ICICI Prudential Mutual Fund · #120244
ICICI Prudential Banking & Financial Services Fund - Direct Plan - Growth
Equity · Sectoral/ Thematic · Direct · Growth
Direct TER: 1.25% · as of
5-year NAV · change the window using the controls in the rolling-returns card below ↓
2021-10-25 → 2026-10-23
Latest NAV
₹140.4300
as of 2026-10-23 · -1.21% vs 2026-10-22
Earliest NAV in archive
2008-08-25
AMFI archive begins Apr 2006
Trailing CAGR vs assigned benchmark
| Window | Scheme CAGR | Benchmark CAGR | Excess | Period |
|---|---|---|---|---|
| 1y | -9.37% | — | — | 2025-10-24 → today · 1.0y |
| 3y | +9.07% | — | — | 2023-10-25 → today · 3.0y |
| 5y | +7.41% | — | — | 2021-10-22 → today · 5.0y |
| 10y | +11.15% | — | — | 2016-10-24 → today · 10.0y |
Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).
Rolling 1-year returns distribution · 1231 daily entry points · last 5 years
Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.
Median 1y return
+14.1%
Mean 1y return
+13.7%
Best / worst 1y
+76.0% / -9.8%
Windows positive
85%
Longer rolling windows · annualised
Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.
| Period | Median | Mean | Worst | Best | % positive | Windows |
|---|---|---|---|---|---|---|
| 3y rolling | +15.4% | +15.6% | -10.5% | +36.4% | 93% | 2465 |
| 5y rolling | +16.1% | +17.0% | +1.4% | +32.3% | 100% | 3237 |
| 10y rolling | +16.7% | +16.7% | +9.8% | +27.0% | 100% | 2010 |
Beat-benchmark consistency · vs assigned benchmark, across overlapping windows
Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.
| Period | Windows beat | Total windows | % beat | Avg excess (annualised) |
|---|---|---|---|---|
| 1y rolling | 292 | 592 | 49% | +0.5% |
| 3y rolling | 101 | 101 | 100% | +1.3% |
Monthly returns · since inception (Aug 2008)
How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.7 | +0.3 | -14.5 | +9.3 | -0.9 | +4.6 | -0.8 | +1.0 | -4.9 | -1.5 | · | · | -10.4 |
| 2025 | -0.7 | -2.5 | +6.0 | +6.1 | +2.4 | +2.9 | -1.9 | -2.9 | +1.3 | +4.1 | +2.2 | -0.7 | +16.8 |
| 2024 | -2.4 | +1.0 | +1.8 | +3.5 | -0.8 | +8.3 | +1.9 | +1.0 | +4.3 | -3.4 | -0.9 | -1.8 | +12.5 |
| 2023 | -3.6 | -1.7 | +0.0 | +4.9 | +4.6 | +4.0 | +2.8 | -2.7 | +1.9 | -1.7 | +4.1 | +5.3 | +18.9 |
| 2022 | +5.1 | -6.6 | +1.5 | +0.4 | -2.2 | -5.4 | +11.7 | +3.9 | -2.3 | +4.3 | +4.1 | -0.8 | +12.9 |
| 2021 | -1.0 | +14.6 | -3.5 | -0.4 | +12.3 | +0.1 | +2.1 | +3.8 | +0.6 | +3.3 | -7.7 | +0.0 | +24.4 |
| 2020 | -0.3 | -6.6 | -37.3 | +13.2 | -9.0 | +12.6 | +4.7 | +7.8 | -6.4 | +4.2 | +20.8 | +5.9 | -4.7 |
| 2019 | -2.7 | -1.6 | +12.7 | -0.3 | +6.1 | -0.7 | -7.6 | -4.3 | +4.9 | +4.1 | +5.8 | -0.1 | +15.6 |
| 2018 | +3.4 | -7.1 | -2.4 | +5.7 | +0.1 | -4.5 | +8.4 | +2.1 | -14.3 | +3.2 | +4.9 | +3.7 | +0.7 |
| 2017 | +9.5 | +7.0 | +5.1 | +5.8 | +2.9 | +0.9 | +8.3 | -2.0 | -2.4 | +4.1 | -0.1 | +1.0 | +47.0 |
| 2016 | -7.7 | -8.7 | +12.3 | +6.2 | +6.6 | +8.1 | +9.7 | +4.0 | -0.3 | +3.1 | -6.2 | -4.0 | +22.5 |
| 2015 | +4.7 | -3.0 | -4.0 | -0.9 | +4.1 | -1.1 | +5.2 | -7.4 | +0.9 | -2.3 | +1.0 | -2.9 | -6.2 |
| 2014 | -10.6 | +3.4 | +17.1 | +2.7 | +17.5 | +6.6 | -1.4 | +2.9 | +0.8 | +7.0 | +7.8 | +3.7 | +70.3 |
| 2013 | +0.5 | -8.6 | -1.5 | +7.4 | +0.4 | -5.2 | -10.8 | -8.7 | +7.6 | +14.8 | +1.3 | +4.1 | -1.9 |
| 2012 | +23.1 | +5.1 | +0.1 | +0.9 | -6.8 | +9.1 | +2.5 | -1.4 | +12.5 | +1.5 | +8.0 | +3.9 | +72.2 |
| 2011 | -9.8 | -2.3 | +12.3 | -2.0 | -3.1 | +1.3 | -1.0 | -13.5 | -0.5 | +5.2 | -12.8 | -8.1 | -31.6 |
| 2010 | -4.2 | +2.4 | +7.8 | +4.6 | -3.3 | +1.8 | +7.7 | +4.3 | +13.7 | +1.0 | -3.3 | -2.3 | +32.8 |
| 2009 | -8.4 | -10.2 | +6.2 | +20.2 | +32.4 | +4.5 | +4.9 | +0.6 | +11.8 | -2.0 | +6.7 | -1.0 | +77.6 |
| 2008 | · | · | · | · | · | · | · | · | -6.0 | -20.5 | -5.5 | +13.7 | -19.7 |
| Avg | -0.4 | -1.4 | +1.1 | +4.8 | +3.5 | +2.7 | +2.6 | -0.6 | +1.2 | +1.7 | +1.7 | +1.1 | +22.3 |
All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (17 complete calendar years in the last column); the running month is left out of it.
Portfolio mix · asset class breakdown as of 2026-09-30
Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings
Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).
- Large Cap 65.2%
- Mid Cap 12.5%
- Small Cap 18.4%
- Debt 1.5%
- Cash & Equivalents 1.4%
- Unlisted & other equity 1.0%
Index overlap
· vs · share of this fund's AUM that sits in stocks the index also includesNo holdings data yet for this fund.
Top stocks held · 56 holdings as of 2026-09-30 See changes vs previous snapshot →
| Stock | Sector | % of fund |
|---|---|---|
| HDFC Bank Ltd. | Banks | 13.84% |
| ICICI Bank Ltd. | Banks | 13.46% |
| Kotak Mahindra Bank Ltd. | Banks | 9.36% |
| Axis Bank Ltd. | Banks | 8.88% |
| State Bank Of India | Banks | 5.23% |
| SBI Life Insurance Company Ltd. | Insurance | 3.15% |
| SBI Cards & Payment Services Ltd. | Finance | 3.09% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 2.77% |
| Bajaj Finserv Ltd. | Finance | 2.63% |
| HDFC Life Insurance Company Ltd. | Insurance | 2.63% |
| LIC Housing Finance Ltd. | Finance | 2.19% |
| Anand Rathi Wealth Ltd. | Capital Markets | 1.77% |
| HDB Financial Services Ltd. | Finance | 1.66% |
| BSE Ltd. | Capital Markets | 1.62% |
| Can Fin Homes Ltd. | Finance | 1.59% |
| Max Financial Services Ltd. | Insurance | 1.57% |
| PNB Housing Finance Ltd. | Finance | 1.55% |
| Bajaj Finance Ltd. | Finance | 1.46% |
| Life Insurance Corporation of India | Insurance | 1.43% |
| Aavas Financiers Ltd. | Finance | 1.32% |
Sector mix
- Financial Services 98.3%
- Sov 1.5%
- Capital Goods 0.2%
Risk metrics, trailing 3y (734 matched daily returns, 2023-10-26 → 2026-10-23)
Calmar
+0.53
CAGR / |max DD| in window
Risk-free rate assumed 6.0% annualised. Benchmark = Nifty Financial Services (assigned by category mapping).
Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.