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Union Mutual Fund · #153240

Union Short Term Fund - Regular Plan - Growth Option

Debt · Ultra Short Term Fund · Regular · Growth

Regular TER: 0.80% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2025-02-03 → 2026-10-21

min ₹10.01 change +9.7% max ₹11.02

Latest NAV

₹10.9816

as of 2026-10-21 · -0.12% vs 2026-10-19

Earliest NAV in archive

2025-02-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-0.53%

trough 2026-04-02 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y +3.57% — — 2025-10-23 → today · 1.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 166 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

+3.4% to +3.6%: 3 windows +3.6% to +3.7%: 5 windows +3.7% to +3.8%: 7 windows +3.8% to +3.9%: 3 windows +3.9% to +4.0%: 3 windows +4.0% to +4.2%: 4 windows +4.2% to +4.3%: 3 windows +4.3% to +4.4%: 2 windows +4.4% to +4.5%: 8 windows +4.5% to +4.7%: 12 windows +4.7% to +4.8%: 19 windows +4.8% to +4.9%: 18 windows +4.9% to +5.0%: 18 windows +5.0% to +5.1%: 9 windows +5.1% to +5.3%: 7 windows +5.3% to +5.4%: 5 windows +5.4% to +5.5%: 3 windows +5.5% to +5.6%: 1 windows +5.6% to +5.7%: 2 windows +5.7% to +5.9%: 0 windows +5.9% to +6.0%: 0 windows +6.0% to +6.1%: 2 windows +6.1% to +6.2%: 1 windows +6.2% to +6.3%: 0 windows +6.3% to +6.5%: 1 windows +6.5% to +6.6%: 0 windows +6.6% to +6.7%: 5 windows +6.7% to +6.8%: 6 windows +6.8% to +6.9%: 6 windows +6.9% to +7.1%: 13 windows +3% +7%

Median 1y return

+4.9%

Mean 1y return

+5.1%

Best / worst 1y

+7.1% / +3.4%

Windows positive

100%

5th %ile +3.7%
25th %ile +4.6%
75th %ile +5.3%
95th %ile +7.0%

Monthly returns · since inception (Feb 2025)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -0.0 +0.8 -0.3 +0.4 +0.2 +1.7 +0.1 +0.1 +0.2 -0.2 · · +3.0
2025 · · +1.0 +1.4 +1.1 +0.2 +0.6 -0.0 +0.6 +0.8 +0.5 -0.1 +6.2
Avg -0.0 +0.8 +0.4 +0.9 +0.7 +1.0 +0.4 +0.0 +0.4 +0.8 +0.5 -0.1 ·

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row.

Portfolio mix · asset class breakdown as of 2026-09-30

Debt 71.7%
ETF / FoF 1.4%
Other / unclassified 26.9%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Debt 98.3%
  • ETF / FoF (incl. gold/silver) 1.7%

100% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 11 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
Indian Oil Corporation Ltd.** CRISIL AAA 8.96%
Jio Credit Ltd. CRISIL AAA 8.86%
Small Industries Development Bank of India** CRISIL AAA 8.82%
REC Ltd.** CRISIL AAA 8.79%
Kotak Mahindra Bank Ltd.** CRISIL A1+ 8.77%
Power Finance Corporation Ltd.** CRISIL AAA 8.77%
National Bank for Agriculture and Rural Development [ICRA]AAA 7.19%
Bank of Baroda IND A1+ 7.01%
Canara Bank** CRISIL A1+ 7.01%
Export-Import Bank of India** CRISIL AAA 4.51%
Corporate Debt Mkt Devp. Fund-A2 Alternative Investment Fund 1.39%

Sector mix

Corporate Debt: 98.3% Alternative Investment Fund: 1.7%
  • Corporate Debt 98.3%
  • Alternative Investment Fund 1.7%

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.