← Back

Nippon India Mutual Fund · #103196

Nippon India ELSS Tax Saver Fund - Regular Plan - Growth Option

Equity · ELSS · Regular · Growth

Regular TER: 1.79% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-23

min ₹67.18 change +53.7% max ₹136.23

Latest NAV

₹121.7217

as of 2026-10-23 · -1.03% vs 2026-10-22

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-60.01%

trough 2009-03-09 (since archive start)

Trailing CAGR vs assigned benchmark

Window	Scheme CAGR	Benchmark CAGR	Excess	Period
1y	-7.51%	-9.57%^*	+2.06%	2025-10-24 → today · 1.0y
3y	+10.67%	+8.55%^*	+2.12%	2023-10-25 → today · 3.0y
5y	+8.95%	—	—	2021-10-22 → today · 5.0y
10y	+8.93%	—	—	2016-10-24 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources.
* The total-return version of this benchmark is no longer published, so starred rows use its price index, which excludes dividends. That understates the benchmark by roughly its dividend yield (about 1.2% a year) and overstates Excess by the same.
"Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1223 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

Median 1y return

+10.2%

Mean 1y return

+16.4%

Best / worst 1y

+72.9% / -7.6%

Windows positive

91%

5th %ile -1.5%

25th %ile +3.3%

75th %ile +27.2%

95th %ile +44.8%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period	Median	Mean	Worst	Best	% positive	Windows
3y rolling	+13.9%	+12.3%	-14.8%	+32.9%	88%	2457
5y rolling	+14.5%	+13.5%	-6.9%	+28.3%	97%	3681
10y rolling	+13.1%	+13.1%	+5.9%	+20.2%	100%	2595

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period	Windows beat	Total windows	% beat	Avg excess (annualised)
1y rolling	929	1151	81%	+1.8%
3y rolling	1097	2385	46%	-2.5%
5y rolling	2122	3610	59%	+0.6%

Windows ending up to 30 Jun 2026, the benchmark's last published value.

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2026	-2.1	+1.5	-10.0	+10.1	+0.1	+1.6	+0.7	-0.8	-3.9	-3.1	·	·	-6.8
2025	-4.7	-7.4	+8.7	+3.1	+4.0	+2.6	-1.3	-2.3	+1.2	+3.5	+0.5	-1.3	+6.0
2024	+1.7	+1.6	+1.4	+5.0	+1.4	+6.8	+4.9	+0.2	+2.1	-5.8	+0.2	-2.6	+17.6
2023	-2.8	-2.5	+0.0	+3.3	+3.1	+5.5	+4.8	+0.1	+2.3	-2.7	+6.7	+8.4	+28.6
2022	+1.6	-4.4	+4.7	-2.1	-3.6	-4.4	+10.1	+3.4	-2.7	+4.1	+3.8	-2.6	+6.9
2021	-0.8	+12.1	+1.5	+0.3	+6.2	+2.1	+3.3	+6.8	+2.4	+1.3	-3.9	+1.9	+37.6
2020	-1.7	-9.8	-26.2	+12.0	-6.1	+7.9	+5.1	+5.1	-2.5	+3.0	+12.1	+7.8	-0.4
2019	-4.5	-2.6	+9.7	+0.4	+1.4	-1.6	-10.6	-5.5	+6.6	+8.0	+0.4	+1.6	+1.5
2018	-1.8	-6.5	-7.9	+4.4	-6.2	-4.7	+4.5	+3.9	-9.0	-2.7	+2.6	+2.0	-20.7
2017	+6.4	+5.1	+3.7	+2.3	+1.8	+1.2	+5.7	-1.2	-0.6	+9.0	+0.7	+4.8	+46.0
2016	-7.9	-10.5	+14.3	+2.4	+0.9	+4.8	+4.0	+4.2	-0.8	+2.5	-4.9	-2.4	+4.2
2015	+5.6	+1.1	-2.3	-3.9	+1.4	-3.8	+3.4	-7.0	-3.2	+4.5	+1.9	+0.2	-2.9
2014	-6.5	+3.7	+15.4	+0.9	+19.1	+12.0	-2.3	+5.6	+6.1	+5.4	+4.3	+0.8	+83.0
2013	-2.2	-7.9	-3.7	+7.1	+0.4	-4.9	-7.9	-3.1	+5.7	+10.1	+3.6	+8.5	+3.5
2012	+15.3	+7.1	+2.1	+1.4	-6.1	+4.3	-0.0	-0.2	+10.3	-0.6	+3.7	+3.1	+46.1
2011	-10.1	-4.3	+10.1	+1.7	-3.3	+1.1	+1.1	-9.6	+0.6	+1.9	-9.2	-5.6	-24.2
2010	-3.0	-0.3	+6.3	+4.1	-3.3	+5.4	+3.3	+4.0	+8.9	-0.3	-5.0	+1.3	+22.5
2009	-4.7	-5.3	+7.6	+13.2	+27.8	+0.6	+8.3	+1.0	+7.2	-4.0	+6.7	+7.2	+82.0
2008	-21.3	+0.5	-15.5	+8.8	-4.1	-16.8	+5.5	+1.2	-6.7	-18.4	-5.4	+6.8	-52.3
2007	+1.6	-6.3	-5.3	+5.4	+5.1	+4.1	+3.1	-1.1	+11.6	+5.3	+2.7	+11.2	+42.4
2006	·	·	·	·	-13.6	-9.1	+0.1	+8.9	+7.7	+6.6	+3.5	+4.9	+6.7
Avg	-2.1	-1.7	+0.7	+4.0	+1.3	+0.7	+2.2	+0.7	+2.1	+1.5	+1.2	+2.8	+17.2

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Equity 99.1%

Debt 0.1%

Other / unclassified 0.8%

Equity split: Large 64.4% Mid 19.9% Small 14.8%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

Large Cap 64.4%
Mid Cap 19.9%
Small Cap 14.8%
Debt 0.1%
Cash & Equivalents 0.8%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

92.4%

55 of 62 holdings are index members

Holdings are entirely within the benchmark universe

As of 2026-09-30

How to read this: This number shows whether the fund invests in the same stocks as the index. It does not show whether the fund weights those stocks like the index. A low number (say below 60%) means the fund holds a meaningful share in stocks the index doesn't carry at all (typical of sectoral, small-cap-tilted or international funds vs a broad benchmark). A high number (80%+) is normal for any large-cap or flexi-cap fund, because Indian active funds mostly pick from the same large and mid-cap stocks as the Nifty 500. It does not on its own signal a closet index fund; to identify that you'd need per-stock weight comparison, which requires index constituent weights we don't currently ingest.

Top stocks held · 62 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock	Sector	% of fund
HDFC Bank Limited	Banks	7.89%
ICICI Bank Limited	Banks	7.03%
Axis Bank Limited	Banks	4.09%
Samvardhana Motherson International Limited	Auto Components	3.36%
State Bank of India	Banks	3.34%
NTPC Limited	Power	3.21%
Bharti Airtel Limited	Telecom - Services	2.85%
Reliance Industries Limited	Petroleum Products	2.78%
Radico Khaitan Limited	Beverages	2.63%
Eternal Limited	Retailing	2.50%
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	2.44%
Infosys Limited	IT - Software	2.29%
TVS Holdings Limited	Finance	2.28%
Power Finance Corporation Limited	Finance	2.10%
Gland Pharma Limited	Pharmaceuticals & Biotechnology	2.06%
Coal India Limited	Consumable Fuels	2.05%
Varun Beverages Limited	Beverages	1.87%
Healthcare Global Enterprises Limited	Healthcare Services	1.75%
Mahindra & Mahindra Limited	Automobiles	1.67%
KSB Limited	Industrial Products	1.61%
The Indian Hotels Company Limited	Leisure Services	1.59%
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	1.59%
United Spirits Limited	Beverages	1.54%
Avenue Supermarts Limited	Retailing	1.54%
ICICI Lombard General Insurance Company Limited	Insurance	1.47%
Kotak Mahindra Bank Limited	Banks	1.42%
GE Vernova T&D India Limited	Electrical Equipment	1.42%
Cholamandalam Financial Holdings Limited	Finance	1.38%
NLC India Limited	Power	1.38%
Tata Power Company Limited	Power	1.35%
REC Limited	Finance	1.32%
Max Financial Services Limited	Insurance	1.17%
Cyient Limited	IT - Services	1.15%
3M India Limited	Diversified	1.11%
BSE Limited	Capital Markets	1.10%
Linde India Limited	Chemicals & Petrochemicals	1.04%
Titan Company Limited	Consumer Durables	1.04%
Adani Ports and Special Economic Zone Limited	Transport Infrastructure	1.02%
Indus Towers Limited	Telecom - Services	1.01%
Angel One Limited	Capital Markets	0.96%
SBI Life Insurance Company Limited	Insurance	0.96%
Tata Consumer Products Limited	Agricultural Food & other Products	0.94%
Trent Limited	Retailing	0.84%
Jio Financial Services Limited	Finance	0.83%
Info Edge (India) Limited	Retailing	0.82%
Timken India Limited	Industrial Products	0.77%
Crompton Greaves Consumer Electricals Limited	Consumer Durables	0.74%
LG Electronics India Ltd	Consumer Durables	0.73%
Ambuja Cements Limited	Cement & Cement Products	0.72%
Automotive Axles Limited	Auto Components	0.69%
United Breweries Limited	Beverages	0.66%
Tatva Chintan Pharma Chem Limited	Chemicals & Petrochemicals	0.65%
Hindustan Aeronautics Limited	Aerospace & Defense	0.64%
Union Bank of India	Banks	0.61%
Tata Consultancy Services Limited	IT - Software	0.58%
Siemens Energy India Limited	Electrical Equipment	0.53%
Carborundum Universal Limited	Industrial Products	0.53%
NTPC Green Energy Limited	Power	0.51%
Blue Star Limited	Consumer Durables	0.36%
InterGlobe Aviation Limited	Transport Services	0.35%
Wheels India Limited	Auto Components	0.28%
6% TVS Holdings Limited Non Conv Rede Pref Shares 09DEC27	CARE AA+	0.09%

Sector mix

Financial Services 38.2%
Services 8.7%
Healthcare 7.9%
Fast Moving Consumer Goods 7.7%
Power 6.5%
Automobile and Auto Components 6.0%
Capital Goods 5.5%
Other 19.3%

Risk metrics, trailing 3y (654 matched daily returns, 2023-10-26 → 2026-06-30)

Sharpe

+0.64

excess return per unit of total volatility

Sortino

+0.79

excess return per unit of downside vol

Calmar

+0.53

CAGR / |max DD| in window

Beta vs benchmark

+0.99

scheme sensitivity to benchmark moves

Tracking error

+3.23%

annualised stdev of (scheme − benchmark)

Up capture

+99.0%

% of benchmark gain captured on up days

Down capture

+97.0%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty 500 TRI (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.