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HDFC Mutual Fund · #118935

HDFC Value Fund - Direct Plan - Growth Option

Equity · Value Fund · Direct · Growth

Direct TER: 1.11% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-22

min ₹406.47 change +75.1% max ₹902.70

Latest NAV

₹842.7500

as of 2026-10-22 · -0.71% vs 2026-10-21

Earliest NAV in archive

2006-04-03

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-62.79%

trough 2009-03-09 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -1.55% -8.70%* +7.15% 2025-10-23 → today · 1.0y
3y +14.79% +8.72%* +6.07% 2023-10-23 → today · 3.0y
5y +11.91% — — 2021-10-22 → today · 5.0y
10y +13.52% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources.
* The total-return version of this benchmark is no longer published, so starred rows use its price index, which excludes dividends. That understates the benchmark by roughly its dividend yield (about 1.2% a year) and overstates Excess by the same.
"Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1230 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -4.7% to -2.4%: 7 windows -2.4% to -0.1%: 38 windows -0.1% to +2.3%: 90 windows +2.3% to +4.6%: 126 windows +4.6% to +6.9%: 137 windows +6.9% to +9.3%: 96 windows +9.3% to +11.6%: 92 windows +11.6% to +13.9%: 76 windows +13.9% to +16.3%: 45 windows +16.3% to +18.6%: 58 windows +18.6% to +20.9%: 45 windows +20.9% to +23.3%: 37 windows +23.3% to +25.6%: 37 windows +25.6% to +27.9%: 25 windows +27.9% to +30.3%: 20 windows +30.3% to +32.6%: 23 windows +32.6% to +34.9%: 23 windows +34.9% to +37.3%: 24 windows +37.3% to +39.6%: 18 windows +39.6% to +41.9%: 35 windows +41.9% to +44.3%: 49 windows +44.3% to +46.6%: 64 windows +46.6% to +48.9%: 35 windows +48.9% to +51.3%: 9 windows +51.3% to +53.6%: 6 windows +53.6% to +55.9%: 4 windows +55.9% to +58.3%: 1 windows +58.3% to +60.6%: 1 windows +60.6% to +62.9%: 5 windows +62.9% to +65.3%: 4 windows -5% +65%

Median 1y return

+12.2%

Mean 1y return

+18.1%

Best / worst 1y

+65.3% / -4.7%

Windows positive

96%

5th %ile +0.5%
25th %ile +5.3%
75th %ile +29.7%
95th %ile +46.7%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +17.0% +15.9% -10.0% +37.1% 96% 2464
5y rolling +15.2% +15.1% -1.8% +31.2% 100% 3689
10y rolling +15.2% +15.0% +6.4% +22.2% 100% 2602

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period Windows beat Total windows % beat Avg excess
(annualised)
1y rolling 1111 1151 97% +3.3%
3y rolling 1593 2385 67% +1.1%
5y rolling 2507 3610 69% +2.2%

Windows ending up to 30 Jun 2026, the benchmark's last published value.

Monthly returns · since inception (Apr 2006)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -2.1 +0.3 -11.2 +10.8 -0.4 +3.5 +3.1 +1.9 -4.7 -2.3 · · -2.5
2025 -4.0 -7.5 +6.6 +4.9 +2.7 +4.4 -1.9 -2.2 +1.3 +5.0 +1.0 -0.2 +9.5
2024 +2.1 +2.4 +0.1 +4.6 +1.8 +7.7 +4.5 +1.9 +2.3 -5.1 -0.5 -1.4 +21.7
2023 -2.1 -2.3 +0.3 +3.1 +3.8 +4.7 +4.6 -0.9 +2.6 -2.0 +8.3 +7.9 +30.7
2022 +0.4 -5.1 +3.7 -2.0 -4.0 -5.0 +9.2 +4.1 -1.4 +5.6 +3.2 -3.0 +4.6
2021 -0.1 +8.4 -0.0 -0.4 +7.9 +2.5 +3.8 +4.8 +3.1 +2.2 -3.5 +3.6 +36.9
2020 -0.6 -6.5 -26.1 +14.8 -1.8 +7.4 +8.4 +3.4 +0.5 +2.4 +10.2 +7.7 +14.0
2019 -2.2 -1.0 +9.6 -2.0 +1.8 -3.3 -7.4 -1.6 +4.2 +1.7 +2.1 -0.0 +1.0
2018 +1.8 -4.1 -3.5 +5.6 -2.0 -1.9 +4.7 +2.6 -7.2 -5.0 +4.7 +1.0 -4.2
2017 +5.1 +5.3 +5.8 +2.2 +0.3 -0.3 +5.7 -0.8 +0.3 +8.2 +2.2 +3.4 +43.8
2016 -7.4 -10.3 +14.5 +1.9 +2.7 +2.8 +4.4 +3.0 +0.1 +2.4 -6.0 -0.9 +5.0
2015 +5.5 -1.0 -2.3 -1.5 +2.3 -0.8 +4.4 -5.3 -1.2 +3.5 +1.6 +0.7 +5.4
2014 -2.7 +4.5 +6.4 +3.0 +9.9 +7.1 +0.0 +5.2 +1.6 +5.0 +5.7 -1.9 +52.6
2013 +2.8 -5.9 +0.0 +1.3 +1.0 -1.8 -2.1 -5.1 +5.9 +10.7 +0.7 +3.9 +10.8
2012 +8.8 +6.5 +0.2 -0.7 -5.4 +6.1 -0.7 +0.4 +8.6 -2.3 +3.4 +1.5 +28.4
2011 -10.0 -3.4 +7.9 +0.4 -2.1 +1.7 -1.8 -7.5 -2.1 +3.2 -7.4 -4.3 -23.6
2010 -2.7 +0.2 +7.6 +1.8 -0.3 +4.9 +2.1 +2.5 +8.6 +1.0 -1.7 +1.7 +28.4
2009 -5.2 -4.9 +7.5 +13.7 +27.5 +2.6 +11.3 +1.9 +9.3 -2.2 +6.0 +4.1 +92.9
2008 -17.1 -1.1 -13.1 +4.5 -5.5 -14.5 +4.8 +4.3 -9.7 -24.9 -6.4 +7.9 -54.9
2007 +2.0 -5.0 -1.6 +9.2 +6.1 +4.9 +5.0 -0.8 +8.9 +15.6 +3.1 +7.6 +68.7
2006 · · · · -12.6 -11.5 -0.7 +7.8 +6.1 +5.7 +4.2 +0.1 -3.0
Avg -1.4 -1.5 +0.6 +3.8 +1.6 +1.0 +2.9 +0.9 +1.8 +1.5 +1.5 +2.0 +19.6

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (19 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Equity 97.5%
Other / unclassified 2.5%
Equity split: Large 56.6% Mid 22.7% Small 18.2%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Large Cap 56.6%
  • Mid Cap 22.7%
  • Small Cap 18.2%
  • Cash & Equivalents 1.5%
  • Unlisted & other equity 1.0%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

91.3%

66 of 80 holdings are index members

Holdings are entirely within the benchmark universe

As of 2026-09-30

How to read this: This number shows whether the fund invests in the same stocks as the index. It does not show whether the fund weights those stocks like the index. A low number (say below 60%) means the fund holds a meaningful share in stocks the index doesn't carry at all (typical of sectoral, small-cap-tilted or international funds vs a broad benchmark). A high number (80%+) is normal for any large-cap or flexi-cap fund, because Indian active funds mostly pick from the same large and mid-cap stocks as the Nifty 500. It does not on its own signal a closet index fund; to identify that you'd need per-stock weight comparison, which requires index constituent weights we don't currently ingest.

Top stocks held · 80 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
ICICI Bank Ltd. Banks 6.17%
HDFC Bank Ltd.£ Banks 4.56%
Axis Bank Ltd. Banks 3.20%
State Bank of India Banks 3.16%
Bharti Airtel Ltd. Telecom - Services 2.84%
Larsen and Toubro Ltd. Construction 2.46%
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology 2.20%
Au Small Finance Bank Ltd. Banks 2.19%
NTPC Limited Power 2.01%
Infosys Limited IT - Software 1.98%
Bharat Electronics Ltd. Aerospace & Defense 1.93%
SBI Life Insurance Company Ltd. Insurance 1.85%
Reliance Industries Ltd. Petroleum Products 1.85%
Eternal Limited Retailing 1.75%
Bosch Limited Auto Components 1.70%
ACME Solar Holdings Limited Power 1.64%
Divis Laboratories Ltd. Pharmaceuticals & Biotechnology 1.62%
Maruti Suzuki India Limited Automobiles 1.61%
Tech Mahindra Ltd. IT - Software 1.61%
STERLITE TECHNOLOGIES LIMITED Telecom - Equipment & Accessories 1.58%

Sector mix

Financial Services: 34.4% Automobile and Auto Components: 9.7% Healthcare: 9.4% Services: 6.5% Capital Goods: 6.2% Information Technology: 6.1% Telecommunication: 5.4% Other: 22.3%
  • Financial Services 34.4%
  • Automobile and Auto Components 9.7%
  • Healthcare 9.4%
  • Services 6.5%
  • Capital Goods 6.2%
  • Information Technology 6.1%
  • Telecommunication 5.4%
  • Other 22.3%

Risk metrics, trailing 3y (655 matched daily returns, 2023-10-25 → 2026-06-30)

Sharpe

+0.83

excess return per unit of total volatility

Sortino

+1.05

excess return per unit of downside vol

Calmar

+0.81

CAGR / |max DD| in window

Beta vs benchmark

+0.94

scheme sensitivity to benchmark moves

Tracking error

+2.94%

annualised stdev of (scheme − benchmark)

Up capture

+96.2%

% of benchmark gain captured on up days

Down capture

+90.4%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty 500 TRI (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.