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Kotak Mahindra Mutual Fund · #151911

Kotak Nifty Financial Services Ex-Bank Index Fund - Direct Plan - Growth

Other · Index Funds · Direct · Growth

Direct TER: 0.32% · as of

5-year NAV · change the window using the controls in the rolling-returns card below ↓

2023-08-21 → 2026-10-22

min ₹10.00 change +50.4% max ₹17.29

Latest NAV

₹15.0440

as of 2026-10-22 · -0.03% vs 2026-10-21

Earliest NAV in archive

2023-08-21

AMFI archive begins Apr 2006

Worst peak-to-trough drawdown

-17.06%

trough 2026-03-30 (since archive start)

Trailing CAGR vs assigned benchmark

Window Scheme CAGR Benchmark CAGR Excess Period
1y -8.06% — — 2025-10-23 → today · 1.0y
3y +12.08% — — 2023-10-23 → today · 3.0y

Benchmark assignment is mapped by category and sub-category from public sources. "Since inception (in archive)" uses the earliest NAV in the AMFI archive (April 2006 onward).

Rolling 1-year returns distribution · 537 daily entry points · last 5 years

Imagine buying this fund on any day in this period and holding for exactly one year. Each bar counts how often that ended with a given return: green bars made money, red bars lost money even after a full year. Taller bar = more common outcome.

0% -7.7% to -6.1%: 2 windows -6.1% to -4.5%: 1 windows -4.5% to -3.0%: 5 windows -3.0% to -1.4%: 9 windows -1.4% to +0.2%: 1 windows +0.2% to +1.7%: 4 windows +1.7% to +3.3%: 12 windows +3.3% to +4.9%: 12 windows +4.9% to +6.4%: 25 windows +6.4% to +8.0%: 24 windows +8.0% to +9.6%: 31 windows +9.6% to +11.1%: 35 windows +11.1% to +12.7%: 35 windows +12.7% to +14.3%: 28 windows +14.3% to +15.8%: 35 windows +15.8% to +17.4%: 17 windows +17.4% to +19.0%: 29 windows +19.0% to +20.5%: 40 windows +20.5% to +22.1%: 26 windows +22.1% to +23.6%: 27 windows +23.6% to +25.2%: 21 windows +25.2% to +26.8%: 24 windows +26.8% to +28.3%: 30 windows +28.3% to +29.9%: 17 windows +29.9% to +31.5%: 12 windows +31.5% to +33.0%: 6 windows +33.0% to +34.6%: 7 windows +34.6% to +36.2%: 12 windows +36.2% to +37.7%: 5 windows +37.7% to +39.3%: 5 windows -8% +39%

Median 1y return

+16.9%

Mean 1y return

+17.0%

Best / worst 1y

+39.3% / -7.7%

Windows positive

97%

5th %ile +2.4%
25th %ile +9.9%
75th %ile +23.9%
95th %ile +33.2%

Beat-benchmark consistency · vs assigned benchmark, across overlapping windows

Of all the rolling windows we observed, how often did this fund's return exceed the benchmark's over the same window. A higher fraction means more consistent outperformance, but says nothing about future windows.

Period Windows beat Total windows % beat Avg excess
(annualised)
1y rolling 443 537 82% +0.1%

Monthly returns · since inception (Aug 2023)

How each calendar month went: green months gained, red months lost. Deeper colour = bigger move.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2026 -3.2 +1.1 -13.9 +14.2 +1.0 +1.8 +3.6 -0.7 -9.5 -2.2 · · -9.8
2025 +0.3 -3.7 +8.9 +2.9 +7.3 +5.9 -5.6 -2.9 +4.0 +6.1 +3.2 -0.7 +27.4
2024 +2.0 -0.4 +1.5 +3.3 -3.5 +7.7 +4.6 +4.6 +3.9 -7.0 -2.3 -0.8 +13.5
2023 · · · · · · · · +5.0 -2.0 +7.4 +2.1 +12.7
Avg -0.3 -1.0 -1.2 +6.8 +1.6 +5.1 +0.9 +0.3 +0.9 -1.0 +2.8 +0.2 +20.5

All values in %. Each cell compares the last NAV of the month with the last NAV of the month before. The latest month is month-to-date; the Year column compounds the months shown on that row. The Avg row is the plain average of each column across the years shown (2 complete calendar years in the last column); the running month is left out of it.

Portfolio mix · asset class breakdown as of 2026-09-30

Equity 100.0%
Equity split: Large 68.8% Mid 25.6% Small 5.7%

Size axis (Style Box) · Large / Mid / Small split of latest disclosed holdings

Per AMFI's semi-annual Categorisation of Stocks (top 100 = Large, 101-250 = Mid, 251+ = Small).

  • Large Cap 68.8%
  • Mid Cap 25.6%
  • Small Cap 5.6%

Index overlap

· vs · share of this fund's AUM that sits in stocks the index also includes

No holdings data yet for this fund.

Top stocks held · 30 holdings as of 2026-09-30 See changes vs previous snapshot →

Stock Sector % of fund
BAJAJ FINANCE LTD. Finance 15.82%
SHRIRAM FINANCE LIMITED Finance 8.32%
BSE LTD Capital Markets 7.64%
Bajaj Finserv Ltd. Finance 6.08%
MULTI COMMODITY EXCHANGE OF INDIA LIMITED Capital Markets 5.09%
SBI Life Insurance Company Ltd Insurance 4.61%
One 97 Communications Ltd Financial Technology (Fintech) 4.37%
JIO FINANCIAL SERVICES LTD Finance 4.30%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. Finance 4.25%
HDFC Life Insurance Company Ltd Insurance 3.39%
Life Insurance Corporation Of India Insurance 3.03%
Power Finance Corporation Ltd. Finance 2.86%
HDFC ASSET MANAGEMENT COMPANY LTD. Capital Markets 2.82%
Bajaj Holdings and Investment Ltd Finance 2.82%
ICICI Lombard General Insurance Company Ltd Insurance 2.34%
PB Fintech Ltd. Financial Technology (Fintech) 2.28%
REC LTD Finance 2.26%
Max Financial Services Ltd Insurance 2.20%
ADITYA BIRLA CAPITAL LTD Finance 1.96%
MUTHOOT FINANCE LTD. Finance 1.77%

Sector mix

Financial Services: 100.0%
  • Financial Services 100.0%

Risk metrics, trailing 3y (734 matched daily returns, 2023-10-25 → 2026-10-22)

Sharpe

+0.38

excess return per unit of total volatility

Sortino

+0.52

excess return per unit of downside vol

Calmar

+0.71

CAGR / |max DD| in window

Beta vs benchmark

+1.00

scheme sensitivity to benchmark moves

Tracking error

+0.70%

annualised stdev of (scheme − benchmark)

Up capture

+100.3%

% of benchmark gain captured on up days

Down capture

+99.9%

% of benchmark loss participated in

Risk-free rate assumed 6.0% annualised. Benchmark = Nifty Financial Services Ex-Bank (assigned by category mapping).

Factual data only. No investment advice or recommendation. Read the scheme document and consult a SEBI-registered Investment Adviser for personalised guidance.