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Sundaram Mutual Fund · #144835

Sundaram Services Fund - Direct Plan - GROWTH

Equity · Sectoral/ Thematic · Direct · Growth

Direct TER: 0.85% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2021-10-25 → 2026-10-21

min ₹19.00 change +69.8% max ₹40.80

Latest NAV

₹37.6971

as of 2026-10-21 · -1.17% vs 2026-10-19

Earliest NAV in archive

2018-09-25

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-39.62%

trough 2020-03-23 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -4.20% -8.70%* +4.50% 2025-10-23 → today · 1.0y
3y +12.81% +8.72%* +4.09% 2023-10-23 → today · 3.0y
5y +11.12% — — 2021-10-21 → today · 5.0y

Benchmark assignment is mapped by category and sub-category from public sources.
* The total-return version of this benchmark is no longer published, so starred rows use its price index, which excludes dividends. That understates the benchmark by roughly its dividend yield (about 1.2% a year) and overstates Excess by the same.
"Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 1228 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -4.4% to -1.5%: 14 windows -1.5% to +1.5%: 86 windows +1.5% to +4.5%: 96 windows +4.5% to +7.4%: 123 windows +7.4% to +10.4%: 117 windows +10.4% to +13.4%: 99 windows +13.4% to +16.4%: 100 windows +16.4% to +19.3%: 112 windows +19.3% to +22.3%: 63 windows +22.3% to +25.3%: 43 windows +25.3% to +28.2%: 55 windows +28.2% to +31.2%: 53 windows +31.2% to +34.2%: 79 windows +34.2% to +37.1%: 84 windows +37.1% to +40.1%: 27 windows +40.1% to +43.1%: 13 windows +43.1% to +46.0%: 5 windows +46.0% to +49.0%: 18 windows +49.0% to +52.0%: 6 windows +52.0% to +54.9%: 2 windows +54.9% to +57.9%: 7 windows +57.9% to +60.9%: 4 windows +60.9% to +63.8%: 1 windows +63.8% to +66.8%: 3 windows +66.8% to +69.8%: 2 windows +69.8% to +72.7%: 1 windows +72.7% to +75.7%: 5 windows +75.7% to +78.7%: 1 windows +78.7% to +81.7%: 5 windows +81.7% to +84.6%: 4 windows -4% +85%

Median 1y return

+16.0%

Mean 1y return

+18.7%

Best / worst 1y

+84.6% / -4.4%

Windows positive

96%

5th %ile +0.5%
25th %ile +7.1%
75th %ile +29.0%
95th %ile +44.6%

Longer rolling windows · annualised

Same idea over longer holding periods. Returns are CAGR (annualised) so they're directly comparable to the trailing-CAGR table above.

Period Median Mean Worst Best % positive Windows
3y rolling +21.6% +22.5% +12.1% +37.4% 100% 1247
5y rolling +22.8% +22.3% +11.1% +30.9% 100% 754

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period Windows beat Total windows % beat Avg excess
(annualised)
1y rolling 850 1150 74% +4.1%
3y rolling 1165 1169 100% +4.4%
5y rolling 676 676 100% +4.4%

Windows ending up to 30 Jun 2026, the benchmark's last published value.

Monthly returns · since inception (Sep 2018)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -3.9 -2.1 -10.8 +10.7 +1.3 +4.0 +3.6 +1.9 -5.5 -1.8 · · -4.2
2025 -3.2 -6.4 +5.1 +6.3 +3.7 +5.4 -3.1 -2.0 +1.1 +4.6 +0.9 -0.2 +11.9
2024 +0.3 -0.6 +1.4 +3.0 -1.2 +8.7 +2.9 +4.0 +4.5 -4.8 +0.3 -0.2 +19.3
2023 -3.2 -1.1 +0.2 +3.6 +5.1 +4.6 +3.8 +0.9 +2.1 -1.6 +7.3 +5.0 +29.6
2022 -1.0 -5.2 +6.5 -2.4 -2.8 -5.3 +9.5 +4.8 -1.7 +4.1 +2.7 -3.4 +4.6
2021 -1.0 +9.1 -0.8 +1.6 +10.2 +2.3 +5.9 +6.9 +4.1 +2.5 -1.0 +0.2 +46.8
2020 +3.1 -1.6 -28.3 +9.9 -1.0 +8.0 +4.5 +4.7 -0.3 +2.0 +13.1 +8.4 +16.6
2019 -0.6 +0.1 +7.9 -0.5 +3.5 -0.9 -5.0 +1.5 +6.8 +5.1 +1.9 +1.6 +22.7
2018 · · · · · · · · · +0.4 +1.7 +1.2 +3.3
Avg -1.2 -1.0 -2.4 +4.0 +2.4 +3.3 +2.8 +2.8 +1.4 +1.5 +3.4 +1.6 +21.6

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (7 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Equity 95.1%
Debt 1.6%
ETF / FoF 1.0%
Other / unclassified 2.3%
Equity split: Large 51.1% Mid 14.0% Small 30.0%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Large Cap 51.1%
  • Mid Cap 14.0%
  • Small Cap 30.0%
  • Debt 1.0%
  • Cash & Equivalents 2.3%
  • ETF / FoF (incl. gold/silver) 1.0%
  • Unlisted & other equity 0.6%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

79.3%

37 of 55 holdings are index members

Almost all holdings are in the benchmark universe

As of 2026-09-30

How to read this: This number shows whether the fund invests in the same stocks as the index. It does not show whether the fund weights those stocks like the index. A low number (say below 60%) means the fund holds a meaningful share in stocks the index doesn't carry at all (typical of sectoral, small-cap-tilted or international funds vs a broad benchmark). A high number (80%+) is normal for any large-cap or flexi-cap fund, because Indian active funds mostly pick from the same large and mid-cap stocks as the Nifty 500. It does not on its own signal a closet index fund; to identify that you'd need per-stock weight comparison, which requires index constituent weights we don't currently ingest.

Top stocks held · 55 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
Eternal Ltd (Previously Zomato Ltd) Retailing 6.10%
Bharti Airtel Ltd Telecom - Services 5.06%
Axis Bank Ltd Banks 4.58%
Interglobe Aviation Ltd Transport Services 4.17%
Adani Ports and Special Economic Zone Ltd Transport Infrastructure 3.92%
Reliance Industries Ltd Petroleum Products 3.84%
Rate Gain Travel Technologies Ltd It - Software 2.90%
ICICI Bank Ltd Banks 2.85%
Kotak Mahindra Bank Ltd Banks 2.71%
Apollo Hospitals Enterprise Ltd Healthcare Services 2.69%
One 97 Communications Ltd Financial Technology (Fintech) 2.68%
Info Edge (India) Ltd Retailing 2.64%
PNB Housing Finance Ltd Finance 2.57%
Titan Company Ltd Consumer Durables 2.53%
Shriram Finance Ltd Finance 2.53%
Bajaj Finserv Ltd Finance 2.44%
HDFC Bank Ltd Banks 2.40%
Cholamandalam Financial Holdings Ltd Finance 2.29%
Aster DM Healthcare Ltd Healthcare Services 2.26%
Coforge Ltd It - Software 2.20%

Sector mix

Financial Services: 41.3% Services: 22.2% Information Technology: 8.3% Telecommunication: 8.2% Healthcare: 7.8% Oil Gas & Consumable Fuels: 3.9% Consumer Durables: 3.7% Other: 4.5%
  • Financial Services 41.3%
  • Services 22.2%
  • Information Technology 8.3%
  • Telecommunication 8.2%
  • Healthcare 7.8%
  • Oil Gas & Consumable Fuels 3.9%
  • Consumer Durables 3.7%
  • Other 4.5%

Risk metrics, trailing 3y (654 matched daily returns, 2023-10-25 → 2026-06-30)

Sharpe

+0.68

excess return per unit of total volatility

Sortino

+0.89

excess return per unit of downside vol

Calmar

+0.74

CAGR / |max DD| in window

Beta vs benchmark

+0.92

scheme sensitivity to benchmark moves

Tracking error

+4.83%

annualised stdev of (scheme − benchmark)

Up capture

+91.7%

% of benchmark gain captured on up days

Down capture

+88.7%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty 500 TRI (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.