← Back

HDFC Mutual Fund · #102147

HDFC Conservative Hybrid Fund - Regular Plan - Growth Option

Hybrid · Conservative Hybrid Fund · Regular · Growth

Regular TER: 1.70% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹57.97 change +37.6% max ₹84.53

Latest NAV

₹82.3362

as of 2026-10-21 · -0.22% vs 2026-10-19

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-17.24%

trough 2008-10-27 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	-1.03%	-12.41%^*	+11.38%	2025-10-23 → today · 1.0y
3y	+6.56%	+5.58%^*	+0.98%	2023-10-23 → today · 3.0y
5y	+6.62%	—	—	2021-10-22 → today · 5.0y
10y	+7.41%	—	—	2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources.
* The total-return version of this benchmark is no longer published, so starred rows use its price index, which excludes dividends. That understates the benchmark by roughly its dividend yield (about 1.2% a year) and overstates Excess by the same.
"Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1203 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+8.0%

Mean 1y return

+8.9%

Best / worst 1y

+22.4% / -1.1%

Windows positive

98%

5th %ile +1.4%

25th %ile +4.9%

75th %ile +13.2%

95th %ile +16.6%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+9.7%	+9.1%	+1.1%	+15.3%	100%	2413
5y rolling	+9.8%	+9.6%	+4.3%	+13.4%	100%	3613
10y rolling	+9.4%	+9.5%	+7.3%	+11.6%	100%	2548

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period	Windows beat	Total windows	% beat	Avg excess (annualised)
1y rolling	377	1135	33%	-3.8%
3y rolling	353	2345	15%	-4.3%
5y rolling	771	3545	22%	-2.6%

Windows ending up to 02 Jul 2026, the benchmark's last published value.

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-0.6	+0.9	-3.5	+1.9	-0.4	+2.3	+0.2	-0.5	-1.4	-0.3	·	·	-1.4
2025	-0.2	-1.6	+3.0	+2.1	+0.9	-0.2	-0.2	-1.3	+1.0	+1.3	+0.6	+0.0	+5.5
2024	+1.5	+1.4	+0.6	+1.0	+1.2	+1.6	+2.1	+0.8	+0.7	-0.8	+0.1	-0.1	+10.5
2023	+0.1	-0.5	+1.0	+2.1	+1.5	+1.3	+1.8	+0.1	+1.2	-0.7	+2.4	+2.7	+13.9
2022	+0.8	-1.1	+1.1	-0.2	-1.1	-0.9	+2.8	+1.9	-0.8	+1.9	+2.0	-0.4	+6.0
2021	+0.2	+2.1	+0.7	+0.7	+3.1	+1.2	+1.4	+1.0	+1.9	+0.4	-0.5	+0.5	+13.4
2020	+0.5	-0.9	-6.3	+1.5	-0.7	+3.6	+2.9	+1.5	-1.1	+1.9	+4.3	+2.9	+10.2
2019	-0.4	-0.6	+3.9	-0.9	+2.3	+0.2	-0.9	-0.7	+0.8	+1.9	+1.0	-0.0	+6.6
2018	-0.2	-2.5	+0.2	+0.1	-0.5	-1.0	+1.9	+1.3	-2.2	+0.9	+1.0	+1.7	+0.6
2017	+2.3	-0.9	+2.2	+1.3	+1.3	+1.0	+1.8	-0.8	-0.7	+3.1	-0.1	-0.1	+10.8
2016	-2.0	-3.0	+5.3	+1.7	+1.6	+1.7	+3.7	+1.7	+0.9	+1.4	+2.1	-2.5	+13.0
2015	+2.5	-0.5	-0.5	-0.4	+0.8	-0.6	+2.3	-0.9	+1.0	+0.5	+0.1	-0.4	+3.8
2014	-0.8	+1.0	+4.0	+1.5	+6.3	+2.8	-0.3	+1.5	+0.7	+3.1	+2.3	+0.4	+24.9
2013	+1.0	-1.7	+0.2	+1.9	+1.6	-1.6	-4.3	-2.4	+2.3	+4.4	+1.0	+1.5	+3.6
2012	+3.8	+2.1	+0.4	+0.3	-0.8	+1.7	+0.6	-0.3	+3.8	+0.0	+1.0	+2.1	+15.6
2011	-1.8	-0.6	+2.6	+0.7	-0.4	+1.3	+0.4	-1.5	+0.1	+0.7	-1.5	-0.7	-0.8
2010	-0.5	+0.3	+2.0	+1.6	+0.0	+1.5	+0.9	+1.4	+2.3	+0.4	-0.1	+0.6	+10.8
2009	-2.2	-0.0	+3.2	+7.5	+7.0	+2.5	+2.9	+0.6	+2.6	+0.3	+2.5	+0.7	+30.7
2008	-3.3	-0.7	-2.9	+1.8	-0.9	-4.6	+1.3	+1.9	-1.8	-6.9	-0.2	+8.6	-8.2
2007	+1.7	-1.0	+0.1	+1.6	+1.7	+1.4	+2.0	+0.1	+2.1	+3.9	+0.4	+2.9	+18.2
2006	·	·	·	·	-2.1	-0.3	+0.8	+2.7	+2.1	+1.7	+0.9	+0.5	+6.3
Avg	+0.1	-0.4	+0.9	+1.4	+1.1	+0.7	+1.1	+0.4	+0.7	+1.0	+0.9	+1.0	+9.9

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-07-31

Equity 19.9%

ETF / FoF 0.3%

Other / unclassified 79.8%

Equity split: Large 16.7% Mid 2.4% Small 0.9%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Large Cap 16.7%
Mid Cap 2.4%
Small Cap 0.9%
Debt 75.3%
Cash & Equivalents 2.6%
ETF / FoF (incl. gold/silver) 0.3%
REITs & InvITs 1.8%

80% of the fund sits outside AMFI-classified equity: debt, cash, ETF/FoF units, REITs, foreign holdings, or unlisted/pre-IPO paper.

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

15.6%

20 of 110 holdings are index members

Mostly stocks outside the benchmark universe

As of 2026-07-31

How to read this: This number shows whether the fund invests in the same stocks as the index. It does not show whether the fund weights those stocks like the index. A low number (say below 60%) means the fund holds a meaningful share in stocks the index doesn't carry at all (typical of sectoral, small-cap-tilted or international funds vs a broad benchmark). A high number (80%+) is normal for any large-cap or flexi-cap fund, because Indian active funds mostly pick from the same large and mid-cap stocks as the Nifty 500. It does not on its own signal a closet index fund; to identify that you'd need per-stock weight comparison, which requires index constituent weights we don't currently ingest.

Top stocks held · 110 holdings as of 2026-07-31 See changes vs previous snapshot →

Stock	Sector	% of fund
7.34% GOI MAT 220464	SOV	4.18%
7.23% GOI MAT 150439	SOVEREIGN	3.16%
7.09% GOI MAT 050854^	Sovereign	2.95%
6.9% GOI MAT 150465	SOVEREIGN	2.82%
Indian Railways Finance Corp. Ltd.^	CRISIL AAA	2.53%
Floating Rate GOI 2034^	SOVEREIGN	2.37%
Torrent Power Ltd.^	CRISIL AA+	2.33%
7.3% GOI MAT 190653	SOV	2.26%
7.24% GOI MAT 180855	SOVEREIGN	2.25%
ICICI Bank Ltd.	Banks	2.21%
Altius Telecom Infrastructure Trust^	CRISIL AAA	1.69%
HDFC Bank Ltd.£	Banks	1.61%
National Highways Authority of India^	CRISIL AAA	1.58%
Bajaj Housing Finance Ltd.^	—	1.56%
Pipeline Infrastructure Pvt. Ltd.^	CRISIL AAA	1.56%
6.68% GOI MAT 170931^	Sovereign	1.55%
360 One Prime Limited^	ICRA AA	1.54%
Housing and Urban Development Corporation Ltd.^	—	1.54%
Muthoot Finance Ltd.	CRISIL AA+	1.54%
Power Finance Corporation Ltd.^	CRISIL AAA	1.54%
REC Limited.^	CRISIL AAA	1.52%
Muthoot Finance Ltd.^	CRISIL AA+	1.52%
Indian Railways Finance Corp. Ltd.	CRISIL AAA	1.52%
State Bank of India	Banks	1.42%
Axis Bank Ltd.	Banks	1.24%
7.09% GOI MAT 251174	Sovereign	1.16%
7.1% GOI MAT 080434^	Sovereign	1.10%
Indian Railways Finance Corp. Ltd.^	—	1.10%
7.36% GOI MAT 120952	Sovereign	1.07%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^	CRISIL AAA(SO)	1.07%
Reliance Industries Ltd.	Petroleum Products	1.01%
7.26% GOI MAT 060233^	SOV	0.95%
6.79% GOI MAT 071034	SOV	0.93%
National Bank for Agri & Rural Dev.^	CRISIL AAA	0.92%
Larsen and Toubro Ltd.	Construction	0.85%
The Tata Power Company Ltd.^	CARE AA+	0.80%
Housing and Urban Development Corporation Ltd.^	ICRA AAA	0.79%
TVS Credit Services Ltd^	—	0.79%
REC Limited.^	CRISIL AAA	0.79%
Housing and Urban Development Corporation Ltd.^	ICRA AAA	0.79%
Power Finance Corporation Ltd.^	CRISIL AAA	0.78%
Cholamandalam Investment & Finance Co. Ltd.^	ICRA-AA+	0.78%
7.62% Uttarakhand SDL ISD 170626 Mat 170635^	—	0.78%
7.71% GOI MAT 180566	SOVEREIGN	0.78%
LIC Housing Finance Ltd.^	CRISIL AAA	0.77%
Indian Railways Finance Corp. Ltd.^	—	0.77%
Grasim Industries Ltd.^	CRISIL AAA	0.77%
Export - Import Bank of India^	CRISIL AAA	0.77%
6.92% GOI MAT 181139	SOV	0.77%
National Bank for Agri & Rural Dev.^	IND AAA	0.77%
State Bank of India^	CRISIL AAA	0.77%
NTPC Limited^	ICRA AAA	0.77%
Muthoot Finance Ltd.^	CRISIL AA+	0.77%
Sun Pharmaceutical Industries Ltd.	Pharmaceuticals & Biotechnology	0.77%
Muthoot Finance Ltd.^	CRISIL AA+	0.77%
Housing and Urban Development Corporation Ltd.^	ICRA AAA	0.76%
HDFC ERGO General Insurance Co. Ltd.^	—	0.76%
Indian Railways Finance Corp. Ltd.^	CRISIL AAA	0.76%
HDFC Bank Ltd.£^	CRISIL AAA	0.75%
NTPC Limited^	CRISIL AAA	0.75%
Bajaj Finance Ltd.^	CRISIL AAA	0.74%
Bharti Airtel Ltd.	Telecom - Services	0.73%
Kotak Mahindra Bank Limited	Banks	0.72%
6.95% GOI MAT 161261	—	0.71%
6.67% GOI MAT 171250	SOV	0.71%
Embassy Office Parks REIT	Realty	0.67%
NTPC Limited	Power	0.64%
GOI STRIPS - Mat 190327^	SOVEREIGN	0.62%
Tata Consultancy Services Ltd.	IT - Software	0.62%
Infosys Limited	IT - Software	0.56%
Power Grid Corporation of India Ltd.	Power	0.53%
HCL Technologies Ltd.	IT - Software	0.50%
Indian Railways Finance Corp. Ltd.^	CRISIL AAA	0.49%
7.41% GOI MAT 191236	SOVEREIGN	0.48%
7.18% GOI MAT 140833	SOVEREIGN	0.47%
Small Industries Development Bank^	CRISIL AAA	0.46%
Oil & Natural Gas Corporation Ltd.	Oil	0.45%
Lupin Ltd.	Pharmaceuticals & Biotechnology	0.45%
ITC LIMITED	Diversified FMCG	0.43%
SBI Life Insurance Company Ltd.	Insurance	0.43%
Hero MotoCorp Ltd.	Automobiles	0.41%
6.67% GOI MAT 151235	Sovereign	0.38%
6.19% GOI MAT 160934	Sovereign	0.37%
Cipla Ltd.	Pharmaceuticals & Biotechnology	0.36%
Mahindra Rural Housing Finance Ltd^	—	0.31%
Corporate Debt Market Development Fund	Alternative Investment Fund Units	0.31%
REC Limited.^	CRISIL AAA	0.31%
NHPC Ltd.	Power	0.29%
Power Finance Corporation Ltd.	Finance	0.29%
Bajaj Auto Limited	Automobiles	0.28%
Coal India Ltd.	Consumable Fuels	0.26%
Union Bank of India	Banks	0.26%
Bharat Petroleum Corporation Ltd.	Petroleum Products	0.25%
Indus Towers Limited	Telecom - Services	0.24%
Hindustan Petroleum Corp. Ltd.	Petroleum Products	0.24%
JK Paper Ltd.	Paper, Forest & Jute Products	0.19%
ESCORTS KUBOTA LIMITED	Agricultural, Commercial & Construction Vehicles	0.19%
Gateway Distriparks Limited	Transport Services	0.18%
REC Limited.	Finance	0.17%
Goodyear India Ltd.	Auto Components	0.17%
Great Eastern Shipping Company Ltd.	Transport Services	0.17%
Power Finance Corporation Ltd.^	CRISIL AAA	0.16%
CIE Automotive India Ltd	Auto Components	0.15%
6.99% GOI MAT 151251	SOVEREIGN	0.15%
7.60% Tamil Nadu SDL Mat 310131^	Sovereign	0.13%
Indus Infra Trust	Transport Infrastructure	0.11%
Vajra 006 Trust (Originator - Veritas Finance limited)^	—	0.11%
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131^	—	0.03%
6.68% GOI MAT 070740	SOVEREIGN	0.01%
8.15% GOI MAT 241126	Sovereign	0.01%

Sector mix

Corporate Debt 45.1%
Sovereign Debt 24.0%
Sov 10.1%
Financial Services 8.6%
Oil Gas & Consumable Fuels 2.3%
Information Technology 1.7%
Healthcare 1.6%
Other 6.7%

Risk metrics, trailing 3y (645 matched daily returns, 2023-10-25 → 2026-07-02)

Sharpe

+0.63

excess return per unit of total volatility

Sortino

+0.77

excess return per unit of downside vol

Calmar

+1.78

CAGR / |max DD| in window

Beta vs benchmark

+0.25

scheme sensitivity to benchmark moves

Tracking error

+10.15%

annualised stdev of (scheme − benchmark)

Up capture

+27.1%

% of benchmark gain captured on up days

Down capture

+19.4%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty 50 TRI (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.