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Tata Mutual Fund · #135800

Tata Digital India Fund - Direct Plan - Growth Option

Equity · Sectoral/ Thematic · Direct · Growth

Direct TER: 0.68% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-22

min ₹32.45 change +19.0% max ₹65.68

Latest NAV

₹49.0218

as of 2026-10-22 · -0.85% vs 2026-10-21

Earliest NAV in archive

2015-12-29

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-33.27%

trough 2026-03-31 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -10.74% — — 2025-10-23 → today · 1.0y
3y +6.73% — — 2023-10-23 → today · 3.0y
5y +3.29% — — 2021-10-22 → today · 5.0y
10y +17.68% — — 2016-10-21 → today · 10.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1229 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -23.0% to -19.1%: 40 windows -19.1% to -15.1%: 77 windows -15.1% to -11.1%: 137 windows -11.1% to -7.2%: 141 windows -7.2% to -3.2%: 82 windows -3.2% to +0.8%: 49 windows +0.8% to +4.7%: 42 windows +4.7% to +8.7%: 41 windows +8.7% to +12.7%: 71 windows +12.7% to +16.6%: 68 windows +16.6% to +20.6%: 46 windows +20.6% to +24.6%: 32 windows +24.6% to +28.5%: 15 windows +28.5% to +32.5%: 21 windows +32.5% to +36.5%: 73 windows +36.5% to +40.4%: 73 windows +40.4% to +44.4%: 44 windows +44.4% to +48.4%: 67 windows +48.4% to +52.3%: 39 windows +52.3% to +56.3%: 8 windows +56.3% to +60.3%: 3 windows +60.3% to +64.2%: 5 windows +64.2% to +68.2%: 3 windows +68.2% to +72.2%: 3 windows +72.2% to +76.1%: 3 windows +76.1% to +80.1%: 8 windows +80.1% to +84.1%: 13 windows +84.1% to +88.0%: 8 windows +88.0% to +92.0%: 7 windows +92.0% to +96.0%: 9 windows -23% +96%

Median 1y return

+9.0%

Mean 1y return

+13.6%

Best / worst 1y

+96.0% / -23.0%

Windows positive

58%

5th %ile -18.2%
25th %ile -9.8%
75th %ile +35.4%
95th %ile +59.0%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +20.2% +22.1% +3.0% +46.6% 100% 1925
5y rolling +25.3% +24.2% +1.2% +37.7% 100% 1433
10y rolling +17.1% +17.1% +15.5% +19.2% 100% 203

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period Windows beat Total windows % beat Avg excess
(annualised)
1y rolling 589 591 100% +7.1%
3y rolling 100 100 100% +7.9%

Monthly returns · since inception (Dec 2015)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -1.9 -16.3 -6.3 +4.8 +0.4 -4.2 +11.9 +1.8 -9.5 +7.6 · · -14.0
2025 -4.8 -11.6 -1.3 -0.3 +5.7 +4.1 -6.0 -0.1 -2.6 +5.5 +2.5 +1.3 -8.6
2024 +3.9 +3.2 -4.2 -2.1 -1.8 +11.4 +10.8 +5.1 -0.7 -2.8 +6.0 +1.0 +32.4
2023 +2.7 -0.5 -1.5 -2.1 +6.7 +3.1 +1.9 +3.6 +1.9 -2.4 +9.0 +7.8 +33.8
2022 -9.0 -3.4 +7.4 -10.5 -6.4 -5.4 +4.8 -0.7 -3.9 +6.1 +4.4 -5.8 -22.0
2021 +1.8 +1.3 +8.1 +1.5 +6.4 +9.2 +6.1 +10.0 +4.4 +0.1 +2.1 +8.3 +77.3
2020 +3.3 -4.9 -15.3 +8.0 -0.2 +5.7 +20.9 +0.1 +13.5 +3.1 +3.0 +13.9 +57.4
2019 +6.6 +0.8 -0.4 +4.3 -2.8 +0.1 -2.4 +3.8 -1.7 -0.5 -1.8 +3.3 +9.4
2018 +11.6 -0.3 -2.7 +17.1 -1.1 +0.5 +4.8 +6.4 -1.6 -6.0 -2.5 +0.3 +27.0
2017 -5.2 +6.9 -0.9 -4.6 +3.8 +2.0 +4.0 -3.3 +1.2 +6.0 +5.5 +5.4 +21.8
2016 +2.4 -6.7 +9.5 -1.0 +1.8 -2.4 -3.5 -2.7 -2.2 -1.7 -0.3 +3.2 -4.4
Avg +1.0 -2.9 -0.7 +1.4 +1.1 +2.2 +4.9 +2.2 -0.1 +0.8 +2.8 +3.9 +22.4

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (10 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Equity 94.8%
Other / unclassified 5.2%
Equity split: Large 57.4% Mid 17.5% Small 19.9%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Large Cap 57.4%
  • Mid Cap 17.5%
  • Small Cap 19.9%
  • Cash & Equivalents 4.9%
  • Unlisted & other equity 0.2%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 51 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
INFOSYS LTD IT - Software 16.30%
TATA CONSULTANCY SERVICES LTD IT - Software 9.75%
TECH MAHINDRA LTD IT - Software 8.32%
ETERNAL LTD Retailing 7.62%
BHARTI AIRTEL LTD Telecom - Services 5.06%
PERSISTENT SYSTEMS LTD IT - Software 3.89%
HCL TECHNOLOGIES LTD IT - Software 3.56%
PB FINTECH LTD Financial Technology (Fintech) 2.68%
FIRSTSOURCE SOLUTIONS LTD Commercial Services & Supplies 2.08%
CYIENT LTD IT - Services 1.96%
DIXON TECHNOLOGIES (INDIA) LTD Consumer Durables 1.83%
CARTRADE TECH LTD Retailing 1.74%
COFORGE LTD IT - Software 1.63%
LTM LTD IT - Software 1.57%
TBO TEK LTD Leisure Services 1.49%
SONATA SOFTWARE LTD IT - Software 1.45%
MPHASIS LTD IT - Software 1.38%
SWIGGY LTD Retailing 1.35%
ONE 97 COMMUNICATIONS LTD Financial Technology (Fintech) 1.27%
WIPRO LTD IT - Software 1.25%

Sector mix

Information Technology: 61.5% Services: 15.5% Telecommunication: 6.3% Capital Goods: 5.7% Financial Services: 5.7% Consumer Durables: 1.9% Metals & Mining: 1.3% Other: 2.1%
  • Information Technology 61.5%
  • Services 15.5%
  • Telecommunication 6.3%
  • Capital Goods 5.7%
  • Financial Services 5.7%
  • Consumer Durables 1.9%
  • Metals & Mining 1.3%
  • Other 2.1%

Risk metrics, trailing 3y (733 matched daily returns, 2023-10-25 → 2026-10-22)

Sharpe

+0.13

excess return per unit of total volatility

Sortino

+0.20

excess return per unit of downside vol

Calmar

+0.20

CAGR / |max DD| in window

Beta vs benchmark

+0.76

scheme sensitivity to benchmark moves

Tracking error

+8.46%

annualised stdev of (scheme − benchmark)

Up capture

+79.9%

% of benchmark gain captured on up days

Down capture

+76.1%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty IT (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.