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HDFC Mutual Fund · #145040

HDFC Ultra Short Term Fund - Regular Plan - Growth Option

Debt · Ultra Short Duration Fund · Regular · Growth

Regular TER: 0.75% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹12.09 change +35.2% max ₹16.36

Latest NAV

₹16.3471

as of 2026-10-21 · -0.06% vs 2026-10-19

Earliest NAV in archive

2018-09-25

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-1.02%

trough 2020-03-24 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +5.83% — — 2025-10-23 → today · 1.0y
3y +6.80% — — 2023-10-23 → today · 3.0y
5y +6.23% — — 2021-10-22 → today · 5.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1210 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+3.3% to +3.4%: 38 windows +3.4% to +3.6%: 77 windows +3.6% to +3.7%: 112 windows +3.7% to +3.9%: 17 windows +3.9% to +4.0%: 9 windows +4.0% to +4.2%: 12 windows +4.2% to +4.3%: 14 windows +4.3% to +4.5%: 9 windows +4.5% to +4.6%: 17 windows +4.6% to +4.8%: 7 windows +4.8% to +4.9%: 22 windows +4.9% to +5.1%: 7 windows +5.1% to +5.2%: 9 windows +5.2% to +5.4%: 4 windows +5.4% to +5.5%: 4 windows +5.5% to +5.7%: 23 windows +5.7% to +5.8%: 13 windows +5.8% to +6.0%: 39 windows +6.0% to +6.1%: 62 windows +6.1% to +6.3%: 38 windows +6.3% to +6.4%: 28 windows +6.4% to +6.6%: 27 windows +6.6% to +6.7%: 59 windows +6.7% to +6.9%: 21 windows +6.9% to +7.0%: 102 windows +7.0% to +7.2%: 121 windows +7.2% to +7.3%: 110 windows +7.3% to +7.5%: 126 windows +7.5% to +7.6%: 74 windows +7.6% to +7.8%: 9 windows +3% +8%

Median 1y return

+6.6%

Mean 1y return

+6.0%

Best / worst 1y

+7.8% / +3.3%

Windows positive

100%

5th %ile +3.5%
25th %ile +4.6%
75th %ile +7.2%
95th %ile +7.5%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +5.8% +5.9% +4.6% +7.2% 100% 1229
5y rolling +5.8% +5.8% +5.7% +6.3% 100% 743

Monthly returns · since inception (Sep 2018)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.2 +0.6 +0.5 +0.5 +0.1 +1.0 +0.5 +0.5 +0.5 +0.2 · · +4.7
2025 +0.6 +0.5 +0.8 +0.7 +0.6 +0.6 +0.6 +0.4 +0.5 +0.5 +0.5 +0.5 +7.0
2024 +0.6 +0.6 +0.7 +0.6 +0.6 +0.5 +0.7 +0.5 +0.6 +0.6 +0.5 +0.6 +7.5
2023 +0.5 +0.5 +0.7 +0.6 +0.6 +0.6 +0.6 +0.5 +0.5 +0.5 +0.5 +0.5 +6.9
2022 +0.3 +0.3 +0.4 +0.3 +0.1 +0.4 +0.4 +0.5 +0.3 +0.4 +0.6 +0.5 +4.5
2021 +0.2 +0.3 +0.4 +0.4 +0.3 +0.3 +0.4 +0.4 +0.2 +0.2 +0.3 +0.3 +3.5
2020 +0.5 +0.4 +0.6 +0.5 +1.1 +0.7 +0.6 +0.4 +0.4 +0.5 +0.4 +0.3 +6.4
2019 +0.7 +0.5 +0.9 +0.5 +0.8 +0.5 +0.9 +0.7 +0.5 +0.7 +0.4 +0.4 +7.8
2018 · · · · · · · · · +0.7 +0.8 +0.8 +2.3
Avg +0.4 +0.5 +0.6 +0.5 +0.5 +0.6 +0.6 +0.5 +0.4 +0.5 +0.5 +0.5 +6.2

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (7 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

ETF / FoF 0.3%
Other / unclassified 99.7%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 95.7%
  • ETF / FoF (incl. gold/silver) 0.3%
  • REITs & InvITs 3.9%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 128 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
National Bank for Financing Infrastructure and Development^ IND-A1+ 8.67%
182 Days TBILL MAT 140127^ SOVEREIGN 3.77%
Yes Bank Ltd.^ — 3.11%
National Bank for Agri & Rural Dev. IND AAA 2.40%
Small Industries Development Bank CRISIL A1+ 2.40%
IIFL CAPITAL SERVICES LIMITED^ — 2.35%
Punjab National Bank^ CRISIL A1+ 2.34%
Indian Overseas Bank^ — 2.33%
Mindspace Business Parks REIT^ CRISIL AAA 2.18%
Radhakrishna Securitisation Trust (Originator - Jamnagar Utilities & Power Private Limited)^ CRISIL AAA(SO) 2.13%
National Bank for Financing Infrastructure and Development^ CARE A1+ 2.02%
National Bank for Agri & Rural Dev. ICRA AAA 1.91%
REC Limited.^ CARE AAA 1.90%
ADITYA BIRLA RENEWABLES LIMITED^ CRISIL AA 1.75%
182 Days TBILL MAT 180227^ Sovereign 1.72%
Poonawalla Fincorp Ltd^ CRISIL AAA 1.58%
TATA Capital Housing Finance Ltd.^ — 1.57%
Kotak Mahindra Bank Limited^ CRISIL A1+ 1.55%
National Bank for Agri & Rural Dev. CRISIL A1+ 1.55%
SK FINANCE LIMITED^ — 1.28%

Sector mix

Corporate Debt: 90.1% Sovereign Debt: 7.7% Sov: 1.9% Alternative Investment Fund Units: 0.3% N.A.: 0.0%
  • Corporate Debt 90.1%
  • Sovereign Debt 7.7%
  • Sov 1.9%
  • Alternative Investment Fund Units 0.3%
  • N.A. 0.0%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.