.6 +0.6 +0.6 +0.6 +0.6 +0.5 +5.6
Avg +0.5 +0.5 +0.6 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +0.5 +6.1

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (9 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Other / unclassified 100.0%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 91.3%
  • Cash & Equivalents 8.7%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 40 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
Union Bank of India ** # ICRA A1+ 6.91%
HDFC Bank Ltd. ** # CARE A1+ 6.90%
Grasim Industries Ltd. ** CRISIL A1+ 6.90%
8.15% Tata Steel Ltd. ** — 4.52%
91 DAYS TBILL RED 29-10-2026 SOVEREIGN 3.81%
8.95% Bharti Telecom Ltd. ** CRISIL AAA 3.48%
Infina Finance Pvt Ltd. ** CRISIL A1+ 3.47%
Bajaj Finance Ltd. ** CRISIL A1+ 3.45%
National Bank for Agriculture & Rural Development ** # FITCH A1+ 3.45%
The Federal Bank Ltd. ** # CRISIL A1+ 3.45%
Small Industries Development Bank of India ** # CRISIL A1+ 3.43%
HSBC InvestDirect Financial Ser Ind Ltd. ** — 3.31%
JM Financial Services Ltd. ** — 3.12%
91 DAYS TBILL RED 22-10-2026 Sovereign 2.77%
364 DAYS TBILL RED 03-12-2026 SOVEREIGN 2.76%
7.95% Sikka Ports and Terminals Ltd. CRISIL AAA 2.09%
Axis Securities Ltd. ** — 1.74%
Small Industries Development Bank of India ** # CARE A1+ 1.74%
HDFC Bank Ltd. ** # CARE A1+ 1.73%
Godrej Industries Ltd. ** — 1.73%

Sector mix

Corporate Debt: 86.1% Sovereign Debt: 13.6% Sov: 0.3%
  • Corporate Debt 86.1%
  • Sovereign Debt 13.6%
  • Sov 0.3%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.