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Nippon India Mutual Fund · #101862

Nippon India Banking & Financial Services Fund - Regular Plan - Growth Option

Equity · Sectoral/ Thematic · Regular · Growth

Regular TER: 1.89% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹312.71 change +57.8% max ₹673.78

Latest NAV

₹602.7090

as of 2026-10-21 · -1.17% vs 2026-10-19

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-57.42%

trough 2009-03-09 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -7.42% — — 2025-10-23 → today · 1.0y
3y +9.81% — — 2023-10-23 → today · 3.0y
5y +9.83% — — 2021-10-22 → today · 5.0y
10y +11.44% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1221 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -7.2% to -4.0%: 11 windows -4.0% to -0.9%: 37 windows -0.9% to +2.2%: 68 windows +2.2% to +5.3%: 101 windows +5.3% to +8.4%: 113 windows +8.4% to +11.5%: 114 windows +11.5% to +14.6%: 112 windows +14.6% to +17.7%: 107 windows +17.7% to +20.8%: 112 windows +20.8% to +23.9%: 108 windows +23.9% to +27.0%: 116 windows +27.0% to +30.1%: 74 windows +30.1% to +33.2%: 61 windows +33.2% to +36.3%: 41 windows +36.3% to +39.4%: 21 windows +39.4% to +42.6%: 4 windows +42.6% to +45.7%: 2 windows +45.7% to +48.8%: 3 windows +48.8% to +51.9%: 0 windows +51.9% to +55.0%: 1 windows +55.0% to +58.1%: 3 windows +58.1% to +61.2%: 2 windows +61.2% to +64.3%: 0 windows +64.3% to +67.4%: 1 windows +67.4% to +70.5%: 1 windows +70.5% to +73.6%: 1 windows +73.6% to +76.7%: 0 windows +76.7% to +79.8%: 2 windows +79.8% to +82.9%: 4 windows +82.9% to +86.1%: 1 windows -7% +86%

Median 1y return

+16.6%

Mean 1y return

+16.9%

Best / worst 1y

+86.1% / -7.2%

Windows positive

95%

5th %ile +0.1%
25th %ile +7.3%
75th %ile +24.6%
95th %ile +35.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +15.5% +14.6% -14.8% +41.5% 91% 2455
5y rolling +14.7% +15.0% -3.5% +33.0% 99% 3680
10y rolling +14.7% +15.0% +5.1% +24.3% 100% 2593

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period Windows beat Total windows % beat Avg excess
(annualised)
1y rolling 343 582 59% +1.0%
3y rolling 91 91 100% +2.8%

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -0.6 +1.0 -14.9 +10.3 -0.5 +4.4 -0.5 +1.6 -6.8 -0.9 · · -8.7
2025 -1.9 -2.0 +6.4 +5.9 +2.3 +4.2 -4.1 -3.6 +2.6 +4.8 +3.0 -0.7 +17.4
2024 -1.6 +1.0 +1.0 +4.0 -1.8 +7.6 +1.2 +1.4 +3.8 -3.7 -0.4 -2.1 +10.3
2023 -4.5 -1.7 -0.8 +5.6 +5.7 +4.7 +2.9 -1.4 +2.6 -1.7 +5.0 +6.2 +24.2
2022 +8.1 -6.1 +2.3 +0.6 -4.0 -5.6 +13.4 +4.2 -1.5 +5.0 +4.0 +0.3 +20.7
2021 -0.0 +16.0 -4.7 +0.2 +12.4 +1.5 +2.4 +3.8 +1.1 +3.5 -7.8 +0.0 +29.7
2020 -2.5 -6.4 -39.1 +11.1 -10.1 +15.5 +2.0 +9.4 -7.3 +5.8 +21.2 +5.3 -10.6
2019 -2.2 -3.0 +13.4 -1.9 +7.0 -0.6 -9.1 -5.5 +3.8 +2.6 +8.4 -0.5 +10.7
2018 +3.0 -5.6 -2.5 +5.9 +0.8 -3.7 +6.9 +3.5 -16.0 +1.2 +3.9 +3.6 -1.2
2017 +7.4 +6.8 +5.2 +5.7 +1.8 +2.2 +7.2 -1.3 -2.6 +3.0 -0.4 +2.6 +44.1
2016 -8.0 -9.6 +13.9 +4.4 +4.8 +3.5 +6.8 +5.9 -1.1 +1.1 -5.7 -2.6 +11.5
2015 +7.9 -3.2 -5.2 +0.3 +2.4 -1.5 +3.6 -8.6 +1.8 +0.2 +0.0 -2.9 -6.0
2014 -9.3 +2.6 +17.3 +3.4 +18.3 +3.8 -0.4 +1.5 +0.3 +8.5 +6.4 +1.6 +64.9
2013 +1.4 -10.8 -2.8 +7.1 +0.8 -5.9 -14.6 -10.9 +6.8 +19.5 -1.9 +5.3 -10.4
2012 +22.8 +5.6 -2.8 -0.6 -5.6 +8.5 +0.4 -4.5 +15.5 +1.0 +7.1 +4.3 +60.5
2011 -9.0 -1.6 +10.7 -2.0 -5.4 +1.4 -1.4 -12.5 -0.5 +4.1 -11.2 -8.0 -32.0
2010 -2.3 +0.2 +7.5 +8.9 -1.7 +2.9 +8.6 +4.9 +13.2 +6.2 -4.5 -3.6 +46.1
2009 -8.4 -11.5 +7.5 +21.7 +40.8 -1.9 +4.2 +0.6 +15.3 -1.5 +5.8 -1.0 +82.9
2008 -4.2 -3.2 -16.1 +11.1 -9.5 -18.8 +13.0 +5.3 -6.6 -19.9 -1.7 +11.9 -37.8
2007 +3.4 -8.4 +1.1 +6.8 +12.7 +6.1 +7.2 -0.7 +13.7 +3.3 +7.2 +7.8 +76.9
2006 · · · · -4.0 -13.9 +9.9 +11.8 +12.8 +3.1 +5.4 -1.7 +22.4
Avg -0.0 -2.0 -0.1 +5.4 +3.2 +0.7 +2.8 +0.2 +2.4 +2.3 +2.2 +1.3 +21.2

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Equity 98.8%
Other / unclassified 1.2%
Equity split: Large 58.5% Mid 22.0% Small 18.4%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Large Cap 58.5%
  • Mid Cap 22.0%
  • Small Cap 18.3%
  • Cash & Equivalents 0.8%
  • Unlisted & other equity 0.4%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 33 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
HDFC Bank Limited Banks 15.76%
ICICI Bank Limited Banks 13.26%
Axis Bank Limited Banks 9.00%
State Bank of India Banks 4.97%
Kotak Mahindra Bank Limited Banks 4.06%
SBI Cards and Payment Services Limited Finance 3.36%
HDFC Asset Management Company Limited Capital Markets 2.99%
IndusInd Bank Limited Banks 2.65%
Cholamandalam Financial Holdings Limited Finance 2.53%
ICICI Prudential Life Insurance Company Limited Insurance 2.49%
Multi Commodity Exchange of India Limited Capital Markets 2.47%
Bajaj Finserv Limited Finance 2.35%
Aye Finance Limited Finance 2.30%
PNB Housing Finance Limited Finance 2.27%
Max Financial Services Limited Insurance 2.27%
Life Insurance Corporation Of India Insurance 2.25%
HDFC Life Insurance Company Limited Insurance 2.15%
Star Health And Allied Insurance Company Limited Insurance 2.04%
Equitas Small Finance Bank Limited Banks 2.02%
Piramal Finance Limited Finance 1.93%

Sector mix

Financial Services: 100.0%
  • Financial Services 100.0%

Risk metrics, trailing 3y (725 matched daily returns, 2023-10-25 → 2026-10-21)

Sharpe

+0.32

excess return per unit of total volatility

Sortino

+0.42

excess return per unit of downside vol

Calmar

+0.59

CAGR / |max DD| in window

Beta vs benchmark

+0.90

scheme sensitivity to benchmark moves

Tracking error

+4.65%

annualised stdev of (scheme − benchmark)

Up capture

+91.0%

% of benchmark gain captured on up days

Down capture

+88.3%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty Financial Services (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.