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Kotak Mahindra Mutual Fund · #147266

Kotak Floating Interest Rates Fund - Regular Plan - GROWTH OPTION

Debt · Floating Interest Rates Fund · Regular · Growth

Regular TER: 0.62% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-23

min ₹1,198.15 change +34.9% max ₹1,622.93

Latest NAV

₹1,617.7790

as of 2026-10-23 · -0.04% vs 2026-10-22

Earliest NAV in archive

2019-05-16

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-2.05%

trough 2020-03-26 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +4.60% — — 2025-10-24 → today · 1.0y
3y +7.04% — — 2023-10-25 → today · 3.0y
5y +6.16% — — 2021-10-22 → today · 5.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1204 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+2.2% to +2.5%: 16 windows +2.5% to +2.7%: 39 windows +2.7% to +3.0%: 46 windows +3.0% to +3.2%: 32 windows +3.2% to +3.5%: 26 windows +3.5% to +3.7%: 35 windows +3.7% to +4.0%: 16 windows +4.0% to +4.2%: 23 windows +4.2% to +4.5%: 32 windows +4.5% to +4.7%: 20 windows +4.7% to +5.0%: 40 windows +5.0% to +5.2%: 28 windows +5.2% to +5.5%: 20 windows +5.5% to +5.8%: 46 windows +5.8% to +6.0%: 47 windows +6.0% to +6.3%: 25 windows +6.3% to +6.5%: 28 windows +6.5% to +6.8%: 32 windows +6.8% to +7.0%: 55 windows +7.0% to +7.3%: 76 windows +7.3% to +7.5%: 100 windows +7.5% to +7.8%: 58 windows +7.8% to +8.0%: 55 windows +8.0% to +8.3%: 104 windows +8.3% to +8.5%: 90 windows +8.5% to +8.8%: 27 windows +8.8% to +9.1%: 14 windows +9.1% to +9.3%: 29 windows +9.3% to +9.6%: 33 windows +9.6% to +9.8%: 12 windows +2% +10%

Median 1y return

+7.0%

Mean 1y return

+6.4%

Best / worst 1y

+9.8% / +2.2%

Windows positive

100%

5th %ile +2.7%
25th %ile +4.9%
75th %ile +8.1%
95th %ile +9.1%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +6.2% +6.5% +4.8% +8.0% 100% 1070
5y rolling +6.5% +6.6% +6.2% +7.2% 100% 587

Monthly returns · since inception (May 2019)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 +0.2 +0.7 -0.1 +0.4 -0.0 +1.6 +0.4 +0.1 +0.2 -0.2 · · +3.5
2025 +0.5 +0.6 +0.9 +1.3 +1.0 +0.5 +0.7 +0.2 +0.5 +0.6 +0.6 +0.3 +8.2
2024 +0.5 +0.6 +0.7 +0.7 +0.6 +0.6 +1.0 +0.7 +0.7 +0.8 +0.5 +0.5 +8.2
2023 +0.3 +0.5 +0.7 +0.8 +0.6 +0.5 +0.7 +0.7 +0.5 +0.5 +0.6 +0.6 +7.2
2022 +0.3 +0.3 +0.4 +0.0 -0.7 +0.1 +0.7 +0.7 +0.3 +0.4 +0.7 +0.4 +3.5
2021 -0.2 -0.9 +0.6 +1.1 +0.9 -0.0 +0.8 +0.9 +0.3 +0.1 +0.3 +0.1 +4.2
2020 +0.5 +1.3 +0.5 -0.6 +2.1 +2.1 +1.7 -0.2 +0.2 +1.7 +1.2 +0.3 +11.2
2019 · · · · · +0.4 +0.7 +0.6 +0.6 +0.4 +0.3 +0.4 +3.4
Avg +0.3 +0.5 +0.5 +0.5 +0.6 +0.7 +0.8 +0.5 +0.4 +0.6 +0.6 +0.4 +7.1

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (6 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 96.0%
ETF / FoF 0.5%
Other / unclassified 3.5%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 88.7%
  • Cash & Equivalents 3.5%
  • ETF / FoF (incl. gold/silver) 0.5%
  • REITs & InvITs 7.3%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 42 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
Power Finance Corporation Ltd.(^)** CRISIL AAA 6.11%
Karnataka State Govt - 2032 - Karnataka(^) SOV 5.91%
Tamil Nadu State Govt - 2033 - Tamil Nadu(^) SOV 5.55%
REC LTD(^)** CRISIL AAA 5.35%
PIPELINE INFRASTRUCTURE LIMITED(^)** CRISIL AAA 5.11%
ZCB CRISIL AA 3.47%
ZCB CRISIL AA 3.33%
TATA CAPITAL HOUSING FINANCE LTD.(^)** CRISIL AAA 3.07%
TATA CAPITAL HOUSING FINANCE LTD.(^) CRISIL AAA 3.06%
MUTHOOT FINANCE LTD.(^)** CRISIL AA+ 3.05%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** CRISIL AAA 3.05%
BHARTI TELECOM LTD.(^)** CRISIL AAA 3.03%
DLF Cyber City Developers Ltd(^)** CRISIL AAA 3.03%
EMBASSY OFFICE PARKS REIT(^)** CRISIL AAA 3.01%
EMBASSY OFFICE PARKS REIT(^)** CRISIL AAA 2.78%
MUTHOOT FINANCE LTD.(^)** CRISIL AA+ 2.33%
Karnataka State Govt - 2031 - Karnataka SOV 2.30%
SMFG INDIA CREDIT CO. LTD.(^)** CRISIL AAA 2.30%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT(^)** CRISIL AAA 2.28%
BAJAJ HOUSING FINANCE LTD.(^)** CRISIL AAA 2.15%

Sector mix

Corporate Debt: 85.2% Sov: 14.3% Alternative Investment Fund: 0.5%
  • Corporate Debt 85.2%
  • Sov 14.3%
  • Alternative Investment Fund 0.5%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.